UBS Remains a Buy on Barclays PLC (BCS)

​Barclays PLC (NYSE:BCS) is one of the Best Undervalued UK Stocks to Invest In. On February 19,  UBS analyst Jason Napier maintained a Buy rating on the stock with a price target of 580 GBp. Earlier, on February 13, RBC Capital analyst Benjamin Toms raised the price target on the stock from 525 GBp to 550 GBp.

​The ratings follow the company’s full-year 2025 results, released on February 10. Management noted that they met or exceeded guidance across all metrics. The company’s RoTE reached 11.3%, up from 10.5% in 2024, driven by double-digit RoTE across all divisions. The EPS grew by 22% to 43.8p, and TNAV per share grew 15% to 409p. This marked 10 straight quarters of gains. Moreover, profit before tax rose 13%, reflecting broad-based strength.

​The company returned £3.7 billion to the shareholders, 23% more than in 2024. This includes a £1.2bn dividend and £2.5bn in buybacks. Notably, Barclays PLC (NYSE:BCS)’s Net Interest Income for fiscal 2025 reached £12.8 billion, while Barclays UK NII reached £7.7 billion, topping expectations of £12.6 billion and £7.6 billion, respectively.

​Looking ahead, Barclays PLC (NYSE:BCS) announced financial targets for 2026 and 2028. The company aims to achieve a RoTE of over 12% by 2026 and over 14% by 2028. Moreover, management expects to generate a group income of £31 billion in 2026 and aims to achieve a more than 5% income compound annual growth rate from 2025 to 2028.

​Barclays PLC (NYSE:BCS) is a diversified global bank operating through five main divisions: Barclays UK, Barclays UK Corporate Bank, Barclays Private Bank and Wealth Management, Barclays Investment Bank, and Barclays US Consumer Bank.

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