pnfp stock — Pinnacle Financial Partners overview

PNFP (Pinnacle Financial Partners, Inc.) — stock

Keyword note: pnfp stock appears through this article to help readers find up‑to‑date information on Pinnacle Financial Partners. The page is informational and not investment advice.

Brief summary

pnfp stock is the common‑share ticker symbol used for Pinnacle Financial Partners, Inc., a U.S. regional bank holding company headquartered in Nashville, Tennessee. The firm also has related preferred‑series tickers used in the market (for example, the company’s perpetual preferred series commonly cited as PNFP^B). This article provides a consolidated reference on the company’s business lines, listing identifiers and history, trading and market statistics, recent quarterly results as reported in January 2026, preferred securities, ownership, analyst coverage, risks, and recommended primary sources for further research.

As of January 20, 2026, per AP and Zacks reporting on Pinnacle’s fourth quarter and full‑year results, PNFP reported fourth‑quarter net income of $169.8 million and adjusted diluted EPS of $2.24, with revenue metrics and other disclosures summarized below (see “Financial highlights and fundamentals” and “Major corporate events and news”).

Company overview

Pinnacle Financial Partners is a financial holding company founded in 2000 with the stated mission of combining large‑bank capabilities with community banking personalization. The company’s business lines include:

• Commercial and consumer banking (lending and deposit products)
• Treasury and cash‑management services for businesses
• Wealth management and trust services
• Mortgage origination and servicing
• Insurance and related risk‑management offerings

Headquartered in Nashville, Tennessee, Pinnacle operates a regional banking footprint concentrated in the Southeast and other U.S. markets where it serves businesses, professionals and consumers. The bank positions itself as a relationship‑driven regional operator that emphasizes client service, fee income diversification (wealth and insurance), and loan growth supported by commercial lending capabilities.

pnfp stock is commonly followed by investors interested in U.S. regional banking exposure and banks with a mix of lending and fee businesses.

Stock identifiers and listings

• Primary common ticker: PNFP (common shares).
• Example preferred‑series ticker: PNFP^B (perpetual preferred series — market quotes typically show the caret/hat to indicate preferred series prices in retail quote systems).

Securities issued by Pinnacle trade on U.S. national exchanges; historically the company’s shares have been quoted on Nasdaq and, following corporate actions described below, company disclosures and market commentaries have referenced listing events that affected exchange appearance. Investors most commonly use the ticker PNFP when searching for quotes, and they will see preferred‑series symbols such as PNFP^B when looking for preferred dividend securities.

Basic secondary identifiers investors look for include CUSIP and ISIN numbers for individual security series. Availability of CUSIP/ISIN varies by share class and series; if a specific identifier is not included in a public summary, investors should consult the company’s investor relations materials, preferred prospectus, or SEC filings for the exact CUSIP/ISIN for PNFP common shares or any preferred series.

Note: market data providers (major finance sites, exchange listings and SEC filings) are the primary authoritative sources for exact identifiers and should be consulted for trade and settlement details.

Listing history and corporate actions affecting listing

pnfp stock has traded under the PNFP symbol for the firm’s common equity. Over time, corporate actions such as mergers, acquisitions, or reorganizations can lead to changes in exchange venue, ticker conventions, or share treatment.

According to company press releases and corporate communications, Pinnacle completed a material merger with Synovus Financial Corp. as part of its strategic consolidation activity; company statements noted listing events and exchange transitions associated with that corporate action. In practice, these events may include:

• A change in primary exchange quotation (for example, from Nasdaq to another national exchange) following closing of a merger or reorganization.
• Adjustments to ticker format or new listing documentation for the combined firm.
• Share treatment instructions for common shareholders (exchange of shares, any conversion ratio, or fractional share treatment).

Investors should consult official SEC filings (8‑K filings, merger proxies and press releases) and exchange notices for the legally binding description of how a merger or listing event affects pnfp stock, the effective dates, and any required shareholder actions.

