ameriprise stock investor guide

Ameriprise Financial, Inc. (stock)

This article provides a comprehensive, investor-focused reference on ameriprise stock (NYSE: AMP). Readers will learn the company’s business mix, where and how the stock trades, recent measurable financial results and analyst context, dividend and buyback practices, principal risks, and practical notes on how investors commonly access the equity. The piece is designed for beginner-friendly clarity while citing recent, verifiable reporting as context.

Company overview

Ameriprise Financial, Inc. operates as a diversified U.S. financial services company offering Advice & Wealth Management, Asset Management, and Retirement & Protection Solutions. The firm provides financial planning, investment products, asset management services, and insurance and annuity products through a national network of financial advisors and institutional channels. Headquartered in Minneapolis, Ameriprise traces origins to a long history in financial services and is positioned as a significant provider in retail wealth management and institutional asset administration.

ameriprise stock represents ownership in this diversified financial services franchise and is of interest to investors who track asset-management fees, advice revenue, annuity and insurance spreads, and trends in assets under management and administration.

Stock listing and trading information

This section summarizes listing details and typical market data fields investors look for when evaluating ameriprise stock. Note that market figures change frequently; readers should consult real-time market-data providers or the company’s investor-relations pages for the latest numbers.

Ticker and exchange

• Ticker: AMP
• Primary exchange: New York Stock Exchange (NYSE)

ameriprise stock trades under the symbol AMP on the NYSE. There are no separate public ADRs or alternative primary listings for the common stock; investors typically trade AMP on U.S. exchanges during normal U.S. market hours.

Market data snapshot

Common fields investors reference for ameriprise stock include last close price, 52-week range, market capitalization, price-to-earnings (P/E) ratio, dividend yield, beta, shares outstanding, float, and average daily volume. Because these values update intraday, this article highlights recent, reported company metrics where available and directs readers to primary sources for live quotes.

As of 2026-01-28, according to MarketBeat reporting, the current share price referenced for ameriprise stock was $498.47 and the average analyst price target cited was $545.30. (See the References section for source names to check for updates.)

Note: Investors should verify up-to-date market-cap and volume figures on market-data platforms such as Yahoo Finance, Nasdaq or the company’s investor-relations pages before making any trading or research decisions.

Historical price performance

Tracking historical performance helps contextualize ameriprise stock’s sensitivity to market cycles, interest rates and asset-management trends. Historically, the stock has reflected investor sentiment around fee-based revenue growth, long-term trends in assets under management and administration (AUM/AUA), and macro factors such as equity market returns and interest-rate changes that affect annuity spreads.

Recent performance and events

• As of the latest reporting window, ameriprise stock entered an earnings announcement cycle with notable expectations from analysts. As of 2026-01-28, MarketBeat reported that Ameriprise was scheduled to announce quarterly earnings that Thursday morning.
• In the most recently reported quarter prior to that date, Ameriprise beat revenue expectations: it reported revenues of $4.73 billion, up 8.9% year over year, and exceeded analysts’ revenue estimates by 3.8%.
• For the upcoming quarter at that reporting date, analysts expected revenue growth of about 6.4% year over year to $4.75 billion and adjusted earnings of $10.31 per share, according to the same reporting.

These quarter-to-quarter beats and misses have historically moved ameriprise stock on earnings days; investors often monitor AUM movement, net flows in advice channels, and annuity/insurance spread results for immediate market reaction.

Long-term performance

Over multiple years, ameriprise stock performance has been influenced by (1) secular growth or shrinkage in fee-bearing assets, (2) the success of advice retention and advisor-force dynamics, (3) annuity/insurance product profitability and reserve experience, and (4) broader market returns and regulatory developments affecting distribution and capital requirements. Comparing ameriprise stock to benchmarks such as the S&P 500 or an index of financial services firms can help show relative performance, but specific long-term returns require consulting historical price series.

Financial performance and metrics

Ameriprise reports financials on a quarterly and annual cadence. Key metrics for ameriprise stock investors to watch include total revenue, adjusted earnings per share (adjusted EPS), net income, return on equity (ROE), AUM/AUA, net inflows or outflows in wealth channels, and insurance/annuity spread and fee trends. The company’s SEC filings (10-Q, 10-K) and investor presentations provide authoritative tables and reconciliations.

