XRP News Today: XRP Faces a Pivotal Moment—ETF Excitement Clashes with Technical Skepticism

The

price discussion has grown more heated as the digital asset’s ecosystem faces a crucial turning point, marked by the introduction of several spot ETFs and shifting market conditions. Some market observers believe that ETF inflows alone are insufficient to push XRP to $100, while others argue that the coin’s practical use cases and rising institutional interest could set the stage for a strong recovery.

Moon, a well-known XRP analyst, recently pushed back against the view that ETFs alone could send XRP to three-digit values. He pointed out that even reaching $10 would demand more than just ETF-related buying

. This perspective stands in contrast to the optimism seen after the launch of the first U.S. spot XRP ETFs, such as the (XRP) and the Canary Capital XRP ETF (XRPC), which together drew more than $410 million in investments during their November 13–20 debut period . Despite these inflows, XRP’s value has faltered, sitting at $1.89 by late November—a 16% decline from its recent high .

The doubts about ETFs as the sole growth driver echo Moon’s previous warnings. In May 2025, he set technical targets for XRP between $2.8–$3 and $4.5–$4.8, but stressed that reaching higher prices would require a combination of factors, including overall market sentiment and regulatory developments . At the same time, another analyst known as 24HRSCRYPTO has taken a more optimistic view, claiming that XRP’s worth is anchored in its function as a global payments solution. He suggested that a $1,000 price could be mathematically inevitable if XRP’s role in financial systems continues to grow .

Institutional participation seems to be a key factor. Ripple’s Swell 2025 event in November 2025 showcased $500 million in funding at a $40 billion valuation, along with plans to expand its RLUSD stablecoin and on-chain lending services

. These moves, together with the approval of 11 XRP ETFs on the DTCC list, point to increasing confidence from institutions. Still, historical trends—where XRP has dropped after Swell events in four of the last five years—cast doubt on the sustainability of the current surge .

Technical analysis offers a mixed outlook. XRP has revisited important support near $2, which was a resistance level during the 2021 bull run

. Should the price climb above $2.50, some analysts foresee the possibility of a rapid upward move. However, bearish indicators, such as a potential death cross and weak on-chain data, remain present .

Regulation continues to be an unpredictable factor. The SEC’s green light for XRP ETFs in late 2025 came after the GENIUS Act was enacted, which clarified rules for payment-oriented digital assets

. Nevertheless, ongoing debates about SEC authority and broader economic conditions could affect ETF outcomes and XRP’s market liquidity.

Although ETFs have not yet led to immediate price surges, their longer-term influence may be seen through greater institutional involvement and reduced XRP availability. The upcoming XRP ETFs from Franklin Templeton and Grayscale, expected to launch at the end of November 2025, could further broaden the range of investment options

.