Trading and market statistics

When researching pnfp stock on market sites, readers will typically find the following trading data fields for the common shares and for preferred series where applicable:

• Last traded price (real‑time or delayed by the data vendor)
• Day range (intraday low/high)
• 52‑week range (one‑year low and high)
• Market capitalization (shares outstanding × share price)
• Average daily trading volume and volume for the current day
• Beta (measure of volatility relative to the market)
• Shares outstanding and float
• Dividend yield (if applicable for common shares) and yield for preferred series

Because these values change continuously with market activity, this guide provides example snapshot numbers reported in January 2026 as reference: As of January 20, 2026, market commentaries cited an illustrative market capitalization for Pinnacle in the neighborhood of $14.6 billion and noted post‑earnings intraday moves — for example, a reported short‑term trade down to roughly $100.39 immediately after a quarterly report. These are illustrative and should be verified against up‑to‑date quotes on market data pages.

For active traders, liquidity metrics such as average daily volume and bid/ask spread are important. Preferred series typically trade in lower volumes and wider spreads than the common stock.

Historical price performance

pnfp stock’s historical price charts and downloadable tables are available from major finance data providers and charting platforms. Investors commonly review multiple horizons:

• Short term (days to months) to assess recent volatility and reaction to earnings or news
• Medium term (1–3 years) to view business cycle and interest‑rate sensitivity effects
• Long term (5–10+ years or 25‑year views where available) to evaluate compounded returns, effects of acquisitions and capital actions

Key historical reference points often identified by analysts include multiyear highs and lows, share‑price reactions to regulatory or macroeconomic stress, and cumulative total‑return across years including dividends.

Example sources that provide historical charts and downloadable tables: major market data providers, exchange historical data pages, and multi‑year financial archives such as Macrotrends. These sources allow users to extract CSVs of pnfp stock closing prices, dividend adjustments and split history where applicable.

Financial highlights and fundamentals

Investors monitoring pnfp stock typically look at the company’s reported and adjusted financial metrics. Important items include:

• Revenue and revenue net of interest expense (net interest income / net interest revenue)
• Net income and adjusted net income
• Earnings per share (EPS), including GAAP and adjusted (non‑GAAP) EPS
• Price‑to‑earnings (P/E) ratio (TTM)
• Return on equity (ROE) and return on tangible common equity (ROTCE)
• Tangible book value per share (TBVPS)
• Efficiency ratio (noninterest expense divided by revenue)
• Asset quality metrics (nonperforming assets, loan loss provisions, allowance for credit losses)

As of January 20, 2026, reporting summarized by AP and Zacks showed the following quarterly and yearly snapshot (readers should consult filings for exact definitions and reconciliation tables):

• Q4 net income: $169.8 million (reported by AP)
• Q4 GAAP EPS: $2.13 per share (AP)
• Q4 adjusted EPS: $2.24 per share (adjusted for certain items; reported by AP/Zacks)
• Q4 revenue (company reported/press summaries): figures reported included $850.3 million in one AP summary and $542.2 million in another industry summary (differences may reflect presentation of total revenue vs. revenue net of interest expense or variances in rounding/presentation). For example, one provider reported total revenue of $850.3M and net interest revenue of about $546.3M; another summary reported revenue of $542.2M (a figure corresponding to revenue net of interest expense in some presentations). Always confirm which line item a given number represents.
• Tangible book value per share (TBVPS): $63.71 reported in analyst summaries, representing a multiyear growth trajectory (~12% year‑over‑year in recent reporting windows).
• Efficiency ratio: 55.8% for the quarter in one summary, versus some analyst expectations nearer to 53.9%.
• Market capitalization example (reported by a market note): approximately $14.64 billion as a snapshot value.

These example values illustrate the kinds of fundamentals investors track for pnfp stock. For current figures, consult the company’s latest 10‑Q or 10‑K and the earnings press release and earnings presentation (company investor relations). Financial statement footnotes and management’s discussion and analysis (MD&A) are essential for understanding non‑GAAP adjustments.

Dividends and capital distributions

Pinnacle has historically managed a dividend policy that reflects its capital allocation priorities: maintaining regulatory capital, supporting growth, and returning capital to shareholders through dividends and occasional share repurchases.

• Common stock dividends: Market pages list the most recent declared dividend amount and yield; readers should check the investor relations dividend history page for declared amounts, ex‑dividend dates, record dates and payment dates.
• Preferred series distributions: Pinnacle’s perpetual preferred series (e.g., PNFP^B) typically pays non‑cumulative dividends and may feature fixed‑to‑floating rate terms depending on the prospectus. Preferred distributions are paid only when declared by the board and are generally non‑cumulative for many bank preferred instruments, meaning missed dividends are not automatically owed in full to holders if not declared. Exact yield and payout schedule vary with market price and the stated coupon.

