Do stocks trade on Veterans Day?

Short answer

Do stocks trade on Veterans Day? Yes — in most years U.S. equity exchanges operate normal hours on Veterans Day (regular session 9:30 a.m.–4:00 p.m. ET), but U.S. bond markets and many banks close. That mix — equities open, bonds/banks closed — can affect settlement timing, mutual fund and money‑market processing, and some broker/dealer operations. Read on for authoritative schedules, settlement impacts, practical guidance and exceptions.

Overview

Veterans Day is a U.S. federal holiday observed each year on November 11 (or the nearest weekday if it falls on a weekend). The holiday honors military veterans and is a federal public holiday for many government offices.

In market practice, federal holidays are handled differently across market segments. For the question "do stocks trade on veterans day" the high‑level answer is that U.S. equity markets — namely the primary listed markets — generally remain open for the regular trading session, while the fixed‑income (bond) markets and many banks observe the holiday and are closed. This article focuses on U.S. stock markets and the related market and settlement effects investors and traders should know.

Official market schedules and authoritative sources

To determine whether markets will be open or closed on a given holiday, rely on primary authoritative calendars and official notices. Key sources include:

• NYSE holiday and trading calendar — the primary exchange calendar for listed U.S. equities.
• Nasdaq holiday and trading calendar — the other major U.S. listed equity venue.
• SIFMA (Securities Industry and Financial Markets Association) — the authoritative industry body that posts bond market and bank holiday schedules.
• Major financial media and reference outlets (for confirmations and year‑specific reporting), for example Investopedia and Kiplinger, and major news outlets for holiday coverage.

As of 2026-01-14, per primary exchange calendars and SIFMA notices, the standard pattern remains: equities operate normal hours on Veterans Day in most years, while the U.S. bond market and many bank operations are closed. Always verify the exchange calendar for the specific year you are trading.

NYSE and Nasdaq — equities trading status

For the core question "do stocks trade on veterans day", the NYSE and Nasdaq historically do not treat Veterans Day as a full exchange holiday. In most years both exchanges operate their regular trading sessions: 9:30 a.m.–4:00 p.m. Eastern Time for the primary trading session.

Two practical caveats:

• Confirm the exchange holiday calendar for the specific year. Exchange observances can change and the calendar is the final authority.
• If Veterans Day falls on a weekend, the observed federal holiday day (and any exchange observation) may shift; check the exchange’s published schedule.

Options, ETFs and other listed products

Options trading and ETF trading generally follow the listed equities exchanges’ schedules. That means options on exchange‑listed stocks and ETFs are typically available during normal market hours on Veterans Day, subject to official exchange notices and any product‑specific rules.

Traders should verify product pages and exchange notices because specialized products (complex options series, certain ETF baskets, or products that rely on underlying bond markets) can have additional constraints tied to other market segment closures.

U.S. bond market and fixed‑income trading

Unlike equities, the U.S. bond market commonly observes Veterans Day as a holiday. SIFMA posts an official bond‑market holiday schedule and historically lists Veterans Day as a bond‑market holiday, meaning that many institutional trading desks and inter‑dealer bond trading platforms are closed.

This difference — equities open while the bond market is closed — is the main reason Veterans Day has operational impacts beyond just equity trading hours.

Settlement, banking and operational impacts

Because many banks and the bond market are closed on Veterans Day, settlement and payment flows tied to trades can be affected even though equities trade. The key points to understand:

• Modern U.S. securities settlement moved to T+1 (trade date plus one business day) effective May 28, 2024. That means a trade executed on a business day typically settles the next business day.
• If a trade occurs on Veterans Day and banks are closed the next calendar day, settlement or funds movement that requires banking hours (or bond‑market functions) can be delayed until the next business day when banks reopen.
• Clearing and custody operations run by clearinghouses and custodians may still process trade reports, but actual funds transfers and interbank settlement instructions depend on bank processing days.

Example: suppose you sell shares on Veterans Day (November 11) and your brokerage initiates settlement on the standard T+1 schedule. If the next day is a bank holiday for the counterparty or the payment leg requires bank settlement, the credited funds may not escape bank systems until the next business day. Practically this can mean a one‑business‑day delay in receiving cleared cash even though the trade itself executed normally.

Effects on mutual funds, money‑market funds and brokerage processing

Mutual funds and money‑market funds operate under fund family policies that often reflect bank and bond‑market holidays. Common operational impacts include:

• Some mutual fund families may treat Veterans Day as a processing holiday, so purchases, redemptions and NAV calculations may follow altered cutoff times or be processed the next business day. Check the fund prospectus/notice for day‑specific processing rules.
• Money‑market funds that rely on the bond market for repricing or liquidity may restrict same‑day purchases or redemptions on bond market holidays.
• Brokerages may impose earlier trade cutoffs on Veterans Day for certain fund types or banking‑related transfers to accommodate bank processing schedules.

Practical examples reported by fund providers in past years include publishing an advance notice that same‑day ACH or wire funding requests may not settle until the next business day when banks reopen. As of 2026-01-14, many custodians and large fund families continue to post holiday processing notices in advance of November 11 each year.

