arr stock: ARMOUR Residential REIT Overview

ARMOUR Residential REIT, Inc. (ARR)

arr stock refers to ARMOUR Residential REIT, Inc., a publicly traded mortgage real estate investment trust (REIT) listed on the New York Stock Exchange. ARR focuses primarily on investing in residential mortgage‑backed securities (MBS) and related instruments, managing interest rate and prepayment exposure while employing leverage to pursue net interest income and distributable earnings. This article explains who ARMOUR is, how arr stock operates, key financial and market information, dividend practices, governance, risks, recent developments, and where investors can find authoritative filings and market data.

Note: arr stock is a listed equity security (ticker: ARR) and is not a cryptocurrency or token. This content is for informational purposes only and is not investment advice.

Company overview

ARMOUR Residential REIT, Inc. (ARR) is a corporation that has elected to be taxed as a real estate investment trust (REIT) under U.S. tax law. The company is managed and advised by ARMOUR Capital Management LP (or an affiliated advisor), which provides portfolio management, research and operational support. ARMOUR Residential was founded in 2008 and is headquartered in New York. As a REIT, ARR must distribute the majority of taxable income to shareholders and meet ongoing distribution, reporting and governance requirements under the Internal Revenue Code.

ARR’s core business is owning and managing a portfolio of residential mortgage‑backed securities, including agency securities (those guaranteed by U.S. government‑sponsored entities) and selected non‑agency mortgage assets, together with short‑term investments such as U.S. Treasuries and money market instruments to manage liquidity.

History

• 2008 — ARMOUR Residential REIT, Inc. was formed in the wake of the financial crisis to provide investor access to portfolios of residential mortgage‑backed securities managed by experienced mortgage credit and securities professionals.
• Public listing — ARR is publicly listed on the New York Stock Exchange under the ticker ARR. Over its history the company has raised capital through common and preferred equity issuances and has periodically adjusted its capital structure in response to market conditions.
• Corporate actions — ARMOUR has issued preferred share series at times to diversify capital and has used repurchase financing and secured borrowing to fund MBS purchases. The company’s public filings and investor releases document these capital activities and any material corporate changes.

For a complete, dated timeline of material corporate events, investors should consult the company’s SEC filings and its investor relations materials.

Business model and operations

Investment strategy

The central investment strategy behind arr stock is generating net interest income from yield differentials between mortgage assets and financing costs while managing interest rate, prepayment and credit risks. ARMOUR invests primarily in:

• Agency residential mortgage‑backed securities (agency MBS) — fixed‑rate and adjustable‑rate securities guaranteed by agencies or agency‑sponsored entities.
• Non‑agency residential mortgage assets — where the company selectively purchases securities with credit risk and typically hedges or manages that exposure conservatively.
• Short‑term instruments — U.S. Treasuries, repurchase agreements and money market holdings to manage cash, collateral and liquidity needs.

Leverage is commonly used in the mortgage REIT model. ARMOUR employs secured financing arrangements (such as repurchase agreements) and other borrowings to obtain funding for MBS positions. The firm’s objective is to earn a positive spread between income from MBS and the cost of borrowing after hedging and operating expenses.

Portfolio composition and risk management

Typical portfolio characteristics for arr stock include a mix tilted toward agency MBS for principal protection from agency guarantees, augmented by selected non‑agency positions where risk‑adjusted returns are attractive. ARMOUR manages portfolio risk via:

• Duration and interest‑rate hedges — derivatives and other instruments are used to reduce sensitivity to parallel shifts in interest rates or to target a desired duration profile.
• Prepayment modeling and seasoning — prepayment speed assumptions affect valuation and hedging; managers model borrower behaviors under different rate scenarios.
• Counterparty and liquidity management — secured financing counterparties, margin practices and liquid short‑term investments help address margin calls and funding stress.
• Credit controls — where non‑agency exposure exists, credit analysis, credit enhancement assessments and position limits are applied.

ARMOUR publishes periodic descriptions of portfolio composition and risk metrics in its investor presentations and SEC filings; investors should consult these primary sources for precise, dated portfolio tables.

Financial performance

Revenue and profitability

Revenue for mortgage REITs like arr stock typically derives from net interest income (the difference between interest earned on mortgage assets and financing costs), plus realized gains or losses from sales and unrealized mark‑to‑market gains or losses on securities and derivatives. Distributable earnings — a commonly used industry metric — adjusts GAAP net income for certain non‑cash items and realized items to estimate cash available for dividends.

Key profitability measures include net interest margin (or yield on assets minus cost of funds), distributable earnings per share, and basic GAAP net income or loss. In ARMOUR’s case, volatility in interest rates, MBS valuations and hedging costs can materially affect reported earnings and distributable cash.