As of the MarketBeat report dated 2026-01-28, the company’s most recent quarter recorded $4.73 billion in revenue (an 8.9% YoY increase) and showed a revenue beat of 3.8% versus consensus. Analysts expected the next quarter’s revenue at $4.75 billion with adjusted EPS estimated at $10.31 per share.

Investors should consult Ameriprise’s investor-relations releases and SEC filings for up-to-date, audited numeric details and footnotes that explain non-GAAP adjustments often used in analyst coverage of ameriprise stock.

Business segments and revenue drivers

Ameriprise reports multiple business segments that materially drive revenue and earnings for ameriprise stock holders:

• Advice & Wealth Management: Revenue from advice fees, advisory platforms, and related services delivered through financial advisors. Growth drivers include advisor recruiting/retention, client asset growth, and net inflows.
• Asset Management: Fee income from asset-management products offered to retail and institutional clients. Drivers include market performance, net flows, and fee mix.
• Retirement & Protection Solutions: Revenue from annuities, insurance premiums, and investment products. Profitability depends on spreads, mortality/morbidity experience, and reserve management.

For ameriprise stock investors, management commentary on AUM/AUA and net inflows is often a near-term indicator of recurring fee revenue trends, while annuity spread and reserve developments can affect longer-term earnings quality.

Dividends and capital allocation

Ameriprise has historically returned capital to shareholders through a mix of regular dividends and share repurchases. Capital-allocation policy and execution are material to the valuation of ameriprise stock because dividends and buybacks affect shareholder yield and share count dilution.

Dividend history

Ameriprise typically pays dividends on a regular (often quarterly) basis. Dividend levels and payout ratios can change based on earnings, capital requirements and management priorities. As of the 2026-01-28 reporting referenced earlier, readers should consult Ameriprise’s dividend pages and SEC filings for the latest declared quarterly dividend amounts and the company’s formal dividend policy.

Share buybacks and other returns

Ameriprise has historically run share-repurchase programs to return excess capital and manage the share count. Share buybacks can lift EPS and represent a material portion of capital return depending on prevailing share prices and available capital. Any active repurchase authorization and the pace of repurchases should be verified in recent investor-relations disclosures to assess the likely impact on ameriprise stock shares outstanding.

Ownership and major shareholders

Institutional ownership typically constitutes a significant portion of ameriprise stock’s outstanding shares. Major institutional holders, mutual funds and ETFs may own concentrated positions; insider ownership levels (executive and board ownership) are usually a small percentage of total outstanding stock. Recent SEC filings and 13F disclosures are the primary sources to verify top holders and any material changes that could affect governance or trading dynamics.

Market data platforms such as MarketBeat and company proxy filings frequently summarize the top institutional holders and recent ownership trends that are relevant to ameriprise stock liquidity and shareholder activism risk.

Analyst coverage and market perception

Equity analysts covering ameriprise stock issue revenue and EPS estimates, target prices and ratings that shape short-term market sentiment. As of 2026-01-28, MarketBeat reported an average analyst price target of $545.30 for ameriprise stock versus the referenced current price of $498.47 — a statistic analysts and investors use to gauge consensus upside or downside expectations.

Analysts’ common bullish themes for ameriprise stock often include strengths in fee-based advice channels, steady AUM growth, and disciplined capital allocation. Bearish themes usually point to sensitivity to market downturns, volatile net flows, competitive fee pressure, and risks in the insurance/annuity business lines.

Over the prior two years (per the reporting context), Ameriprise missed Wall Street revenue estimates four times, a record that some investors weigh when evaluating short-term forecast reliability for ameriprise stock.

Corporate governance and management

Key executive leadership (e.g., CEO and CFO) and board oversight materially affect strategic direction and risk management relevant to ameriprise stock holders. Investors monitor management tenure, succession planning, executive compensation practices, and governance disclosures in the proxy statement as indicators of alignment with shareholder interests.

For precise names and roles of current executives and board members, see the company’s latest proxy statement and investor-relations materials.

Risk factors

Shareholders of ameriprise stock face several principal risks:

• Market and investment performance risk: AUM-based revenue is sensitive to equity and fixed-income market levels and investor flows.
• Interest-rate sensitivity: Insurance and annuity profitability can be impacted by changes in interest rates and the yield curve.
• Regulatory risk: Financial services firms are exposed to regulatory and compliance changes that can affect product design and capital requirements.
• Operational risk: Technology, data security and adviser network retention issues can affect business continuity and reputation.
• Concentration and counterparty risk: Exposure in certain product lines or counterparties can affect cash flow and capital.

