Caixin: 3 trillion yuan in electronic accounts receivable rectification, breakthroughs still needed in exploring blockchain and other technologies for "de-core" solutions

ChainCatcher news, according to a report by Caixin, the China Internet Finance Association disclosed that as of November 30, 2025, a total of 217 supply chain information service institutions had registered their basic information with the association.According to sources from the banking industry, the outstanding scale of accounts receivable certificates issued by relevant institutions is close to 3 trillion yuan. For banks and other financial institutions, how to explore “de-core” financing still remains a breakthrough to be achieved.

“De-core” refers to financial institutions reducing excessive reliance on the credit of core enterprises, and instead using real data such as transaction records, orders, logistics, and capital flows of enterprises as the basis for credit assessment through digital technologies such as big data and blockchain, in order to provide financing services for small and medium-sized enterprises on the chain.