cof stock price guide: Capital One (COF) overview

COF (Capital One Financial Corporation) — Stock Price

cof stock price commonly refers to the market price of Capital One Financial Corporation shares traded on the New York Stock Exchange under the ticker COF. This article explains what the cof stock price means, where to find reliable quotes, recent price drivers (including earnings and acquisitions), valuation and risk factors, trading characteristics and practical guidance for tracking COF in real time. Readers will get clear, beginner-friendly explanations and actionable tracking tips while maintaining a neutral, fact-based perspective.

Company overview

Capital One Financial Corporation is a diversified U.S. banking and financial services company with core business lines including consumer credit card lending, retail banking for consumers, and commercial banking services for businesses. Founded in 1994 and headquartered in McLean, Virginia, Capital One has grown into one of the largest credit-card issuers and a major retail bank by assets and consumer reach.

Key executive leadership: CEO Richard D. Fairbank (Chairman and Chief Executive) leads the company’s strategic direction and public communications. The company files periodic reports with the U.S. Securities and Exchange Commission (SEC) and maintains an investor relations function for financial disclosure.

Ticker and trading information

• Exchange and ticker: NYSE: COF. Throughout this article we will refer to the company as COF and use the lowercase phrase cof stock price where relevant to aid clarity and search relevance.
• Primary trading hours: Regular NYSE trading hours are 09:30–16:00 ET (U.S. Eastern Time).
• Extended trading: COF also trades in pre-market and after-hours sessions; quotes during these sessions can differ from the regular session close and are typically lower in liquidity.
• Share classes: Capital One’s common shares trade under COF; preferred or special share classes, if any, are disclosed in company filings.
• Common reference data fields used for COF: last (trade) price, change (absolute and percent), volume (daily trading volume), average volume (30 or 90-day average), market capitalization (shares outstanding × price), shares outstanding, float, and bid/ask quotes.

Real-time and reference price data

Understanding the cof stock price requires knowing common market-price terms:

• Last/Close price: “Last” is the most recent trade price; “close” usually refers to the last trade during regular hours on a trading day.
• Bid/Ask: The best available buy (bid) and sell (ask) quotes at any moment; spreads can widen in off-hours.
• Intraday price: The range of prices during a trading day. Financial platforms display intraday charts and high/low ranges.
• 52-week high/low: The highest and lowest closing prices during the prior 52 weeks; commonly used to gauge longer-term price context.
• How to obtain live quotes: Broker platforms and market-data providers deliver real-time quotes (some require subscription). Public financial websites (exchange pages, major financial news portals) often show delayed data for free and real-time data for registered users or via partnered brokerages. To trade or receive guaranteed real-time execution, use a regulated brokerage; for cryptocurrency or Web3 integration services, Bitget and Bitget Wallet provide tools in the Bitget ecosystem.

Note: real-time market data can be subject to subscription or access rules from data vendors; always verify with your broker or exchange provider for execution prices.

Historical price performance

Investors and traders look at multiple timeframes when studying cof stock price: intraday (minutes to hours), short-term (1 day to 1 month), medium-term (3–12 months), and long-term (1–5+ years). Historical charts and data let users observe trends such as uptrends, downtrends, consolidations, and volatility patterns.

Where to find historical data: official exchange pages, financial data sites, brokerage charting tools and regulated market-data terminals provide downloadable historical time series for COF (daily open/high/low/close/volume). Historical dividend records and split histories are also documented in company filings and data providers.

Notable historical price events

Specific events have historically produced material moves in the cof stock price. Examples include:

• Earnings releases: Quarterly results showing revenue, net income and EPS that surprise materially above or below consensus frequently lead to multiday price reactions.
• Large acquisitions or strategic deals: Announced mergers and acquisitions can change valuation expectations and produce notable gaps in price.
• Macro shocks: Sudden credit or macroeconomic stress, interest-rate moves, or banking-sector events can shift market sentiment for bank stocks, including COF.

