fico stock price: FICO stock overview

FICO (NYSE: FICO) — Fair Isaac Corporation stock price

Brief lead

FICO stock price refers to the market price of Fair Isaac Corporation's common shares (ticker FICO) traded on the New York Stock Exchange. This article explains the company, trading identifiers, typical quote elements, historical price performance, valuation metrics and the major corporate and market events that move the fico stock price. Readers will learn where to find authoritative quotes, what drives short‑ and long‑term moves in the fico stock price, and practical tracking tips including recommended official sources and Bitget as a trading venue.

Company overview

Fair Isaac Corporation (commonly called FICO) is a data analytics and decision‑management company best known for the FICO Score used in consumer lending and for enterprise decisioning software products that help financial institutions and other businesses evaluate risk and automate decisions. The company is headquartered in the United States and its products are widely adopted across banking, lending, and other industries — adoption and product demand materially influence the fico stock price because they drive revenue, margins and future growth expectations.

Business segments

FICO's principal operating segments can be described broadly as:

• Scores: commercial licensing of credit scoring products (including FICO Scores) and associated services to lenders and partners. Revenue here is often recurring and sensitive to lending volumes and regulatory developments.
• Software and Decision Management: enterprise decisioning platforms, analytics and subscription services that integrate into client systems for fraud detection, credit decisioning, regulatory compliance and operational optimization.

Changes in the revenue mix—shifts between licensed scores, one‑time implementations, and recurring subscription or software‑as‑a‑service contracts—affect predictability of cash flow and therefore the market's valuation of the fico stock price. For example, a move toward higher recurring subscription revenue tends to reduce perceived revenue volatility and can support a higher multiple, while reliance on licensing tied to cyclical lending volumes can increase earnings variability and pressure the fico stock price during downturns.

Corporate history and key milestones

• Founding: Fair Isaac Corporation was founded in 1956. The company developed statistical scoring and decision‑support technology over decades that became core products for consumer credit assessment and business analytics.
• Product commercialization: Over the latter part of the 20th century and into the 2000s, FICO commercialized its credit scoring models and expanded into decision‑management software. Major product launches, updates to scoring models, and the roll‑out of enterprise software platforms have historically been associated with investor attention and movements in the fico stock price.
• Strategic partnerships and industry adoption: Large distribution agreements with lenders, credit bureaus (where applicable), and technology partners have driven growth phases and influenced the market's perception of FICO's addressable market and thus the fico stock price.
• Public markets and investor events: Public filings, quarterly earnings, and periodic guidance changes create short‑term price movement in the fico stock price.

(For authoritative timelines and specific historical corporate action dates, refer to FICO investor relations and SEC filings.)

Stock identifiers and listing information

Short description: essential trading identifiers and listing details that investors consult when evaluating the fico stock price.

Ticker and exchange

• Ticker symbol: FICO
• Primary exchange: New York Stock Exchange (NYSE)

These identifiers are used by brokerages and market‑data providers when displaying the fico stock price and related trading information.

ISIN/CUSIP and market hours

International Securities Identification Numbers (ISIN) and CUSIP codes for FICO appear on the company’s investor relations materials and in SEC filings. Investors can find these identifiers on the issuer's IR page or in official filings. Normal NYSE trading hours apply to the fico stock price (regular session), with additional pre‑market and after‑hours trading sessions where quotes and trades may occur on certain platforms; pre‑ and post‑market activity can lead to price moves that differ from the regular session close.

Shares outstanding and float

Shares outstanding and free float describe the total number of issued shares and the subset freely tradable in public markets. They are fundamental to liquidity and price‑impact calculations: when float is limited relative to demand, the fico stock price can show higher volatility and wider spreads. For up‑to‑date figures on shares outstanding and float, consult the company’s latest SEC filings or the investor relations page and reputable market data providers.

Price and trading data

Short description: where the fico stock price is quoted and the common daily trading statistics investors check.

