Should You Consider Including These Three High-Performing Mutual Funds in Your Investment Portfolio?

Is Now a Good Time to Invest in Mutual Funds for Retirement?

It's always a suitable moment to consider mutual funds as part of your retirement planning. If you're searching for top-performing options, the Zacks Mutual Fund Rank offers valuable insights to guide your decisions.

To evaluate the long-term potential of a mutual fund, it's important to look at its historical returns, level of diversification, and associated costs. The Zacks Mutual Fund Rank reviews more than 19,000 funds and has highlighted three exceptional choices that are well-suited for retirement-focused investors.

Top-Rated Mutual Funds with Competitive Fees

Here are some of the highest-rated mutual funds from Zacks that feature low expenses and strong performance records:

• Franklin Utilities A1 (FKUTX): This fund falls under the Utilities sector, which is known for its resilience and focus on essential services such as electricity, gas, and water. FKUTX stands out with an expense ratio of 0.7%, a management fee of 0.46%, and an impressive five-year annualized return of 11.92%.
• Fidelity Adv Small Cap Value Z (FIKNX): With an expense ratio of 0.84% and a management fee of 0.83%, this fund invests in smaller companies valued under $2 billion. Over the past five years, FIKNX has delivered a solid annualized return of 11.26%.
• American Funds Inv Co of Amer F3 (FFICX): As a large-cap blend fund, FFICX targets companies with market capitalizations of $10 billion or more, offering greater stability for long-term investors. The fund features a low expense ratio of 0.26%, a management fee of 0.23%, and has achieved annualized returns of 16.29% over the last five years.

If your financial advisor has recommended any of these highly ranked funds, your retirement portfolio is on a strong foundation. If not, it may be time to revisit your investment strategy.

Spotlight: Zacks' Top Semiconductor Pick

A lesser-known company specializing in semiconductor products—distinct from industry giants like NVIDIA—is poised to benefit from the next wave of growth in this sector. As it gains more attention, now could be an ideal time to learn more about this opportunity.

With rapid earnings growth and a broadening customer base, this company is well-positioned to meet the surging demand for technologies such as Artificial Intelligence, Machine Learning, and the Internet of Things. The global semiconductor market is expected to soar from $452 billion in 2021 to $971 billion by 2028.

More Investment Insights from Zacks

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