(Each of the above types of events is addressed in more detail later in this guide.)

Recent corporate events affecting price

As of January 24, 2026, media coverage reported a mix of near-term pressures and bullish analyst commentary affecting the cof stock price. Sources reporting these developments included Barchart, Benzinga, Investopedia and CNBC.

Key items reported (dated reporting):

• Q4 earnings and results (reported in late January 2026): Capital One reported quarterly revenue that slightly beat some expectations while diluted EPS missed consensus in the quarter. Reports noted total net revenue of roughly $15.6 billion for the quarter and diluted EPS reported below certain analyst estimates. (As reported Jan 23–24, 2026; sources: Barchart/Benzinga/Investopedia.)
• Brex acquisition: Capital One announced a multibillion-dollar agreement to acquire fintech company Brex for approximately $5.15 billion in cash and stock consideration; the deal is expected to close mid-year. Analysts generally view the transaction as adding strength to Capital One’s corporate payments and business-banking capabilities. (Reported Jan 23–24, 2026.)
• Policy proposal headwinds: News coverage noted a proposal by a U.S. political leader to cap credit-card interest rates; coverage of these policy developments contributed to sell-side caution and short-term pressure on credit-card stocks, including COF. Bank management publicly commented about potential unintended consequences of an interest-rate cap. (Reported Jan 2026; sources include Investopedia and news wire coverage.)
• Analyst views: Despite short-term pressure, many sell‑side analysts maintained bullish views and buy ratings on COF in late January 2026; visible Alpha and other services reported a consensus mean price target implying meaningful upside for some analysts, with a number of firms maintaining buy ratings. Notable broadcast commentary (e.g., Jim Cramer on CNBC) expressed strong bullish conviction for COF in public commentary around the same dates. (Reported Jan 23–24, 2026.)

These items illustrate why the cof stock price can move from a combination of company-specific fundamentals, M&A expectations and broader regulatory or macro headlines. All of the data and commentary above are for informational context and should be confirmed in primary filings and source articles.

Financials and valuation metrics

Investors use a set of core financial metrics to evaluate COF and interpret cof stock price levels. Key metrics include:

• Revenue and revenue growth: Top-line sales from interest income, fees and other banking operations.
• Net income and earnings per share (EPS): Net profit and per-share earnings, including adjusted or diluted EPS for comparability.
• Price-to-earnings (P/E) ratio: Market price divided by trailing or forward EPS, a common valuation metric.
• Price-to-book (P/B) ratio: Market price relative to book value per share; commonly used for banks.
• Net interest margin (NIM): The spread between interest income earned on assets and interest paid on liabilities; a primary driver for bank profitability.
• Credit metrics: Non-performing loans, net charge-offs, and provision for credit losses; these affect future earnings and capital requirements.
• Dividend yield and payout ratio: Current dividend per share relative to price and the portion of earnings paid out.

Where to find these figures: quarterly and annual reports (10‑Q, 10‑K) filed with the SEC, official company press releases, and data providers’ fundamental sheets provide verifiable financials. When citing numbers, always note the reporting date and the source.

Dividends and capital return policy

Capital One’s dividend policy and share-repurchase programs are part of how the company returns capital to shareholders. Investors tracking cof stock price pay attention to:

• Declared dividend per share and ex-dividend dates.
• Dividend yield: dividend divided by current market price — yields fluctuate as price moves.
• Share buyback authorizations and repurchase activity: buybacks can reduce shares outstanding and support EPS and price over time.

Company announcements of dividend changes or repurchase programs can influence the cof stock price by changing investor expectations about total shareholder return and capital allocation priorities.

Analyst coverage and price targets

Analysts publish ratings (buy/hold/sell) and price targets that reflect models and expectations for future earnings and valuation. In late January 2026, Visible Alpha and other tracked services reported that a majority of analysts covering COF maintained buy ratings and consensus price targets implying upside from then-current prices.