Balance sheet and leverage

ARR’s balance sheet typically shows significant holdings of mortgage‑backed securities financed at least in part by secured repurchase agreements and other borrowings. Important balance sheet considerations for arr stock include:

• Leverage levels: expressed as debt-to‑equity or assets-to‑equity ratios; higher leverage amplifies returns and losses.
• Liquidity positions: cash, U.S. Treasuries and highly liquid collateral held to meet margin and financing requirements.
• Collateral composition and concentration: types and maturities of MBS held and concentration by vintage or coupon can affect funding terms.

Mortgage REIT investors commonly watch financing spreads, repo haircuts, and the stability of counterparties as measures of balance sheet resilience.

Recent results and trends

As of 2026-01-24, market sources and ARMOUR’s investor materials indicate that arr stock continues to report its periodic results via quarterly SEC filings and press releases. Recent company releases and market commentary have highlighted the following themes (refer to the company’s IR and SEC filings for numerical specifics):

• Sensitivity to rising or falling interest rates that alter MBS prices and hedge effectiveness.
• Ongoing use of secured financing to maintain portfolio scale while managing leverage targets.
• Dividend declarations consistent with REIT distribution requirements, subject to distributable earnings and liquidity.

Market data platforms track net income/(loss) and distributable earnings across reporting periods; readers should consult those platforms or ARMOUR’s 10‑Q and 10‑K filings for precise quarter‑by‑quarter figures.

Dividends and shareholder distributions

As a REIT, ARMOUR is required to distribute most of its taxable income to shareholders to maintain REIT tax status. arr stock has historically paid dividends to common stockholders, often on a monthly cadence, and has also issued preferred share series with stated dividend terms.

Important points about dividends for arr stock:

• Dividend cadence: ARMOUR typically announces and pays dividends on a monthly schedule for common shares, with periodic notices for preferred series where applicable.
• Coverage: Dividend sustainability depends on distributable earnings and cash flow after hedging and financing costs. Investors monitor distributable earnings coverage of declared dividends.
• Preferred shares: When outstanding, preferred series have seniority to common dividends and fixed dividend rates; their terms are set at issuance.

Investors should review the company’s dividend announcements and filings for the latest dividend per share figures and record/payment dates.

Stock market information

Ticker and exchange

• Ticker: ARR
• Primary exchange: New York Stock Exchange (NYSE)

Trading metrics

Commonly tracked metrics for arr stock include market capitalization, share price, 52‑week high/low range, average daily volume, dividend yield, and historical price performance. These figures change in real time; as of specific reporting dates market data providers (e.g., MarketWatch, Yahoo Finance, Morningstar, CNN Markets) provide current values.

As an example of market statistics reported by media: as of 2026-01-24, Benzinga reported an ARR share price of $18.55 and noted short interest data described in the next subsection. Readers should consult the sources named in this article for up‑to‑date market metrics.

Share classes and securities

In addition to common stock, arr stock’s capital structure may include outstanding series of preferred stock. Preferred securities, when issued, generally carry fixed dividend rates and have priority for dividend payments over common stock. Details on outstanding share classes, par values, dividend rates and liquidation preferences are disclosed in SEC filings and on the company’s stock information pages.

Corporate governance and management

ARMOUR Residential’s governance framework includes a board of directors, senior management (including a CEO and CFO), and policies disclosed in its proxy statements and governance documents. The firm’s advisor or management affiliate (ARMOUR Capital Management) typically provides day‑to‑day portfolio and operational oversight.

Key governance elements for arr stock investors include:

• Board composition and independence: directors’ backgrounds, committee assignments and tenure.
• Executive leadership: bios of the CEO, CFO and other senior officers.
• Governance disclosures: codes of conduct, insider trading policies, and risk oversight practices filed in the company’s proxy and governance documents.

For current director and officer information, see ARMOUR’s latest proxy statement and investor relations disclosures.

Analyst coverage and investor sentiment

arr stock is covered by a range of market data and research providers. Analysts who cover mortgage REITs typically provide ratings, price targets, and sector commentary based on balance sheet strength, distributable earnings outlook, and interest rate views. Sources of analyst commentary include specialized fixed income and REIT research teams, independent broker research, and large market data platforms.

Investor sentiment for arr stock can be measured by indicators such as short interest, analyst ratings, and volume trends. For example, as of 2026-01-24, Benzinga reported that ARMOUR Residential REIT’s short interest had fallen by 16.89% since the prior report; there were approximately 10.31 million shares sold short, representing 9.99% of the available float, and an estimated 3.8 days to cover based on trading volume. Such metrics are used by market participants to gauge bearish or bullish pressure on a stock.

