Bitget x Morpho x Arbitrum | Exclusive upgrade of USDT/USDC On-chain Earn products, enjoy up to 12% APY

To provide more flexible and efficient on-chain earning options, Bitget has partnered with Morpho and the Arbitrum ecosystem to officially launch exclusive USDT and USDC On-Chain Earn products, alongside a comprehensive upgrade of the product mechanism. You are now invited to experience a new paradigm of on-chain earnings—highly transparent, with real-time interest accrual and flexible deposits and withdrawals.

Key product highlights

1.       High-yield & flexible access

￮       USDC offers up to 12% APY.

￮       USDT offers 11% APY.

￮       Flexible-term products with no lock-up period, allowing users to subscribe and redeem at any time.

2.       Independent addresses & transparent assets

￮       Each UID uses an exclusive, independent on-chain address, ensuring enhanced asset security through isolation.

￮       Dedicated addresses are automatically created upon subscription; no manual generation is required.

￮       Address private keys are securely hosted by the platform, eliminating the need for users to manage them.

3.       Real-time on-chain operations & instant interest

￮       Upon successful subscription, funds are deployed in real-time to the MORPHO protocol and start accruing interest immediately based on on-chain rules.

￮       Redemptions are processed and arrive instantly according to on-chain rules, with no delays or manual intervention.

4.       Hassle-free gas fee experience

￮       The platform automatically handles gas conversion and payment; users do not need to prepare native gas tokens.

Key upgrade features

•         Upgraded address mechanism: Each user ID has its own exclusive address, not shared with others.

•         Automatic address creation: Addresses are automatically created and bound during subscription.

•         Real-time on-chain execution: Orders are deployed immediately to the DeFi protocol, generating yields in real-time based on on-chain rules.

•         Gas payment mechanism: Gas fees conversion and payment are automatically handled by the platform. Users only bear the corresponding cost.

Promotion period

Flexible-term: December 29, 2025, 11:00 (UTC)–February 27, 2026, 11:00 (UTC)

Limited initial quota available—first come, first served!

Join now

Product details

Note: Actual yield is subject to real-time market fluctuations. Refer to the product page for the actual displayed rate.

How to participate

1.       Log in to your Bitget account and navigate to Earn > On-chain Earn.

2.       Select the USDT or USDC On-chain Earn product.

3.       Enter the subscription amount and confirm; the system will automatically create an exclusive address for you.

4.       After a successful subscription, funds are deployed to the MORPHO protocol in real-time, and interest accrual begins immediately.

Transparency commitment

All asset operations are verifiable on-chain. Yields are derived directly from real returns on the Morpho protocol. Bitget acts solely as a technical service provider, offering users a convenient way to participate in on-chain earnings.

Experience high-yield, transparent On-chain Earn products now and enjoy the perfect combination of DeFi yields and CeFi convenience!