Typical quote elements

Standard quote elements investors consult for the fico stock price include:

• Price: the last traded price (regular session); may be real‑time or delayed depending on source.
• Bid/Ask: the current highest price buyers are bidding and the lowest price sellers are asking; spreads provide information about liquidity and trading cost.
• Day’s range: the intraday low and high for the fico stock price during the regular session.
• 52‑week range: the high and low over the past 52 weeks, used as a quick gauge of recent volatility and trend.
• Volume: number of shares traded in the current session for the fico stock price; a measure of liquidity and interest.
• Average volume: typically the 30‑ or 90‑day average daily volume, used to contextualize the current trading day’s volume.
• Market capitalization: shares outstanding multiplied by price; a broad measure of company size that moves with the fico stock price.

Sources for quotes

Common sources for tracking the fico stock price include the company’s investor relations data and filings, and market‑data aggregators and portals such as Yahoo Finance, Google Finance, CNBC, Morningstar, Macrotrends, and brokerage platforms. Note: many public feeds are delayed by a fixed interval (e.g., 15 minutes) unless explicitly labeled real‑time. For trading decisions, rely on real‑time quotes from your brokerage or an exchange‑licensed data feed.

(Recommended: use FICO investor relations and NYSE official data for authoritative historical closes and corporate actions.)

Intraday and after‑hours behavior

The fico stock price can exhibit intraday volatility driven by macro news, sector movements, and company‑specific releases. After‑hours (post‑market) and pre‑market trading sessions often see wider spreads and lower volume; significant company announcements (earnings, guidance updates, regulatory news) released outside regular hours commonly produce after‑hours moves that become a reference point for the next regular session open.

Historical price performance

Short description: overview of multi‑year and notable short‑term price performance for the fico stock price.

Long‑term chart and key turning points

Long‑term investors examine multi‑year charts to identify secular appreciation or decline in the fico stock price and to spot major turning points such as all‑time highs or lows, periods of accelerated growth linked to product adoption or acquisitions, and corrections tied to macroeconomic slowdowns or sector stress. Key turning points typically align with:

• New product rollouts or major wins that materially expand revenue.
• Earnings surprises or large guidance revisions.
• Regulatory or litigation developments that change business risk.
• Macroeconomic cycles affecting lending volumes and credit defaults.

For precise dates and price levels for historical highs/lows that materially changed market capitalization, consult verified historical price tables from the issuer’s investor relations, Macrotrends, or exchange historical data.

Historical annual performance table (recommended)

A year‑by‑year table showing open, high, low, close and percent change helps quantify long‑term performance of the fico stock price. Data sources commonly used for such tables include Macrotrends and the company’s published historical price tables. Readers should verify the timestamp and whether the table uses adjusted closes for corporate actions.

Market capitalization and valuation metrics

Short description: market cap and the common valuation ratios used to assess the fico stock price.

Market capitalization equals the current fico stock price multiplied by shares outstanding and is a primary measure of company size. Common valuation ratios investors compare across peers include:

• Price/Earnings (P/E): trailing and forward, to measure earnings coverage of the fico stock price.
• Price/Sales (P/S): useful when earnings are volatile or for comparing software/analytics companies.
• Enterprise Value/EBITDA (EV/EBITDA): accounts for debt and cash and is helpful when comparing capital structures among peers.

Comparisons are made to peers such as credit bureaus and analytics/software firms. When using multiples, always cite the date of the data and the source because the fico stock price and underlying financials change each reporting period. Multiples expand or contract based on growth expectations, margin profile, and perceived risk.

Analyst consensus and price targets

Sell‑side analysts covering the fico stock price publish consensus ratings and price targets that can influence short‑term sentiment. A shift in consensus—upgrades, downgrades, or material changes in target ranges—often produces noticeable moves in the fico stock price as investors update expectations. For up‑to‑date analyst consensus and target ranges, consult financial data providers and the company’s IR summaries, and note the date of each report.

Multiples and investor expectations

Typical multiples cited for FICO reflect its hybrid business model (scoring/licensing and software/subscription). If investors expect steady subscription growth and margin expansion, the fico stock price may trade at a premium to peers; conversely, if there are concerns about regulatory headwinds or cyclical declines in lending volumes, the fico stock price may trade at a discount. Always reference the date when comparing multiples and the data source (e.g., most recent fiscal year or forward‑looking consensus).

