Citigroup, Inc.

• C Stock Price 24h change: -4.32%. From 118.04 USD to 112.94 USD. (Price as of Jan 20, 2026).
• From a technical perspective, Citigroup is exhibiting a "short-term correction within a long-term bullish trend." While the stock recently hit a 52-week high of $124.17, it has dropped below its 20-day SMA ($115.92), suggesting immediate pressure. However, it remains above the 50-day ($117.78) and 200-day ($116.16) averages, with a neutral RSI of 56.09 indicating it is not yet oversold.
• Citigroup reported a 13% decline in Q4 2025 profits on January 14, impacted by a $1.2 billion loss from its final exit from the Russian market despite a 35% surge in investment banking fees.
• CEO Jane Fraser announced approximately 1,000 job cuts this week as part of a multi-year restructuring plan to eliminate 20,000 roles by 2026 to improve efficiency and returns.
• On January 12, Citigroup declared a quarterly common stock dividend of $0.60 per share, payable on February 27, 2026, maintaining its commitment to shareholder returns amidst transformation.
• U.S. banking stocks faced a broad sell-off on January 19 due to a federal proposal to impose a temporary 10% cap on credit card interest rates, which analysts warn could severely impact bank margins.
• U.S. Bancorp signed a definitive agreement to acquire financial services firm BTIG for up to $1 billion on January 16, signaling continued consolidation in the investment banking and brokerage sector.

• C Stock Price 24h change: +0.49%. From 117.46 USD to 118.04 USD. The price rose as investors processed mixed Q4 results, where a notable EPS beat ($1.81 vs $1.65 expected) and a rebound in investment banking fees offset a revenue miss and losses from the Russia unit sale.• From a technical perspective, the stock maintains a "strongly bullish mid-to-long term trend" while facing short-term consolidation. C is trading above its 50-day ($109.91) and 200-day ($92.20) moving averages, indicating structural strength; however, proximity to its 8-day SMA ($118.15) suggests immediate resistance and minor selling pressure as the market digests recent earnings volatility.• Citigroup reported Q4 2025 EPS of $1.81, beating estimates, but revenue of $19.87 billion missed the $20.99 billion target due to costs associated with exiting Russian operations.• CEO Jane Fraser confirmed plans to cut approximately 1,000 jobs this week as part of a larger restructuring goal to eliminate 20,000 roles by year-end to improve efficiency.• Oppenheimer raised Citigroup's price target to $144 from $141, citing a constructive outlook on investment banking and corporate client fee recovery.• Major US banks, including JPMorgan and Goldman Sachs, kicked off the 2026 earnings season with a focus on rebounding deal-making activity and the impact of potential regulatory changes on credit card interest rate caps.• Market uncertainty is rising due to federal inquiries into central bank independence and January 2026 inflation data, which shows core CPI at 2.6%, influencing expectations for potential interest rate cuts later this year.