does robinhood charge a fee to transfer stocks

does robinhood charge a fee to transfer stocks

Short answer (up front): does robinhood charge a fee to transfer stocks — yes. Robinhood assesses an outgoing ACATS transfer fee for moving brokerage securities to another firm. The exact amount and rules depend on the transfer type (partial vs. full), which assets are included, and Robinhood’s current fee schedule. Read on for a step-by-step explanation, asset eligibility, timing, alternatives, tax and reporting implications, and practical tips to reduce or avoid charges.

Overview: transfer types and what "transfer" means

When people ask "does robinhood charge a fee to transfer stocks," they’re usually asking about moving equity positions (stocks, ETFs, options) out of a Robinhood brokerage account to another brokerage using the industry-standard ACATS system. It’s important to separate three different actions:

• Transferring securities between brokerages (outbound ACATS transfer or inbound ACATS transfer).
• Withdrawing cash from your Robinhood account to a bank (ACH, wire, or instant withdrawal).
• Moving crypto held on Robinhood Crypto (handled differently; generally not ACATS transferable).

ACATS (Automated Customer Account Transfer Service) is the typical means of transferring brokerage positions between firms in the U.S. The receiving broker normally initiates the ACATS transfer on your behalf.

As of January 22, 2026, according to Robinhood’s Help Center and the Robinhood Financial (RHF) Fee Schedule, Robinhood does charge an ACATS outgoing transfer fee. The fee schedule is the authoritative source for the exact amount and any updates.

How outbound transfers (ACATS out) work at Robinhood

When you initiate a transfer out of Robinhood to another broker (the receiving firm usually starts the process), the transfer request tells Robinhood which assets should move. Key points:

• The receiving broker typically initiates the ACATS transfer request. You’ll provide your Robinhood account details to the receiving broker and authorize the transfer.
• Robinhood reviews the request, confirms asset eligibility, and either completes the transfer or flags non-transferable items.
• The process may involve selling or cashing out non-transferable assets (more on that below).
• Robinhood applies its outgoing ACATS transfer fee per the RHF Fee Schedule.

When asking "does robinhood charge a fee to transfer stocks," remember the fee is specific to an ACATS outbound transfer — not the same as cash withdrawals, instant transfers, or wire fees, which have separate rules.

Robinhood’s outbound transfer (ACATS) fee — what the policy says

Robinhood’s public Help Center and the RHF Fee Schedule state that Robinhood charges an outbound ACATS transfer fee for transferring securities to another broker. Historically, industry reporting and third-party summaries have cited a commonly referenced figure for Robinhood’s outgoing ACATS fee; however, fee amounts and policies can change. The RHF Fee Schedule and the Robinhood Help Center are the authoritative references for the current fee amount and details.

• The outgoing ACATS transfer fee is charged when you request to move securities out of a Robinhood brokerage account.
• The fee is applied per account transfer request. If you have multiple Robinhood accounts and request separate transfers, each account’s request may incur its own fee.
• Robinhood’s Help Center clarifies distinctions between transfers of securities (ACATS) and cash withdrawals; those are treated differently for fees and processing.

Note: For the exact dollar amount and any exemptions or promotional rules, consult the RHF Fee Schedule on Robinhood’s site. Policies and amounts have changed in the industry over time, so always verify the date on the fee schedule before initiating a transfer.

Partial versus full account transfers

A common follow-up is whether the fee applies differently to partial vs. full transfers. The key points:

• Full account transfer: moves all eligible securities and cash from your Robinhood account to the receiving brokerage. Robinhood’s documentation indicates the outbound ACATS transfer fee applies to full transfers.
• Partial transfer: you can request that only specific positions and/or cash move to the receiving firm. The outbound ACATS transfer fee also applies to partial transfers per Robinhood’s support materials.

Because Robinhood charges on a per-account-transfer-request basis, initiating multiple separate transfer requests from the same account (for example, two partial transfers executed at different times) may result in multiple fees. If you plan to move most or all holdings, a single full-account transfer can be cleaner and may avoid repeated charges.

Which assets are transferable (and which are not)

Understanding what can and cannot move via ACATS is central to the question "does robinhood charge a fee to transfer stocks," because non-transferable assets are handled differently and may be sold or converted to cash during transfer processing.

