does chase have stock trading — Overview
Chase (J.P. Morgan) — stock trading services
Does Chase have stock trading? If you’ve asked that question, this article answers it clearly and in plain language. As of January 22, 2026, according to Chase and J.P. Morgan sources, Chase customers can access J.P. Morgan Self‑Directed Investing through chase.com and the Chase Mobile app to trade U.S. stocks, ETFs and other securities. Read on to learn what the service is, what you can trade, fees, account types, platform tools, custody and security, and how Chase’s offering compares with other retail brokerages.
Overview
Short answer to “does chase have stock trading”: yes. Chase provides retail brokerage services through J.P. Morgan Self‑Directed Investing, an online and mobile self‑directed brokerage product integrated into the Chase consumer experience. The proposition is simple: combined banking and investing in one ecosystem, with online access to thousands of U.S.‑listed stocks and ETFs and $0 online commissions for U.S.‑listed stock and ETF trades.
J.P. Morgan Self‑Directed Investing sits within the broader J.P. Morgan Wealth Management and retail Chase product stack. Customers access accounts via chase.com or the Chase Mobile app using their Chase credentials. For many users the appeal is the convenience of managing deposits, credit cards, and investments in one place, plus access to J.P. Morgan research and market news on the platform.
History and branding
The self‑directed brokerage offering at Chase has evolved over time. Historically the retail offering appeared under names such as "Chase You Invest" and other online investing labels. In more recent years Chase consolidated and rebranded the product into J.P. Morgan Self‑Directed Investing to align with J.P. Morgan Wealth Management’s broader capabilities and brand. Platform enhancements documented in company announcements include the addition of fractional‑share trading, improvements to mobile and web trading tools, and tighter integration with Chase banking products.
As of January 22, 2026, J.P. Morgan publicly highlighted platform upgrades and feature rollouts in company communications and press materials. The 2024 press release from J.P. Morgan Chase noted a suite of new features intended to improve the self‑directed investing experience for retail users, including simplified onboarding and trading tools. (Sources: Chase online investing pages and J.P. Morgan press release.)
Products and markets offered
U.S. stocks and ETFs
Does Chase have stock trading in U.S. equities? Yes: the self‑directed service offers access to thousands of U.S.‑listed stocks and ETFs. Retail customers can place market, limit and other common order types for U.S.‑listed securities. In addition, many prominent securities and ETFs offer fractional‑share purchases, letting investors buy dollar amounts instead of whole shares. Fractional trading typically covers many S&P 500 and Nasdaq‑100 names and a wide set of ETFs, enabling smaller-dollar exposure and diversified allocations.
Options
Options trading is available for customers who apply and are approved for options. Online options trades are promoted with a $0 base commission for placing orders online plus per‑contract fees — historically the platform disclosed a per‑contract charge (for example, $0.65 per contract) for electronically routed options trades. Phone or broker‑assisted option orders generally incur higher fees. Option approval is subject to application questions about experience, objectives and financial situation.
Mutual funds, bonds and treasuries
The Chase/J.P. Morgan brokerage offers a selection of mutual funds, money market funds and fixed‑income products including U.S. Treasuries, corporate bonds and municipal bonds. Some bond purchases and secondary market bond trades carry per‑trade or per‑bond fees and caps; bond pricing and fees can differ from stock/ETF execution and often reflect market liquidity and settlement handling. For investors seeking short maturities, U.S. Treasuries and money market vehicles are typically available on the platform.
Cryptocurrencies and crypto exposure
Does Chase have stock trading for crypto? Direct crypto spot trading (buying BTC, ETH and other tokens) is not offered inside the J.P. Morgan Self‑Directed Investing brokerage account. Chase’s brokerage primarily supports regulated securities. That said, customers can gain crypto exposure via listed investment products (for example, certain ETFs that provide exposure to digital‑asset companies or crypto‑linked strategies) where available. Direct custody or spot trading of cryptocurrencies is handled outside the brokerage and requires separate products and intermediaries.
Account types and eligibility
Account options include individual and joint taxable brokerage accounts, Traditional IRAs, Roth IRAs and rollover IRAs, and trust accounts for eligible clients. Basic eligibility typically requires U.S. residency, meeting the minimum legal age in the state of residence (usually 18), and providing identity verification documentation such as a Social Security number and proof of address. Non‑U.S. residents may face restrictions or be ineligible for account opening depending on local rules and the brokerage’s policies.
