faf stock — First American Financial Corporation

FAF (stock) — First American Financial Corporation

This article is a comprehensive, beginner-friendly guide to faf stock, the New York Stock Exchange ticker representing First American Financial Corporation. In the sections below you will find a concise company overview, corporate history, business model and reporting segments, financial profile and key metrics, trading facts and liquidity details, market and analyst coverage, governance, risks and controversies, competitors, investor resources, and recent developments. The goal is to help readers locate authoritative sources and understand the primary drivers that affect the FAF stock price without offering investment advice. For traders and investors who want to act on market data, consider verified market platforms or brokerages and Bitget for trading infrastructure and wallet services.

Note: faf stock refers to an equity/security listed on the NYSE and is not a cryptocurrency or token.

Company overview

First American Financial Corporation operates primarily in the real estate and mortgage services industries, providing title insurance, settlement services, and related products to lenders, real estate professionals and consumers. Founded in the 19th century, the company is headquartered in the United States and serves residential and commercial real estate markets. The company’s core mission is to facilitate secure property ownership transfers by delivering title protection, closing services, data and analytics, and specialty insurance products.

faf stock is the ticker investors follow to gain market exposure to First American’s financial results and operational developments. The company’s business is cyclical and sensitive to housing market activity, mortgage originations, and interest rate dynamics.

Corporate history

• Origins and founding: First American traces its roots to the late 19th and early 20th centuries in the U.S. title and settlement industry. The organization evolved through growth in title insurance and related settlement services.

• Public listing and growth: First American became a publicly traded company and adopted the ticker symbol FAF on the New York Stock Exchange. Over time the firm expanded through organic growth and strategic acquisitions to broaden its product set (title insurance, property data, settlement platforms, and specialty insurance lines).

• Strategic milestones: Throughout its history, First American has integrated acquisitions and product investments to enhance scale in title insurance and to add data, valuation, and specialty insurance services. The company has periodically adjusted its capital allocation policies, dividend strategy, and share repurchase programs to reflect market conditions and balance sheet priorities.

• Recent decade: In recent years, First American has invested in technology and data capabilities to streamline closings and to provide value-added data services to mortgage lenders, real estate professionals and consumers. The business has also navigated regulatory scrutiny and operational challenges typical of large firms in the title and settlement sector.

Business model and segments

First American generates revenue through several interrelated segments that reflect the company’s core capabilities in title and settlement services, specialty insurance, and corporate-level activities.

• Title Insurance and Services: The largest revenue source for First American historically. Revenue arises from title insurance premiums (protecting property buyers and lenders against title defects), escrow and closing fees, title searches, and settlement services. Ancillary services tied to closings—such as record retrieval, notary services, and closing technology—also contribute revenue.

• Specialty Insurance: This segment provides property and casualty related specialty insurance products, home warranties and other niche insurance offerings that complement title business relationships.

• Corporate / Other: Includes corporate-level items, finance and treasury functions, investments, and other non-operating items that are not part of the two primary operating segments. This area can include income from investments, interest earned on trust funds, and central overhead.

Revenue drivers include transaction volumes in the housing market (purchase originations), refinance activity, average premiums per transaction, pricing and regulatory environment for title insurance, and demand for specialty products. First American has invested in proprietary data platforms and digital closing tools aimed at improving operating margins and cross-selling opportunities.

Financial profile

This section summarizes FAF’s financial posture and the most commonly referenced metrics investors use to evaluate the company.

Key financial metrics

Commonly tracked metrics for faf stock include:

• Market capitalization: a market-derived measure of company size (share price × shares outstanding).
• Revenue: total top-line sales reported on a quarterly and annual basis.
• Net income: profit after expenses and taxes.
• Earnings per share (EPS): net income divided by diluted shares outstanding; reported quarterly and annually.
• Price-to-earnings (P/E) ratio: share price divided by trailing or forward EPS; a valuation multiple investors use to compare companies.
• Dividend policy and yield: frequency of dividend payments and dividend divided by current share price expressed as a percentage.
• Free cash flow: operating cash flow minus capital expenditures; indicates cash available for dividends, buybacks, debt reduction or investment.

Each metric is reported on a quarterly and annual cadence through the company’s SEC filings, investor releases, and earnings presentations. For the latest numeric values and time‑stamped data, consult First American’s investor relations and major market-data providers.

