StoneCo Prepares to Announce Q4 Results: What Can Investors Expect?

StoneCo Ltd. Set to Announce Q4 2025 Results

StoneCo Ltd. (STNE) will release its financial results for the fourth quarter of 2025 on March 2, following the market’s close. The company is anticipated to show year-over-year improvements in both revenue and earnings per share (EPS) for the quarter.

Recent Performance Overview

In the prior quarter, this fintech firm headquartered in Grand Cayman posted an EPS of $0.43, aligning with the Zacks Consensus Estimate. The company experienced annual growth in both total revenue and net income. Its Total Payments Active Client base expanded to 4.7 million, reflecting a 3.1% increase from the previous quarter.

Over the last four quarters, STNE exceeded consensus EPS estimates three times and matched expectations once, with an average positive surprise of 9.12%.

StoneCo Ltd. Price and EPS Surprise

Key Factors Influencing Q4 Results

StoneCo’s performance in the fourth quarter is expected to be supported by ongoing strength in its financial services division.

The company’s comprehensive financial solutions, especially for micro, small, and medium-sized businesses (MSMB), are likely to have fueled growth. The MSMB segment’s rising Total Payment Volume is projected to have contributed positively to the quarter’s results.

Efforts to enhance banking services for small and medium businesses are also expected to have boosted banking-related revenues.

StoneCo’s credit products, including merchant and credit card offerings, have seen notable expansion. With initiatives to broaden its credit portfolio to more clients, STNE is anticipated to benefit from this ongoing growth.

Additionally, the company’s increased emphasis on cost control and operational efficiency is likely to have improved operating leverage during the quarter.

However, heightened competition from traditional banks targeting small and medium enterprises may have posed challenges for StoneCo in the fourth quarter.

Q4 Outlook for STNE

The Zacks Consensus Estimate places StoneCo’s quarterly revenue at $717.9 million, which would represent a 16.2% increase compared to the same period last year.

Despite these positive trends, analysts’ confidence in the company’s quarterly performance has waned, as reflected by a 2-cent reduction in the consensus EPS estimate to $0.48 over the past month. Nevertheless, this figure still indicates a 23.1% improvement over the prior year’s quarter.

Quantitative Model Forecast for STNE

According to Zacks’ quantitative model, StoneCo is likely to deliver an EPS surprise this quarter. The combination of a positive Earnings ESP and a Zacks Rank of #1 (Strong Buy), #2 (Buy), or #3 (Hold) increases the probability of an earnings beat, which applies to StoneCo this season.

Currently, StoneCo holds an Earnings ESP of +5.52% and a Zacks Rank of 3. Investors can use the Earnings ESP Filter to identify top stocks before earnings are announced.

Other Noteworthy Stocks to Watch

Two additional stocks from the Zacks Internet-Software sector—MongoDB (MDB) and Rubrik, Inc. (RBRK)—also appear poised for potential earnings surprises this quarter, according to the model.

• MongoDB is set to report results on March 2, with an Earnings ESP of +0.05% and a Zacks Rank of 1.
• Rubrik will announce its quarterly numbers on March 12, carrying an Earnings ESP of +15.29% and a Zacks Rank of 3.

Top Semiconductor Stock Identified by Zacks

Zacks has highlighted a lesser-known semiconductor company that produces products not offered by industry giants like NVIDIA. Positioned to capitalize on the next wave of market growth, this company is just starting to gain broader attention.

With robust earnings expansion and a growing customer base, it is well-placed to meet the surging demand for Artificial Intelligence, Machine Learning, and the Internet of Things. The global semiconductor market is forecasted to soar from $452 billion in 2021 to $971 billion by 2028.

Additional Resources