Financial results and drivers of stock price

Short description: revenue, earnings, margins and guidance as key drivers of the fico stock price.

Quarterly/annual earnings and guidance

Earnings releases (quarterly and annual) are primary catalysts for the fico stock price. Market reactions commonly hinge on:

• Revenue beats or misses relative to consensus.
• Earnings per share (EPS) surprises.
• Management guidance for future quarters or the full year.
• Changes in margins and cash flow trends.

A positive surprise in subscription growth or margin expansion tends to support upward moves in the fico stock price; conversely, downward guidance or unexpected margin compression can pressure the fico stock price.

Key revenue drivers

Revenue drivers that materially influence the fico stock price include:

• Adoption of new scores or model updates by lenders and large platforms.
• Growth in enterprise software subscriptions and analytics contracts.
• Licensing renewals and multi‑year agreements that provide recurring revenue.
• Expansion into adjacent verticals (e.g., fraud prevention, collections) that increase average revenue per client.

Tracking these operational metrics in earnings releases and management commentary helps investors understand the sensitivity of the fico stock price to business performance.

Dividends, buybacks and capital actions

Short description: corporate capital actions that affect per‑share metrics and the fico stock price.

Dividend history

FICO’s dividend policy (if in effect) and any material changes to dividend payouts are relevant to income‑oriented investors and can influence the fico stock price relative to peers. Verify the current dividend policy and historical payouts in the company’s investor relations materials and SEC filings.

Share repurchase programs and offerings

Share repurchases reduce shares outstanding and can support the fico stock price by increasing per‑share metrics (EPS, free cash flow per share) if buybacks are executed at accretive prices. Conversely, large equity offerings increase supply and may weigh on the fico stock price. Debt issuance for strategic purposes can change capital structure and the valuation multiple investors assign to the fico stock price. Details and authorizations for buybacks and offerings are disclosed in company filings and press releases.

Corporate events that affect price

Short description: common event types that move the fico stock price and what investors look for.

Earnings releases and conference calls

Earnings cadence and conference calls are highly watched events. Investors focus on subscription growth, margin trends, large contract announcements, and forward guidance. The tone and specificity of management commentary on customer wins and product uptake often influence the fico stock price immediately after the release.

M&A, partnerships and product announcements

Mergers and acquisitions, major partnerships, and product rollouts (such as new scoring models or enterprise releases) can materially affect the fico stock price. Positive strategic moves that expand addressable market or accelerate recurring revenue typically support the fico stock price, while poorly received deals or integration concerns can create downward pressure.

Regulatory and litigation matters

Because FICO’s business includes consumer credit scoring and analytics, regulatory developments and litigation related to consumer data, model transparency, or credit reporting can affect both revenue prospects and investor sentiment. Announcements of regulatory inquiries, enforcement actions, or unfavorable rulings can move the fico stock price; conversely, clearance or favorable decisions may relieve a valuation overhang.

Trading considerations and risk factors

Short description: practical trading and risk considerations for the fico stock price.

Volatility and liquidity

Volatility in the fico stock price often reflects news flow, earnings releases, and macro credit cycles. Liquidity—measured by daily trading volume and spread—affects execution costs for large orders and can exacerbate price moves when volumes are low. Traders should assess average volume and typical spreads before executing sizeable trades.

Business‑specific risks

Key risks to monitor that can influence the fico stock price include:

• Concentration in credit scoring: reliance on a relatively narrow set of core products or major customers increases sensitivity to client churn or product displacement.
• Dependence on the financial‑services sector: downturns in lending activity reduce demand for scoring and analytics, which can pressure the fico stock price.
• Competitive threats: evolving scoring approaches, alternative data providers, or in‑house models at large lenders could reduce demand for FICO products and affect the fico stock price.

Macroeconomic sensitivity

The fico stock price is sensitive to credit cycles, interest‑rate movements, and overall lending activity. In expansionary periods with increased lending, demand for scoring and decisioning typically rises, supporting the fico stock price. In contrast, rising defaults and tightening credit can reduce licensing and transaction volumes and weigh on the fico stock price.

Analyst coverage and market sentiment

Short description: how analyst ratings and sentiment influence the fico stock price.