As an example snapshot, market quote pages will show current dividend yield for common shares and the current yield for PNFP^B based on the last declared dividend and the preferred’s market price. Ex‑dividend dates and declared amounts should always be verified against press releases and SEC filings.

Preferred securities and other share classes

Pinnacle issues preferred securities (identified in market quotes with caret notation, e.g., PNFP^B). Typical features of perpetual preferred series for bank issuers include:

• Dividend type: fixed rate for an initial period and potentially floating thereafter (fixed‑to‑floating). Dividends may be non‑cumulative.
• Perpetual structure: no scheduled maturity (the issuer may have callable features permitting redemption after a specified date at defined prices).
• Redemption/convertibility: some series include issuer call options (allowing redemption at par or a stated price after a date) and some series could include conversion features, but terms depend on the specific prospectus.
• Market behavior: preferreds trade like income securities and typically show different volatility and yield behavior than common shares; they are priced based on credit spread, coupon terms, and interest‑rate expectations.

To see live quotes and the specific prospectus terms for a PNFP preferred series, review the preferred series prospectus and market quote pages for PNFP^B on major data providers and the company’s investor relations disclosures (search by series name and CUSIP).

Major corporate events and news

Significant corporate developments materially affect pnfp stock price behavior. Recent notable items captured in market reporting (as of January 2026) include:

• Q4 CY2025 earnings release: As of January 20, 2026, AP and Zacks reported Pinnacle’s Q4 results showing net income of $169.8 million and adjusted EPS of $2.24. Revenues/net interest figures were mixed against Street estimates and the company reported an efficiency ratio above some analyst expectations. The market reacted with near‑term price movement following the release.

• Merger with Synovus: Company press releases and investor communications described the strategic merger with Synovus and associated listing events. Management statements emphasized sustaining growth momentum post‑merger and integrating operations — an important investor consideration due to integration and execution risk.

• Analyst initiation and coverage activity: Analysts updated coverage following the merger and earnings; for example, Deutsche Bank initiated coverage with a Buy rating and a $116 price target in commentary reported in January 2026, indicating some sell‑side optimism after share pullbacks.

For all corporate events, investors should read the company’s press releases, Form 8‑K filings, the definitive merger agreement and the proxy statements filed with the SEC for the full legal details and timing.

Ownership, institutional holders and insider activity

Institutional ownership commonly accounts for a substantial portion of pnfp stock’s free float. Large asset managers, mutual fund families and ETFs may appear among the top institutional holders in public data snapshots. Typical sources for institutional ownership and insider activity include company‑aggregated pages on major market data providers and the SEC’s EDGAR system where Form 13F (institutional holdings), Form 4 (insider transactions), and Schedule 13D/G filings are viewable.

Insider activity (executive and director transactions) is disclosed through Form 4 filings; investors often track insider buys/sells as one data point when assessing sentiment, but filings do not speak to motive or strategy on their own.

To get up‑to‑date lists of top institutional holders and the most recent insider transactions for pnfp stock, consult major market data pages that aggregate filings and the SEC’s filings database.

Analyst coverage and market sentiment

pnfp stock is followed by regional bank analysts and broader financial services coverage desks. Typical coverage notes include:

• Rating mix: Sell/Hold/Buy distributions vary by reporting period, and firms may revise ratings after major events such as mergers.
• Price targets: Aggregated targets can be found on market data pages; analysts publish research notes that explain their modeling assumptions and target methodology.
• Recent coverage example: In January 2026, Deutsche Bank initiated coverage with a Buy rating and a $116 price target (reported in market summaries). Consensus estimates for EPS and TBV growth are commonly published by providers and updated around quarterly releases.

Aggregated analyst data and trends (changes in median price target, upgrades/downgrades) are accessible on major financial platforms.

Options, derivatives and liquidity

Options market:

• pnfp stock has an options chain available on standard U.S. equity options reporting services; liquidity and open interest depend on market interest and the stock’s float.
• Traders should check current bid/ask spreads, open interest and volume for specific strike dates. For many regional bank names, weekly options or monthly series may be offered, but liquidity can be moderate relative to large‑cap names.