Historical financial performance

First American’s revenue and profitability historically track the U.S. housing market and mortgage originations cycle. Periods of strong home purchase activity and robust mortgage lending typically raise title insurance premiums and closing-related fees, boosting revenue and margins. Conversely, declines in home sales and refinance volumes contract revenue.

The company’s profitability also reflects operating efficiency, claims experience in the title insurance business, and the performance of specialty insurance lines. Interest-rate environments influence mortgage activity and refinancing demand, which in turn affect FAF revenue trends. Management commentary in earnings calls frequently highlights these cyclical influences as they relate to guidance and outlook.

Stock information

This section covers trading-related facts about faf stock and how investors access market data.

Listing and ticker

• Ticker: FAF
• Exchange: New York Stock Exchange (NYSE)
• Trading hours: Regular U.S. equities market hours (weekdays, typically 9:30 AM to 4:00 PM Eastern Time), with pre- and post-market sessions available through many brokers and trading platforms.

Primary sources for live market data include major financial data providers and brokerage platforms. For active traders or investors, Bitget provides market access and wallet tools—note that FAF is an NYSE equity, and trading availability should be confirmed on the Bitget platform for region-specific access.

Price history and historical performance

Historical price performance for faf stock shows sensitivity to macroeconomic cycles and housing market activity. Notable price milestones include the 52-week high and low, multi-year trends, and reaction to earnings releases and regulatory news. Investors use charting platforms to view historical price ranges and to compare FAF’s performance against industry peers or market indices.

For precise 52-week ranges, all-time highs/lows, and historical charts, consult market-data providers and the company’s investor relations pages. When quoting exact historical price points, always include the retrieval date to ensure context.

Dividend and shareholder returns

First American has historically practised a dividend policy when cash generation and capital priorities allow. Dividend frequency and yield can change based on quarterly earnings, cash flow, and management decisions. Total shareholder return incorporates dividends and share repurchases; many companies, including First American, use buybacks to return capital when appropriate.

Investors considering faf stock should review the company’s dividend history, payout ratio, and any announced repurchase programs in SEC filings and investor relations releases.

Share structure and liquidity

Key share-structure items for faf stock include shares outstanding, float, and average daily trading volume. These measures impact liquidity and the ability to enter or exit positions without materially moving the market. Institutional ownership vs retail ownership is disclosed in public filings and can influence stock stability and how investor news affects the share price.

When evaluating FAF liquidity, review average daily volume and recent trading patterns on market-data platforms.

Options and derivatives

Options may be listed on FAF, enabling investors to use derivatives for hedging or speculative strategies. Typical uses include covered calls, protective puts, and directional trades. Options liquidity varies by ticker and by strike/expiration; traders should confirm available contracts and market depth before initiating strategies. Options trading involves risk and requires familiarity with contract mechanics.

Market analysis and coverage

How analysts and market participants view faf stock depends largely on housing market forecasts, mortgage activity outlooks, and company-specific execution on cost control and technology investments.

Analyst ratings and price targets

Brokerage analysts track FAF through earnings models that emphasize mortgage origination volumes, purchase activity, title premiums, and margin dynamics. Consensus ratings typically fall into buy/hold/sell categories with price targets that reflect analysts’ earnings forecasts and valuation assumptions.

When checking ratings and price targets for faf stock, consider the distribution of recommendations, the median/average target, and the dates of analyst reports. Analysts weigh macro variables—housing starts, existing-home sales, interest rates—and company-specific trends such as data-product adoption and expense management.

Technical analysis and trading views

Traders may use technical indicators (moving averages, relative strength index, volume patterns, trendlines) to form short-term trade plans for faf stock. Common approaches include momentum trading around earnings and swing trading based on support/resistance levels. For long-term investors, technicals are often secondary to fundamentals.

Live technical data is available on charting platforms and market-data providers that support FAF symbols.

Corporate governance and management

This section outlines leadership, board oversight, and governance practices relevant to holders of faf stock.

Executive team

First American’s executive team typically includes a Chief Executive Officer, Chief Financial Officer, and heads of major business lines (Title, Specialty Insurance, Technology, Legal). Executive biographies and responsibilities are available on the company’s investor relations website and provide background on industry experience, tenure and incentives.

When evaluating management, investors review strategy execution, capital allocation decisions, and how leadership communicates through earnings calls and filings.

Board of directors and governance practices

The board oversees strategy, risk management and executive compensation. Committees commonly cover audit, compensation, governance and risk. Governance disclosures include board composition, independence classifications, committee charters and shareholder engagement practices. These items are documented in proxy statements filed with regulators.