Generally transferable:

• Whole, settled shares of U.S. equities and many ETFs.
• Certain legacy option positions, if eligible and transferable (depends on contract and settlement status).
• Cash and settled cash balances.

Generally not transferable (examples typically flagged by Robinhood support):

• Fractional shares: fractional positions on Robinhood are usually not transferable via ACATS. They will typically be sold (or converted to cash) during an outbound transfer request, and the proceeds will be returned to the account or transferred as cash.
• Crypto held on Robinhood Crypto: crypto on Robinhood is not moved via ACATS (the ACATS system applies to brokerage securities). Crypto transfer rules differ and often require withdrawals off-platform to an external wallet, which depends on Robinhood Crypto’s policy and supported cryptocurrencies.
• Certain mutual funds, newly issued securities, or restricted securities can be non-transferable, depending on issuer and settlement.

Robinhood’s Help Center lists eligible and ineligible assets and explains how it treats fractional shares and crypto when you request an outbound transfer.

Fractional shares and crypto: typical handling on transfer-out

• Fractional shares: Because ACATS transfers generally require whole-share positions, Robinhood commonly sells any fractional share holdings when you request a full outbound transfer and includes the cash proceeds in the transfer. The sale of fractional shares is a taxable event if you have gains or losses.
• Crypto holdings: Robinhood Crypto holdings are generally not transferable via ACATS. If you request a full account transfer and have crypto holdings, Robinhood’s policies describe how those positions are handled (for example, liquidation or retention subject to local rules and timing). Check Robinhood’s crypto transfer help article for the latest specifics.

These behaviors matter because selling non-transferable holdings to convert them to cash may create tax consequences and affect your net proceeds from a transfer.

Timing and process: how long transfers take and what to expect

When evaluating "does robinhood charge a fee to transfer stocks," also consider time and operational details:

• Initiation: the receiving broker typically starts the ACATS transfer once you authorize it. You provide required account details and direction for which assets to move.
• Typical timeframe: ACATS transfers commonly take several business days (often 3–7 business days), but can take longer if there are ineligible securities, unsettled trades, or documentation issues.
• Account lock or restrictions: during the transfer, your Robinhood account may be restricted from certain trading or withdrawal actions to avoid conflicts while assets are in motion.
• Unsettled trades: positions from recent trades that are not yet settled may be excluded or treated as cash in the transfer.
• Residual cash or micro-positions: small residual holdings or fractional remains might be liquidated or returned as cash.

Because the transfer involves coordination between two brokers and settlement windows, expect a short period in which you cannot trade or withdraw certain holdings until the transfer completes.

Other Robinhood fees and money-movement costs (how they differ)

When people ask "does robinhood charge a fee to transfer stocks," they sometimes conflate ACATS transfer fees with unrelated withdrawal or instant-transfer fees. Here’s how they differ:

• ACATS outgoing transfer fee: charged for moving securities out of Robinhood via the broker-to-broker ACATS system.
• Bank ACH withdrawals: typically free for standard transfers to your linked bank, and take a few business days.
• Instant or debit-card withdrawals: Robinhood has charged fees for instant withdrawals (a percent fee with minimums and maximums), and those fall under different policy lines.
• Wire transfers and overnight check delivery: may carry separate fees as listed in the RHF Fee Schedule.

Always consult Robinhood’s “Are there fees for transfers?” help article and the RHF Fee Schedule to see current fee categories and amounts. ACATS transfer fees are distinct from cash withdrawal fees.

Incoming transfers and fee reimbursement policy

If you’re moving assets into Robinhood from another broker, Robinhood’s support materials indicate that Robinhood may reimburse fees charged by the delivering broker for the inbound ACATS transfer, up to a stated cap and subject to eligibility rules. Typical details include:

• Reimbursement cap: Robinhood has historically reimbursed incoming transfer fees up to a capped amount (commonly cited at $75) for eligible inbound full transfers. Exact caps and eligibility rules are listed in Robinhood’s Help Center.
• Eligibility requirements: reimbursements generally require that you follow the stated steps (e.g., initiating a full transfer into an eligible Robinhood account) and meet any minimum transfer size and timing conditions.

If you plan to move positions into Robinhood, check the current inbound-transfer reimbursement policy to confirm caps, minimum transfer value, and any required documentation.

