The Senior Loan Officer Opinion Survey on Bank Lending Practices for January 2026
January 2026 Senior Loan Officer Survey Overview
The Senior Loan Officer Opinion Survey (SLOOS) for January 2026 examined recent trends in bank lending standards, loan terms, and borrower demand over the previous three months, reflecting activity in the fourth quarter of 2025.
According to the survey, banks generally implemented stricter criteria for approving commercial and industrial (C&I) loans, affecting companies of all sizes. While demand for C&I loans increased among large and mid-sized businesses, it remained largely unchanged for smaller firms.
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