Consensus metrics and revisions

Aggregate metrics such as consensus recommendation (buy/hold/sell) and the range of price targets are regularly used to gauge market sentiment toward the fico stock price. Revisions to earnings estimates, guidance, or target prices following earnings or material news often lead to immediate repricing of the fico stock price as investors update expectations.

Notable historical price events (chronological)

Short description: a chronological list of major price-moving events for the fico stock price. For exact dates and market reactions, consult the issuer’s IR page and SEC filings.

• 1956 — Company founding (Fair Isaac Corporation founded). Early development of statistical decisioning capabilities set the foundation for later commercial scoring products that underpin the fico stock price.
• Multi‑decade periods — Commercial roll‑out and widespread adoption of credit scoring models and enterprise decisioning software; these milestones corresponded with phases of revenue growth and positive market reception influencing the fico stock price.
• Periodic quarters — Material earnings surprises, large contract announcements, and strategic partnerships have historically produced notable short‑term moves in the fico stock price.

(Readers should verify exact event dates and related price actions via company press releases and historical price tables.)

How to track FICO stock price

Short description: practical guidance on platforms and authoritative sources to follow the fico stock price.

To track the fico stock price in real time and historically:

• Use the company’s Investor Relations page and SEC filings for authoritative historical closes, corporate actions, and official announcements.
• Consult major financial portals for convenient charts and historical tables (note data delays and vendor differences).
• For trading, use a regulated brokerage platform that provides real‑time quotes and execution. When selecting a trading platform, consider liquidity, fees, and available order types—Bitget is recommended as a trading venue in this article and provides market access and tools to monitor the fico stock price.

Recommended official sources

• FICO Investor Relations and official SEC filings for authoritative corporate action and historical price data.
• NYSE official data for exchange‑level confirmation of trading history and corporate announcements.

Third‑party aggregators and their caveats

Third‑party sites and mobile apps provide quick access to charts and aggregated analyst data but may display delayed quotes or use different adjustments for dividends and splits. Always verify critical trading data and corporate action details with primary sources before making trade decisions.

See also

Short description: related topics readers may consult to deepen their understanding of the fico stock price and the underlying business drivers.

• Fair Isaac Corporation (company overview and investor relations)
• FICO Score (product overview and use cases)
• Credit bureaus and industry participants (for peer comparisons)
• NYSE listing and exchange disclosures

References and data sources

Short description: recommended primary and secondary sources for price, historical and fundamental data for the fico stock price.

Sources commonly used for the fico stock price and related data include the company’s Investor Relations pages and SEC filings, and data aggregators such as Yahoo Finance, Google Finance, CNBC, Morningstar, Macrotrends, and brokerage platforms. When using these sources, check time stamps and whether quotes are real‑time or delayed.

As of 2024-06-01, according to FICO Investor Relations and major market data providers, readers should verify the most recent market cap, average daily volume, and shares outstanding before making trading decisions.

External links

Short description: official and market‑data pages recommended for readers seeking primary filings and raw data to analyze the fico stock price.

• FICO Investor Relations (for SEC filings, press releases and historical price tables)
• NYSE official data pages (for exchange‑level confirmations)

(Note: actual URLs are not included in this article. Use the company name plus the words "Investor Relations" or the NYSE site to locate authoritative pages.)

Further practical notes and next steps

• If you want to monitor the fico stock price in real time for trading or research, set up alerts on your preferred brokerage or on Bitget and add FICO to a watchlist so you receive price and news notifications.
• For deeper valuation work, download historical price tables from the company’s investor relations page and pair them with reported revenue, EBIT/EBITDA and EPS from SEC filings; always state the date and source when publishing multiples.

Explore more: check the company’s latest SEC filings and the investor relations page for audited figures and the most recent disclosures about shares outstanding, share repurchase authorizations, dividends and material events that may move the fico stock price.

Call to action

Want to view or trade FICO shares and monitor the fico stock price with real‑time tools? Consider using Bitget for market access and Bitget Wallet for any linked Web3 needs. Always confirm real‑time quotes with your trading platform and consult primary filings for material corporate information.