Good governance is a factor investors watch when assessing risk for faf stock, particularly given the regulated nature of title insurance and the importance of data security and compliance.

Risks and controversies

Investors in faf stock face a set of business, regulatory, and operational risks tied to the company’s industry and historical incidents.

Industry and market risks

• Housing cycle exposure: Title insurance revenue is correlated with home purchase volumes and refinancing activity. A slowdown in housing demand or mortgage originations can reduce fees and premiums.
• Interest rate sensitivity: Rising interest rates can reduce refinancings and impact overall mortgage origination activity; these dynamics affect FAF’s top line.
• Competitive pressure: Pricing and market share dynamics in title insurance and settlement services can compress margins.

Legal and regulatory issues

First American operates in a regulated environment and historically has faced data-security scrutiny. For instance, data privacy and system-security incidents previously reported triggered regulatory attention and litigation. When referencing specific legal cases or regulatory inquiries, rely on the company’s SEC filings and reputable news outlets and always cite the date of the report.

As an example of time-stamped reporting practice: As of 2019, multiple news outlets reported a data exposure incident involving customer records at First American; the company disclosed investigative and remediation steps in its public filings. For the most recent legal or regulatory developments affecting faf stock, consult the latest SEC filings and major financial-news sources.

Competitors and industry landscape

First American operates in a competitive field that includes other title insurers, specialty insurance providers and real-estate services firms.

Principal competitors

Competitors include other national and regional title insurance underwriters and settlement-service providers that offer title insurance, closing services, escrows, and data solutions. Competitive comparisons focus on market share, distribution channels, digital closing capabilities, pricing, and product breadth. Market consolidation, technology adoption, and regulatory changes influence competitive dynamics for faf stock.

Investor relations and reporting

This section explains how investors can access FAF’s official materials and data.

Financial reporting

First American publishes quarterly earnings releases, annual reports, SEC filings (including Form 10-K and Form 10-Q), and proxy statements. These materials include audited financial statements, MD&A commentary, risk-factor disclosures, and management discussion of results and outlook. Earnings call transcripts and presentations are valuable for clarifying management’s assumptions.

When citing financial figures for faf stock, always reference the filing date or press release date.

Contact and IR resources

Investors should use the company’s investor relations page and SEC filings as primary sources. Major market-data providers also publish quotes, charts, analyst coverage summaries and historical data for faf stock.

For trading and custody tools, Bitget offers trading infrastructure, wallet services and market access—verify FAF availability on the Bitget platform and consult local regulations prior to trading.

Recent developments and news

Below are examples of the kind of time-stamped reporting format to use when tracking contemporary developments affecting faf stock (replace placeholders with current dates and sources when updating):

• As of 2024-06-01, according to First American’s investor release, the company reported results for the quarter ended [date], noting revenues of [reported figure] and net income of [reported figure]. (Source: First American investor relations; retrieval date 2024-06-01.)

• As of 2023-11-20, major market-data providers reported FAF’s 52-week range and average daily volume that are relevant to liquidity assessments. (Source: Major market-data provider; retrieval date 2023-11-20.)

• As of 2019, multiple reputable outlets reported a customer-data exposure incident affecting First American; the company disclosed remediation steps and cooperated with regulators in subsequent filings. (Source: public news reports; company SEC filings; retrieval dates as reported in filings.)

When reading headlines about faf stock, check the cited date and source to assess timeliness and relevance to current price action.

See also

• Title insurance
• Real estate settlement services
• Mortgage origination and refinance cycles
• Publicly traded insurance companies & financial services firms

References

Use the company’s investor relations site, SEC filings, and major financial-data providers as primary sources for the most up-to-date quantitative metrics on faf stock. Example sources to consult (search for the ticker FAF and the company name on these services): First American investor relations, SEC EDGAR filings, Yahoo Finance, TradingView, Nasdaq, CNBC, and industry research outlets. When using a specific fact or figure, include the retrieval date and source name.

External links

Official resources for FAF include the company’s investor relations page and SEC filings. For market quotes and charts, consult major market-data platforms; for trading and custody, verify availability on Bitget and use Bitget Wallet for custody where supported.

Important: This article is informational and neutral in tone. It does not constitute investment advice. For live quotes, filings, and legal disclosures about FAF, consult First American’s official filings and primary market-data feeds. For trading access and wallet services, verify instrument availability and regional permissions on Bitget.