Investors should read the risk factors disclosed in Ameriprise’s SEC filings for a detailed, legally stated list of material risks associated with ameriprise stock.

Regulatory and legal matters

Any material regulatory actions, investigations or litigation can affect the financial condition and share price of ameriprise stock. Regularly review the company’s regulatory disclosures and SEC filings for updates. Public reporting channels such as Reuters, MarketWatch and company press releases frequently cover material regulatory developments that would be relevant to stockholders.

Recent news and developments

As of 2026-01-28, according to MarketBeat reporting, Ameriprise Financial was scheduled to announce quarterly earnings on a Thursday morning in the near term. Recent context around ameriprise stock includes:

• Most recently reported quarter: revenues of $4.73 billion (up 8.9% YoY), beating analysts’ revenue expectations by 3.8%.
• Analyst expectations heading into the next quarterly report: revenue of approximately $4.75 billion (up 6.4% YoY) and adjusted earnings of $10.31 per share.
• Peer context: In the custody bank/asset-management peer group, Northern Trust and Invesco reported year-on-year revenue growths of 9.4% and 8.8% respectively in recent quarters. These peer results provide a performance benchmark that investors sometimes use when assessing ameriprise stock.

As noted by MarketBeat reporting dated 2026-01-28, ameriprise stock price movements were relatively flat over the last month during the reporting period, with investor focus concentrated on the upcoming earnings release and median analyst expectations.

How to invest

Investors typically buy ameriprise stock through a brokerage account that provides access to U.S. equities trading. Options and derivative products tied to AMP may be available for sophisticated investors; ameriprise stock is also commonly held indirectly through mutual funds and ETFs that include U.S. financial-services equities.

If you are interested in brokerage services or trading tools, consider using Bitget’s trading platform for integrated research and execution services. Bitget provides market data tools and execution for equities where available through its product offerings. Always confirm product availability and regulatory coverage in your jurisdiction before trading ameriprise stock via any platform.

Caution: This article does not provide investment advice or recommendations. It summarizes factual and public reporting for educational and informational purposes only.

Related securities and derivatives

• Options: Standard listed options on ameriprise stock are commonly available to qualified investors through regulated options exchanges; check your broker for availability.
• ETFs and indexes: ameriprise stock can be a component of sector and financial-services ETFs that hold U.S. banking and asset-management names. Holding through a diversified fund changes exposure compared with direct ownership of ameriprise stock.
• Preferred shares/ADRs: Ameriprise common stock trades as AMP on the NYSE. There are no commonly-traded preferred shares or ADRs for Ameriprise’s common equity; verify current listings via the company’s investor-relations disclosures.

See also

• Ameriprise Financial (company profile)
• List of U.S. financial-services firms
• Asset management and wealth-management industry overview

References

• As of 2026-01-28, according to MarketBeat reporting: Ameriprise Financial’s most recently reported quarter showed revenues of $4.73 billion (up 8.9% YoY) and a 3.8% revenue beat; analysts expected the forthcoming quarter to show revenue of ~$4.75 billion and adjusted EPS of $10.31. The same reporting noted an average analyst price target of $545.30 vs a reference share price of $498.47 and that Ameriprise missed revenue estimates four times over the prior two years. (Source referenced in reporting: MarketBeat.)
• Company filings and investor-relations materials: Ameriprise Financial investor relations and SEC filings (10-Q, 10-K, proxy) are the primary sources for audited financials, dividend declarations, share counts and governance disclosures.
• Market-data providers: Yahoo Finance, Nasdaq, MarketWatch and Reuters provide up-to-date quotes, market-cap and volume details for ameriprise stock.

External links

• Ameriprise Financial — Investor Relations (company website name)
• U.S. SEC EDGAR — Ameriprise Financial filings (EDGAR filings search)
• Market-data pages: Yahoo Finance, Nasdaq, MarketWatch, Reuters (search for AMP quote)

Further reading and next steps: To follow ameriprise stock in real time, consult the company’s investor relations releases and market-data platforms on earnings days. If you plan to trade, explore Bitget’s trading tools and market research for execution and monitoring — and confirm product availability in your region.

Reported date context: As of 2026-01-28, the numeric figures cited in this article are based on MarketBeat reporting noted in the References section. For live price updates and the latest filings, check the company’s investor relations pages and SEC filings.