How to open and fund an account
Does Chase have stock trading available to new customers right away? Opening an account is generally a digital process. Customers can apply online at chase.com or via the Chase Mobile app by selecting the investments or brokerage section. The online application asks for personal details, tax identification number, employment and financial information, and investment experience for purposes such as options approval.
Funding options include instant transfers from linked Chase checking or savings accounts, external bank account transfers (ACH), wire transfers, mobile check deposit (subject to limits), and account transfers/rollovers from other brokerages via ACAT. Instant internal transfers from Chase bank accounts often post immediately for trading, while external ACH transfers typically clear in 1–3 business days. Full account transfers via ACAT can take several business days; an outbound full ACAT termination fee is commonly applied by the brokerage (see Fees section).
Trading platform and tools
The Chase Mobile app and chase.com web platform provide the primary trading experience for J.P. Morgan Self‑Directed Investing customers. Core features include trade tickets for market and limit orders, dollar‑based fractional‑share orders, screeners for stocks and ETFs, watchlists, price and news alerts, portfolio performance tracking, and integration with J.P. Morgan research and market commentary. The platform targets both new and experienced self‑directed investors, with simplified order entry for beginners and research and charting tools for more active traders.
Order types commonly supported include market, limit, stop, and stop‑limit. Fractional orders are typically placed and displayed in dollar amounts; fractional availability depends on the security and platform rules. The Chase Mobile app also consolidates banking and investing dashboards so users can view balances, pending transfers and recent trades in one place.
Fees, commissions and other costs
Key pricing facts that prospective customers often ask about answer the central query “does chase have stock trading” with specifics on costs. As of January 22, 2026, the public pricing points are:
- Online U.S.‑listed stocks & ETFs: $0 per trade for online orders.
- Options: $0 online trade base plus a per‑contract fee (commonly around $0.65 per contract for electronically placed contracts). Phone or broker‑assisted options trades can incur higher fees.
- Call‑in / broker‑assisted trades: typically a flat fee (historically in the ~ $25 range) per transaction for phone‑placed orders.
- Account transfer / termination (ACAT): a fee may apply when transferring all assets out of the brokerage (often in the neighborhood of $75 for full account transfers/termination).
- Bond secondary market: bond trades can carry per‑trade or per‑bond fees and caps; exact pricing varies by bond type and liquidity.
- Margin lending: margin loans are available under a tiered margin‑rate schedule tied to prevailing margin rates; customers should consult the margin schedule before borrowing.
Other incidental and regulatory fees may apply, such as exchange fees, clearing fees, or fees related to physical certificate reissues. Promotional cash bonuses for funding and transfers are periodically available — these are time‑limited offers with specific terms and eligibility requirements. Always review the current pricing and offer terms prior to opening or funding an account.
Integration with Chase banking and ecosystem
One of the most cited advantages is integration. Does Chase have stock trading that’s well integrated with bank accounts? Yes: Chase’s brokerage offering is tightly integrated with Chase bank products. Benefits include instant internal transfers between Chase bank accounts and the brokerage, a consolidated view of bank and investment balances in the Chase Mobile app, single sign‑on convenience, and combined reporting tools that make tax season and household finance tracking easier for many users.
This integration can simplify deposits and withdrawals, let customers sweep idle cash into interest‑bearing products, and present J.P. Morgan research and Chase personal finance tools alongside trading features.
Regulation, custody and security
Brokerage accounts opened through J.P. Morgan Self‑Directed Investing are custodied at J.P. Morgan Securities (JPMS) or the designated clearing/custody entity named by J.P. Morgan. Customer securities are typically protected by the Securities Investor Protection Corporation (SIPC) up to applicable limits for missing assets following a broker failure; SIPC protection does not cover market losses. SIPC protection and limits are subject to the SIPC rules in effect at the time.
It is important to differentiate SIPC coverage from FDIC insurance: FDIC protects bank deposits (checking, savings) up to insurance limits; FDIC does not insure securities, mutual funds or similar investments. Brokerage custodians also maintain separate regulatory capital and trust accounting rules required by securities regulators.
Chase and J.P. Morgan apply industry standard security measures including encryption, multi‑factor authentication (MFA), account alerts and fraud monitoring. Customers are encouraged to enable MFA, use strong passwords, and monitor account activity regularly for unauthorized transactions.
Limitations and considerations
Typical limits and considerations to keep in mind:
- Availability: services and account eligibility primarily target U.S. residents; access may vary by state and citizenship status.