Why analyst coverage matters for cof stock price:

• Price targets and rating changes can influence investor flows and short-term momentum.
• Analysts integrate company guidance, macro outlook and M&A impacts into their models; material upgrades or downgrades can create rapid price moves.

Remember: analyst views are one input among many; they are neither guaranteed nor a substitute for independent verification of company filings.

Trading characteristics and derivatives

COF is a widely held, liquid large-cap financial stock with typical trading features:

• Liquidity: Average daily volume for COF tends to be relatively high for a bank-sized issuer, which supports narrower bid/ask spreads during regular hours.
• Volatility: Bank and credit-card stocks can experience sensitivity to interest-rate expectations, credit trends and regulatory news; implied volatility in options may spike around earnings or major announcements.
• Options availability: Listed options (calls and puts) on COF are generally available, enabling hedging, income strategies (writing covered calls) and directional trades. Options traders consider implied volatility, time decay (theta), and event risk around earnings.

If you use derivatives, ensure you understand risks, margin requirements and the potential for rapid losses. This guide does not provide investment advice.

Key factors influencing COF stock price

Multiple factors drive the cof stock price; primary drivers include:

• Interest-rate environment: Banks earn a large portion of income from lending. Changes in benchmark interest rates and the yield curve affect net interest margin (NIM) and the profitability of credit portfolios.
• Consumer credit performance: Delinquencies, net charge-offs and credit quality trends directly influence provisions and future earnings.
• Macroeconomic conditions: Employment, consumer spending and economic growth affect credit demand and repayment behavior.
• Regulation and policy: Proposed or enacted rules (including limits on card interest rates or consumer fees) could materially alter revenue models for credit-card issuers.
• Competition and product changes: New entrants or fintech partnerships can shift market share and fee structures; strategic acquisitions (e.g., the Brex deal announced in Jan 2026) change the business mix.
• Company execution: Marketing spend, operating costs and strategic investments influence margins and profitability.

Each of these factors can push cof stock price up or down depending on investor expectations and realized results.

Risk factors

Investors should be aware of principal risks affecting the cof stock price:

• Credit risk: Deterioration in borrower repayment ability increases charge-offs and provisioning.
• Regulatory risk: Changes in consumer credit rules or interest-rate caps can change revenue structures.
• Interest-rate sensitivity: Rapid shifts in rates or an unfavorable yield-curve relationship can compress margins.
• Concentration risk: A heavy reliance on consumer credit and credit-card products creates sector exposure.
• Operational/technology risk: Service interruptions, cyberattacks or failures in digital platforms can harm reputation and result in regulatory scrutiny.

These risk factors are discussed in detail in the company’s SEC filings; consult those primary documents for precise disclosures.

Technical analysis and market sentiment

Traders use technical indicators to study cof stock price behavior. Common tools include:

• Moving averages (e.g., 50-day, 200-day) to identify trend direction.
• Relative Strength Index (RSI) to measure overbought/oversold conditions.
• MACD to detect momentum shifts.
• Volume patterns and price gaps to identify participation and conviction.
• Short interest: the number of shares sold short versus float — a falling short interest may indicate reduced bearish positioning, while rising short interest can add squeeze risk if a quick rally occurs.

Institutional ownership, fund flows into bank or financial sector ETFs, and prominent broadcast commentary may also shape market sentiment and short-term moves in cof stock price.

How to track COF stock price (practical tips)

Reliable real-time and reference sources for tracking cof stock price include:

• Official exchange quote (NYSE) and company investor-relations pages for filings and press releases.
• Major financial data platforms and brokerage terminals for real-time quotes and historical charts.
• News feeds for earnings releases, M&A announcements and regulatory developments. When following headlines, always note the report date and the original source.