Practical guidance for traders and investors

If you are wondering "do stocks trade on veterans day" and how it affects you, follow these actionable steps:

• Check your broker’s official holiday schedule and any special cutoff times. Brokerages publish year‑specific pages that list holidays and processing rules.
• Remember that the U.S. settlement cycle is T+1 (trade date plus one business day). Confirm how bank holidays interact with your broker’s settlement processing.
• Delay large transfers or fund movements around the holiday window if you need same‑day settlement or availability.
• If you trade bond‑linked products, confirm whether those specific markets are operating; many bond desks will be closed on Veterans Day.
• For mutual funds and money‑market products, verify fund family notices for purchase/redemption cutoffs and operational changes prior to placing orders.
• Use after‑hours and extended‑hours trading only after confirming your broker supports those sessions on the holiday and that order execution and clearing work as expected.

Actionable checklist (quick): confirm broker holiday calendar, check fund cutoff times, avoid time‑sensitive transfers around Veterans Day, and expect a potential one‑business‑day delay in cash availability when banking systems are closed.

Exceptions, edge cases and international considerations

Even though the general pattern for the question "do stocks trade on veterans day" is equities open and bonds closed, exceptions exist:

• Broker/dealer internal policies: some brokerages may take reduced staffing, impose earlier cutoffs or restrict certain services despite the exchanges being open.
• Exchange emergency adjustments: rare events (system outages, market emergencies) can create unexpected early closes or halts that are unrelated to the holiday.
• Early closes: Veterans Day is not typically an early‑close day for equities; however, historical practices can change and exchanges will post any early close notices in advance.
• International listings and ADRs: American Depositary Receipts and international listed products may follow home‑market holiday calendars or have different settlement arrangements — verify each product’s rules.

When trading international instruments or cross‑listed stocks, do not assume the U.S. equity holiday schedule applies; product‑level rules can differ.

History and rationale

Veterans Day is a federal holiday established to honor military veterans. Federal offices and many banks close on this day. However, stock exchanges are self‑regulated entities that set their own holiday calendars through exchange rulemaking and market‑participant conventions.

Historically the exchanges balance public holidays with market accessibility. For many federal holidays the exchanges decide whether to close, remain open or run abbreviated sessions depending on liquidity, market tradition and the needs of issuers and investors. That is why federal holidays do not automatically equate to exchange closures — different market segments and participants follow their own rules.

Frequently asked questions (FAQ)

• Are banks open on Veterans Day? Most U.S. bank branches are closed on Veterans Day; banking operations (ACH, wires) are often not processed that day. Check your bank’s public holiday schedule.
• Are bond markets open? Typically no — the U.S. bond market commonly observes Veterans Day as a holiday. SIFMA posts the bond‑market holiday schedule each year.
• Do stocks trade normal hours? Yes, for most years U.S. listed stocks trade normal hours (9:30 a.m.–4:00 p.m. ET) on Veterans Day. Verify the exchange calendar in your trade year.
• Will settlement be delayed? Often yes — because settlement requires banking rails, trades that would normally settle T+1 can see settlement hold until the next bank business day. Check with your broker.
• Do cryptocurrencies trade? Crypto markets operate 24/7 and are not governed by traditional exchange holiday calendars. This article focuses on U.S. equity and fixed‑income markets, not crypto.

See also

• U.S. stock market holidays
• NYSE/Nasdaq holiday calendars (official exchange pages)
• SIFMA bond market holiday schedule
• Securities settlement cycles (T+1)
• Brokerage holiday and processing policies

References and sources

Official and authoritative sources used to prepare this article (verify the year‑specific calendars before acting):

• NYSE — official holiday and trading calendar (exchange notices and calendar pages).
• Nasdaq — official holiday and trading calendar (exchange notices and calendar pages).
• SIFMA — bond market holiday schedules and industry notices.
• SEC announcements relating to settlement cycle changes (T+1 effective May 28, 2024).
• Investopedia — holiday and market hours explanation articles.
• Kiplinger — personal finance coverage of market holidays and investor impacts.
• Major news outlets (example coverage in national business pages) reporting on holiday schedules and operational impacts.
• Broker and fund family notices — check your specific broker/fund provider for holiday processing advisories.

As of 2026-01-14, exchange calendars and SIFMA notices continue to show the pattern described above; always confirm the calendars for the specific year you are trading.

Practical closing note and Bitget resources

If you trade equities and are asking "do stocks trade on veterans day" for planning purposes: plan ahead. Confirm your broker or fund provider’s published holiday and processing rules, allow extra time for transfers around the holiday, and be aware that bond market and bank closures can delay settlement even when equity trading is open.

For traders and investors who also engage with digital assets or need cross‑product custody and wallet services, consider solutions that operate 24/7. Bitget provides an exchange platform and wallet services designed for continuous operation; check Bitget’s platform notices and Bitget Wallet support pages for service schedules and transfer guidance. Explore Bitget features and wallet tools to help manage positions and settlement needs across trading windows.

Want to stay updated? Before entering time‑sensitive trades around Veterans Day, verify your broker’s holiday schedule and read fund family notices for any adjusted cutoffs. For multi‑product traders, maintaining awareness of both equity and bond market calendars reduces surprises.

Editors and contributors: verify the specific year’s exchange calendars and fund provider notices before publishing. Update year‑specific examples, and add explicit citations to the NYSE, Nasdaq and SIFMA primary pages for the year in question.