- Markets covered: the platform focuses on U.S.‑listed equities and ETFs; international direct market access for foreign exchanges is limited compared with full‑service global brokerages.
- Fractional shares: not all securities are available in fractional form and rules on fractional orders (e.g., dollar rounding) apply.
- Order routing and execution: execution quality depends on routing, market conditions and order type; limit orders may not guarantee execution.
- Phone vs online trades: fees and processing differ between online self‑service trades and broker‑assisted call‑in trades.
- Crypto: direct spot crypto trading and custody is not provided inside the brokerage; crypto exposure requires separate products or listed securities where applicable.
How Chase compares to other retail brokerages
Investors commonly compare brokerages on a set of criteria. Does Chase have stock trading that stacks up? Key comparison points:
- Commissions: Chase offers $0 online commissions for U.S. stocks and ETFs, aligning with major retail brokers that eliminated base online commissions.
- Fractional shares: the availability of dollar‑based fractional orders for many large names is similar to competitive retail brokers that offer fractional shares.
- Research and resources: J.P. Morgan research and market commentary are a distinguishing element for customers seeking institutional‑grade insight integrated into a retail interface.
- Integration: Chase’s edge for many users is the combined banking and brokerage ecosystem for customers already using Chase banking products.
- Fees for special services: broker‑assisted trades, ACAT outbound fee and certain bond fees may be higher than low‑cost or discount brokerages, so customers who plan heavy phone assistance or frequent account transfers should compare specific fee schedules.
These points help frame how Chase’s offering sits relative to standalone discount brokerages and other bank‑backed brokerage services.
Frequently asked questions (FAQ)
Can I trade stocks with Chase?
Yes. J.P. Morgan Self‑Directed Investing (available through chase.com and the Chase Mobile app) enables customers to trade U.S.‑listed stocks and ETFs.
Are trades commission‑free?
Online trades of U.S.‑listed stocks and ETFs are $0 per trade for self‑directed online orders. Other services (options per‑contract fees, call‑in trades, bond fees, ACAT) may carry charges.
Can I buy fractional shares?
Yes — many S&P 500 and Nasdaq‑100 names and a broad set of ETFs support fractional‑share buying in dollar amounts. Fraction availability is security‑dependent.
How do I transfer an account out?
To transfer out, request an ACAT transfer from the receiving brokerage. The Chase brokerage commonly charges an outbound ACAT/termination fee for full transfers (see the account pricing page for the current amount). ACAT timing typically ranges from several business days to a week depending on asset types and receiving firm processes.
Does Chase let me trade cryptocurrencies?
Not directly inside the J.P. Morgan Self‑Directed Investing brokerage as spot crypto trading. Customers can access crypto exposure via regulated listed products (where available) or use separate services outside the brokerage for direct crypto trading and custody.
See also
- J.P. Morgan Wealth Management
- Retail brokerage
- SIPC insurance
- Fractional shares
- Options trading
- Chase Mobile app
References
As of January 22, 2026, according to Chase and J.P. Morgan public pages and a J.P. Morgan press release, the material in this article reflects the services, pricing and features publicly disclosed by Chase and J.P. Morgan.
Primary sources (for verification):
- https://www.chase.com/personal/investments/stocks
- https://www.chase.com/personal/investments/online-investing
- https://www.chase.com/personal/investments/brokerage-account
- https://www.chase.com/personal/investments/offers
- https://www.chase.com/personal/investments/learning-and-insights/article/how-to-trade-stocks
- https://www.jpmorganchase.com/newsroom/press-releases/2024/jp-morgan-enhances-self-directed-investing-experience-with-new-features
- https://www.chase.com/personal/investments/online-investing/pricing
- https://www.chase.com/personal/investments/online-investing/self-directed/welcome
- Optional review/video: https://www.youtube.com/watch?v=kcf1GHVbxhA
Note: pricing and product availability change over time. Consult the official Chase / J.P. Morgan pages above for the current terms and disclosures.
Final notes and next steps
If your main question was simply “does chase have stock trading,” the practical answer is yes — via J.P. Morgan Self‑Directed Investing on chase.com and the Chase Mobile app. For readers considering opening an account: check current pricing, compare the integration benefits with your needs, confirm fractional availability for specific tickers, and review account transfer and margin terms before initiating funding.
Want to explore further? Visit Chase’s online investing pages or the J.P. Morgan Self‑Directed Investing welcome materials for step‑by‑step account opening and the latest pricing. If you use Chase bank accounts, the integrated experience may simplify funding and daily cash management.