Tax, cost-basis, and reporting considerations

Transferring positions between brokers is not the same as selling. Transfers preserve your security holdings and typically preserve cost basis if the delivering broker provides accurate cost-basis data during the transfer. Key considerations:

• Cost basis transfer: broker-to-broker transfers usually maintain cost basis metadata, but the accuracy depends on what the delivering broker reports. Verify that cost-basis data is included in the transfer.
• Taxable events: selling holdings (for example, to avoid a transfer fee or because an asset is non-transferable) is a taxable event and can realize capital gains or losses. If Robinhood sells fractional shares or non-transferable assets during the transfer process, that sale triggers tax reporting.
• Form 1099s and reporting: reporting for the tax year is based on sales or other taxable events. Transfers themselves (that do not involve a sale) are not taxable but must preserve cost-basis tracking for future sales.

Before selling positions to avoid a transfer fee, consider the tax consequences and consult a tax professional for personalized guidance.

Practical ways to avoid or reduce transfer costs

If you want to minimize the costs or friction when moving off Robinhood, consider these options (trade-offs included):

• Single full transfer: if moving most holdings, do a single full-account transfer rather than multiple partial transfers to avoid repeated ACATS fees.
• Move only cash: sell positions yourself and transfer cash out via ACH (note: selling may incur tax consequences and market risk while positions are liquidated).
• Check receiving-broker reimbursements: some brokers reimburse outgoing ACATS fees charged by the delivering broker when you transfer in — this can offset Robinhood’s fee when moving to a broker that offers reimbursement. Confirm this with the receiving broker.
• Time transfers with settlement windows: ensure trades are settled before initiating transfers to avoid complications or partial exclusions.
• Compare alternatives: sometimes, keeping positions and opening accounts elsewhere (for new trades) may be less costly than transferring legacy positions—but this depends on your goals and holding sizes.

Each approach has trade-offs: selling holdings eliminates transfer fees but can trigger taxes and market exposure; transferring preserves positions but incurs the ACATS fee.

Historical context and industry norms

Broker transfer fees and reimbursement policies have evolved over time. Historically, a commonly referenced outbound ACATS fee for many brokers (including past reporting on Robinhood) was a figure widely reported in the industry. Third-party explainers and industry summaries have cited earlier amounts; however, firms periodically change fee schedules.

As of January 22, 2026, Robinhood’s current RHF Fee Schedule and Help Center articles remain the definitive resources for up‑to‑date fee amounts and rules. If you’re preparing to transfer, check the date on the fee schedule and the help center materials before starting the transfer.

Frequently asked questions (short answers)

Q: Is the ACATS fee charged per account?
A: Yes — Robinhood’s support materials indicate the outbound ACATS fee applies per account transfer request.

Q: Are fractional shares transferable via ACATS?
A: No — fractional shares are typically not transferable and are usually sold by Robinhood during transfer processing, with proceeds handled as cash.

Q: Can I transfer crypto from Robinhood to another exchange or wallet with ACATS?
A: No — ACATS applies to brokerage securities. Crypto on Robinhood is governed by separate policies and is not ACATS-transferable; check Robinhood Crypto’s help pages for options and restrictions.

Q: Will Robinhood sell assets to cover the transfer fee?
A: Fees for transfers are assessed per the account request. Robinhood’s messaging and account notices will explain whether sales or cash conversions were necessary for non-transferable assets; consult account notifications and support if unsure.

Q: Can I get the outbound transfer fee refunded?
A: Refund or reimbursement of outbound fees depends on circumstances and any receiving-broker promotions. Incoming transfers into Robinhood may be eligible for reimbursement by Robinhood of fees charged by the other broker (subject to caps and conditions). For outbound refunds, contact Robinhood support and review the fee schedule.

How to initiate a transfer and what you’ll see

• Contact the receiving broker and open the destination account if needed.
• Provide the receiving broker with the Robinhood account number and authorization to initiate an ACATS transfer.
• Confirm with the receiving broker how they want assets moved (full account vs. specific positions) and whether they will reimburse any outgoing fees charged by Robinhood.
• Monitor your Robinhood account and email for status messages. Robinhood will show transfer requests and any ineligible assets or required actions.

Keep records of the transfer request and any confirmations for tax and record-keeping purposes.

