A well-known voice in the cryptocurrency world has sparked discussion about the direction of digital assets, asserting that threats powered by artificial intelligence will compel global organizations to embrace
XRP
and blockchain solutions. Robert Doyle, a respected figure among crypto enthusiasts,
stated in a video released in November 2025
that conventional financial frameworks are becoming obsolete as AI-driven attacks grow more sophisticated.
Referring to a groundbreaking cyberattack
carried out solely by autonomous AI agents on November 13, 2025, Doyle maintained that only decentralized systems can effectively guard against devastating data breaches.
He pointed out that internal misuse is responsible for 80% of data breaches, highlighting the weaknesses of centralized models
as detailed in a recent report
. Doyle forecasted a major migration toward blockchain for safeguarding sensitive information, such as medical and legal documents, as institutions look to strengthen defenses against AI-related risks. His perspective echoes widespread industry beliefs that XRP, the digital asset native to Ripple, could stand to gain significantly from this shift.
He referenced models indicating
that XRP ETFs could attract up to half of
Bitcoin
ETF investments, which might exhaust available XRP within two years.
These assertions come at a time when institutional interest in XRP is surging, fueled by the recent greenlighting of spot ETFs.
Franklin Templeton and Grayscale introduced their XRP ETFs
on November 24, 2025, following regulatory approval after the U.S. Securities and Exchange Commission (SEC) clarified that secondary-market XRP transactions are not classified as securities.
These offerings, along with those from Canary Capital and Bitwise
, have drawn more than $422 million in investments since late November. Grayscale’s
GXRP
ETF alone recorded
$250 million in trading volume on its first day
.
The market’s response to these ETF debuts has been varied. XRP briefly surpassed $2.05 in early December, but
the asset dropped 7% on November 21
amid widespread turbulence in the crypto sector.
Blockchain data showed significant whale activity
with 200 million XRP sold within two days of the
Bitwise ETF
launch, intensifying downward momentum.
Experts observed that about 42%
of XRP in circulation is currently held at a loss, pointing to underlying market instability.
Technical analysis suggests a cautiously positive outlook.
The MACD indicator moved above its signal line
on the 4-hour chart, hinting at possible bullish momentum, though resistance at $2.20 still poses a challenge. XRP’s price is also being shaped by increased derivatives trading,
as futures open interest climbed
to $3.55 billion. Nonetheless, short-term price swings continue, influenced by broader economic factors such as
Bitcoin’s slip below $86,000
, which has dampened risk appetite.
Institutional uptake is further supported by XRP’s effectiveness in international payments and
its compliance with global protocols
like ISO 20022. Ripple’s On-Demand Liquidity services, now more accessible after the SEC’s decision, are attracting attention from banks and fintech companies. At the same time,
European small and medium-sized enterprises are considering XRP
for treasury operations, citing better liquidity and regulatory benefits under the EU’s MiCA regulations.
However, several hurdles persist.
The threat of market manipulation remains significant
, with major holders controlling more than 68% of the XRP supply.
Regulatory bodies, including the SEC
, have raised alarms about possible price manipulation, urging ETF providers to adopt stringent monitoring systems.
As the digital asset market reaches a pivotal stage,
the next few months will reveal
whether institutional adoption of XRP can withstand ongoing volatility. With leading ETF managers such as BlackRock and Fidelity yet to introduce XRP funds, the future growth of the sector is still unclear. For now, the balance between AI-driven security needs and evolving regulations will likely determine XRP’s place in the changing financial ecosystem.
