In a recent interview, Ripple’s President Monica Long explained that Ripple Labs is focused on maintaining a long-term relationship with the 300+ financial institutions the IT company had partnered with in recent years.
Softened SEC Tone To Bring In Trillions For XRP?
One of the most standing-out remarks was made in a similar fashion to Ripple’s CEO Brad Garlinghouse, who recently predicted that multi-trillion capital would start to rotate into XRP’s Ledger, given that the regulatory landscape has completely shifted in blockchain’s favor.
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“It feels like the floodgates are going to open this year, doesn’t it?”, – said Ripple’s President, portraying a clear difference of tone & message. This went from an overly-cautious tone that labels blockchain technology of predatory nature to calls for negotiations overnight.
Ripple’s Monica Long also addressed the lack of clarity in terms of regulation for the past decade. With the passage of the Clarity Act, this is going to result in “a sea of change”, Monica notes. Bank America CEO said “we’re all in” on the Clarity Act, but parties are still divided.
Prominent Figures Still Split Over Clarity Act..
The biggest challenge before activating the Clarity Act is the stablecoin yield, a topic causing a hot debate not only between major bank representatives & crypto industry figures. This proposed version of Clarity Act has divided founders of most popular blockchains & platforms.
To illustrate, Ripple’s CEO Brad Garlinghouse extended support to the revamped version of the stablecoin-focused bill. He cited Donald Trump’s latest message on the matter, claiming that U.S. banks are deliberately stalling this crucial bill from completion. “This is, and always has been, about what’s in the best interest of the American people”, – Brad explained.
However, Cardano’s founder Charles Hoskinson doesn’t think the finalization of the Clarity Act on these conditions is “better than nothing”. On the contrary, the outspoken Cardano founder called the Clarity Act a “horrible play” that could curb crypto’s growth by giving too much power to the SEC, Hoskinson said.
A similar position was initially expressed by Coinbase’s CEO Brian Armstrong, but the active negotiations seem to have borne fruit in a mutual compromise. Right now, this ground-breaking legal document is on hold at the Senate, without a new date given following the March 1, 2026 delay.
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Ripple President Monica Long said: “It feels like the floodgates are gonna open this year!” She was talking about big institutions finally starting to use Ripple’s technology and XRP for real-world payments and liquidity.
It means a big wave of adoption — banks, payment companies, and institutions could start moving serious money through Ripple’s On-Demand Liquidity (using XRP). This could create huge demand for XRP.
It’s bullish sentiment from Ripple’s top executive, and 2026 does look promising with clearer U.S. rules, more stablecoin growth, and institutional pilots turning into real use. But it’s still a prediction — not a guarantee.