Practical tips:

• Verify quote timestamps: make sure a displayed price is real-time (and not delayed) when making trading decisions.
• Watch after-hours quotes cautiously: liquidity is lower and prices can move more dramatically in extended sessions.
• Use official filings for financial verification: press releases and SEC filings are primary, authoritative sources.
• For integrated trading and Web3 services, consider the Bitget platform to access market data, trading tools and account services, and use Bitget Wallet for secure Web3 asset custody and on‑chain interaction.

Related securities and indices

Related tickers and instruments to consider when studying cof stock price include peer bank stocks and financial-sector ETFs. COF’s share performance is often compared to other large U.S. card issuers and to broader banking indices. Additionally, corporate bonds issued by Capital One are fixed-income instruments tied to the company’s credit profile and may be of interest to fixed-income investors.

Note: This article references peers conceptually but deliberately does not list other centralized exchange names; for trading equities and derivatives, Bitget is the recommended platform to explore within the Bitget ecosystem.

Frequently asked questions (FAQ)

Q: Where does COF trade? A: COF trades on the New York Stock Exchange (NYSE) under the ticker COF.

Q: How does after-hours trading affect cof stock price? A: After-hours quotes reflect trades outside regular NYSE hours. Liquidity is lower and spreads are wider, so prices can move more on limited volume; after-hours moves may reverse or gap at the next regular open.

Q: Where can I find historical dividends for COF? A: Historical dividend records are published in Capital One’s investor relations materials and in historical data pages on financial data providers and SEC filings; always verify ex-dividend dates and record dates in the company’s announcements.

Q: How often does Capital One report results that influence cof stock price? A: Capital One reports quarterly earnings; those releases and conference calls are common catalysts for price moves. The company also discloses material transactions (e.g., acquisitions) through press releases and SEC filings.

See also

• Capital One company profile and investor relations materials
• Bank and financial sector performance summaries
• Market data providers and quote sources

References

The factual content in this article used authoritative data and contemporary market coverage. Select sources include: Robinhood, Yahoo Finance, MarketWatch, Google Finance, CNN Markets, CNBC, Investopedia, TechCrunch, Nasdaq and the NYSE. Specific late‑January 2026 coverage cited in the “Recent corporate events” section included reports and analysis aggregated by Barchart, Benzinga, Investopedia and CNBC (reported Jan 23–24, 2026).

Note: reporting dates are included where timed context matters; always cross-check numbers and filings for the most current data.

External resources and where to trade

For live quotes and trading, use a regulated broker or trading venue. Within the Bitget ecosystem you can:

• View market data and trade equities if supported in your region through Bitget services.
• Use Bitget Wallet to interact with Web3 features and custody digital assets securely.

Bitget provides trading tools and market data widgets designed for active users; verify service availability and regulatory compliance in your jurisdiction before trading.

Reporting note: The company figures, analyst commentary and market moves cited in the “Recent corporate events affecting price” section were reported in late January 2026. Specifically, as of January 24, 2026, business press outlets such as Barchart, Benzinga and Investopedia reported on COF’s quarterly results, the announced Brex acquisition and related analyst commentary. Readers should consult the original company filings posted to the SEC and official investor-relations releases for definitive figures and dates.

Tracking cof stock price requires combining reliable data feeds, knowledge of corporate events and an understanding of macro drivers. For up-to-the-minute execution or custody of tradable assets and Web3 holdings, consider Bitget’s trading tools and Bitget Wallet as part of your research and operational workflow.

Next steps and practical guidance

If you want a live snapshot (current price, change, 52‑week range, market cap, P/E, dividend yield), specify that request and we will prepare a verified snapshot as of a stated timestamp and source. To follow COF in a portfolio, consider setting price alerts on your platform of choice, monitoring quarterly filings, and tracking major corporate events (earnings, M&A, and regulatory updates) that historically move the cof stock price.

Explore Bitget platform features to consolidate market data, order execution and Web3 wallet access in one place. For more educational content on stock fundamentals, risk, and trading mechanics, see the investor relations section on Capital One’s filings and reputable financial-data providers.