Risk, security, and account access during transfers

Transfers are routine but involve temporary restrictions. During an outbound transfer:

• Expect limited ability to trade transferred positions; assets in transfer are not available for trading.
• Maintain awareness of settlement windows and avoid placing new trades on positions you plan to transfer until the transfer is complete.
• Confirm identity and account details carefully with the receiving broker to avoid delays.

Transfers are handled through regulated systems (ACATS) with standard protections; nevertheless, verify communications to avoid scams and confirm you initiated the transfer through the receiving firm.

Practical example scenarios

1. You want to move three full-share stock positions and $500 in cash to another broker. You request a partial ACATS transfer. Robinhood applies an outbound ACATS fee to the transfer request, moves eligible whole shares and cash, sells any fractional or ineligible holdings per policy, and sends proceeds. Check your account messages for details about fractional sales and any taxable events.

2. You want everything moved to a new broker (full transfer). The receiving broker initiates a full ACATS transfer. Robinhood applies the outbound ACATS fee for the full-account transfer and moves eligible holdings. Crypto positions that are not ACATS-eligible may be liquidated or remain subject to Robinhood Crypto policy; review the help articles before initiating a full transfer.

3. You plan to move positions into Robinhood from another broker. The delivering broker may charge an outbound ACATS fee; Robinhood’s inbound-transfer reimbursement policy may reimburse that fee up to a stated cap for eligible transfers — verify current terms before initiating the move.

How "does robinhood charge a fee to transfer stocks" affects your decision

• If you plan to preserve positions and avoid realizing gains or losses, an ACATS transfer (despite the fee) preserves holdings and cost basis (if reported) and avoids immediate tax events.
• If minimizing out-of-pocket cost is the priority and taxes are negligible (or you prefer cash), selling and transferring cash may avoid the ACATS fee but will create taxable sales.
• If the receiving broker offers to reimburse outgoing ACATS fees charged by Robinhood, that reimbursement can offset Robinhood’s fee and make a transfer cost-neutral.

Decide based on tax impact, the size of holdings, and whether you value preserving positions in-kind.

References and further reading

As of January 22, 2026, primary sources used for this guide include Robinhood’s Help Center and the Robinhood Financial (RHF) Fee Schedule. For context, third-party explainers and industry summaries have historically cited transfer practices and commonly reported fee amounts; check the official RHF Fee Schedule for the exact, current fee figure before initiating any transfer.

Primary references you can look up in Robinhood Help Center (search these page titles):

• "Transfer your assets out" (Robinhood Help) — explains ACATS transfers and eligible assets.
• "Transfer your assets out / Transfer stocks out of your Robinhood account" (Robinhood Help).
• "Are there fees for transfers?" (Robinhood Help) — compares transfers and withdrawals.
• "Transfer your assets in" (Robinhood Help) — describes inbound transfer reimbursements and eligibility.
• "Robinhood Financial Fee Schedule" (RHF Fee Schedule PDF) — formal listing of ACATS and other fees.

Context sources and third-party explainers have summarized broker transfer policies and industry norms; these are useful for historical comparison but are not authoritative for the current fee amount.

Final notes and next steps

If you were searching "does robinhood charge a fee to transfer stocks" to decide what to do with your holdings, the practical next steps are:

1. Check the current RHF Fee Schedule and Robinhood Help Center pages for the exact, up-to-date outbound ACATS fee and inbound reimbursement caps.
2. Confirm with the receiving broker whether they will reimburse your outgoing ACATS fee.
3. Consider tax consequences if fractional shares or other positions will be sold during transfer.
4. If you trade or hold crypto and prefer non-custodial control, consider moving digital assets to a compatible wallet; for Web3 wallets, Bitget Wallet offers integrated options (check Bitget Wallet docs for supported chains and withdrawal instructions).

Want to explore a trading platform with different fee structures or a Web3 wallet for crypto custody? Explore Bitget’s products and Bitget Wallet for secure, user-friendly trading and wallet functionality designed for both new and experienced users.

Note: Policies and fee amounts change periodically. As of January 22, 2026, Robinhood’s Help Center and RHF Fee Schedule state that Robinhood charges an outbound ACATS transfer fee. Always consult Robinhood’s official pages for the current fee amount and conditions before starting a transfer.