Risks and considerations for investors

Investing in arr stock involves a set of risks common to mortgage REITs and some that are specific to ARMOUR’s portfolio. Principal risks include:

• Interest‑rate risk: MBS prices and mortgage REIT earnings are highly sensitive to changes in interest rates and the shape of the yield curve.
• Prepayment risk: Faster or slower mortgage prepayments than expected alter cash flows, average life and yield on MBS holdings.
• Leverage and financing risk: Use of repurchase financing and other secured borrowings amplifies returns and losses. Adverse credit or repo market conditions can raise funding costs or force deleveraging.
• Credit and extension risk: For non‑agency or credit‑exposed holdings, borrower credit performance and extension risk (securities not prepaying as expected) can impact valuations.
• Liquidity risk: In stressed markets, MBS liquidity and the availability of repo financing may decline, affecting the ability to buy or sell positions or meet margin calls.
• Regulatory and tax risk: Changes in tax rules for REITs or securities regulation could affect distributions or operating flexibility.

Investors should read ARMOUR’s SEC filings, including risk factors in the annual 10‑K and periodic 10‑Q reports, to understand the full list of risks and the company’s mitigation strategies.

Recent developments and news

As of 2026-01-24, several recent items of public note for arr stock include routine quarterly earnings releases, dividend announcements and market commentary from data providers. Specific datapoints reported in news summaries include ARR’s share price and short interest statistics reported by Benzinga (price of $18.55 and short interest metrics noted earlier). ARMOUR’s investor relations site and SEC filings remain the primary sources for formal earnings, dividend declarations and presentations.

Market commentary has emphasized movements in short interest and comparative short interest levels relative to peers; for instance, Benzinga noted that ARMOUR’s short interest (approx. 9.99% of float) was above the peer group average of 6.45% per certain data aggregators, highlighting that short interest levels can be a point of attention for investors and traders.

For the most recent press releases and webcast schedules, consult ARMOUR’s investor relations materials and the company’s SEC‑filed earnings notices.

Investor relations and filings

Investors seeking authoritative, dated information on arr stock should use these primary sources:

• ARMOUR Residential REIT — Investor Relations (company press releases, investor presentations, dividend notices and event webcasts)
• SEC filings — periodic reports 10‑Q, annual report 10‑K, current reports 8‑K, and proxy statements for governance information
• Market data providers — Yahoo Finance, MarketWatch, Morningstar, CNN Markets and other platforms for current trading metrics and historical data

When citing financial or company metrics, always note the reporting date. For example: "As of 2026-01-24, Benzinga reported the ARR share price at $18.55 and short interest information as noted above." Primary filings should be used to verify accounting, asset composition, and formally reported figures.

See also

• Mortgage REIT
• Mortgage‑backed security (MBS)
• Agency MBS
• Preferred stock
• Interest rate risk

References and external links

Sources used to prepare this guide include company investor relations materials and major market data providers. For up‑to‑date metrics and full filings consult the following providers and ARMOUR’s published disclosures:

• ARMOUR Residential REIT, Inc. — Investor Relations and stock information pages
• MarketWatch — ARMOUR Residential REIT Inc. stock quote and news
• Yahoo Finance — ARMOUR Residential REIT (ARR) profile and market data
• Morningstar — ARR stock quote and analyst commentary
• CNN Markets — ARR stock quote and forecast
• Robinhood / Gotrade / Public Investing — stock pages and retail investor summaries
• Benzinga — market news and short interest reporting (reported data as of 2026-01-24)

(Readers should access the company’s SEC filings and official investor relations releases for definitive financial statements, risk disclosures and dividend notices.)

How to follow arr stock and next steps

• Monitor ARMOUR’s investor relations site and SEC filings for formal announcements and dated financial reports.
• Check market data providers such as Yahoo Finance, MarketWatch and Morningstar for real‑time quotes, 52‑week ranges, trading volume and dividend yield figures.
• If you wish to trade arr stock, consider using Bitget, where you can access equity markets and related wallet services; for custody of digital assets or any Web3 activity related to investment research, Bitget Wallet is recommended in Bitget’s ecosystem materials.

Further exploration: for readers new to mortgage REITs, review materials on MBS basics, interest‑rate hedging, and REIT taxation to build foundational knowledge before interpreting arr stock performance.

This article summarizes publicly available information about ARMOUR Residential REIT, Inc. (ticker: ARR) as of 2026-01-24. It is informational only and not a recommendation or investment advice. For verified financial data and filings, consult the company's SEC submissions and its investor relations materials.