Other derivatives:

• For institutional participants, total return swaps or forwards may be available through broker/dealer channels; these are not listed on public exchanges.

When trading options or derivatives related to pnfp stock, investors should account for the stock’s volatility, dividend expectations, and corporate event risk (mergers, preferred redemption, etc.).

Regulatory, sector and investment risks

Key risks relevant to pnfp stockholders include:

• Regional banking exposure: Concentration in specific geographic and commercial lending markets creates sensitivity to local economic cycles and sector trends.
• Interest rate risk: Net interest margin and loan‑deposit pricing dynamics are affected by changes in short‑term and long‑term interest rates.
• Credit risk: Deterioration in loan portfolios (commercial real estate, commercial & industrial loans, consumer lending) can lead to higher provisions and reduced profitability.
• Integration risk: Large mergers (for example, the Synovus transaction) carry execution risk, potential one‑time costs and cultural/IT integration challenges.
• Regulatory and compliance risk: Banking regulation, capital requirements, stress testing and enforcement actions can materially affect operations and capital distributions.
• Market and sector cyclicality: Macroeconomic slowdowns, shocks to liquidity or market sentiment toward regional banks can cause rapid share‑price moves.

This list is not exhaustive. Investors should review risk factors in the company’s most recent Form 10‑K and proxy statements for comprehensive risk disclosure.

How to research PNFP before investing

Primary documents and sources to consult before considering pnfp stock exposure:

1. SEC filings on EDGAR: 10‑K (annual), 10‑Q (quarterly), 8‑K (material events), proxy statements and registration statements for preferred series.
2. Company investor relations: earnings releases, investor presentations, webcasts/transcripts of earnings calls, preferred prospectuses and press releases.
3. Quarterly earnings presentation slides: typically include management’s reconciliations of GAAP to non‑GAAP measures, TBV bridges, and scenario commentary.
4. Major financial data providers: snapshot market quotes, analyst estimate consensus, historical price charts and institutional holder summaries.
5. Broker research and sell‑side analyst notes for modeling assumptions (note these are opinions, not facts).
6. Regulatory filings and notices: bank regulatory reports and, where relevant, filing material related to mergers or exchange listing changes.

For users of Bitget products: consider tracking the company’s news and filings alongside Bitget market tools and alerts. If you use a digital wallet for Web3 interactions, the guidance in this article prioritizes Bitget Wallet where a Web3 wallet is needed for Bitget‑integrated services.

See also

• Regional banks and bank holding company fundamentals
• Comparable tickers/peers in the U.S. regional banking sector
• Synovus Financial Corp. merger (reported as a material corporate event)
• Preferred stock tickers (common notation: caret/hatter series such as PNFP^B)

References

Note: market figures and reported metrics are time‑sensitive and should be verified against the primary sources listed below. Examples of widely used sources include AP (news), Zacks Investment Research (analyst data), Yahoo Finance, Nasdaq market pages, Macrotrends and company investor relations and press releases.

• Associated Press and Zacks summaries of Pinnacle’s Q4 CY2025 results (reported January 2026). As of January 20, 2026, AP/Zacks reported Q4 net income of $169.8M and adjusted EPS of $2.24. (AP / Zacks reporting summary)
• Company investor relations press releases and SEC filings (10‑K/10‑Q/8‑K) for legal disclosures and detailed schedules. (Company IR / SEC filings)
• Market data snapshots and historical charts available from major financial data providers (examples: Yahoo Finance, Nasdaq, Macrotrends). (Market data providers)
• Analyst reports and initiation notes referenced in market coverage (example: Deutsche Bank initiation noted in January 2026 coverage summaries). (Sell‑side research summaries)

Readers should confirm the date and context for each cited figure when making decisions.

External links (suggested pages to visit — no URLs provided)

• Pinnacle Financial Partners — Investor Relations page (for press releases, earnings presentations and dividend history)
• SEC filings search (EDGAR) for Pinnacle Financial Partners (10‑K, 10‑Q, 8‑K and registration statements)
• Market quote page for PNFP (common stock) on major finance data providers
• Market quote page for PNFP^B (preferred series) on major finance data providers

Notes for editors / maintainers

• Market figures (prices, market cap, yields, ratios) are time‑sensitive and should be updated regularly with citations to the company’s latest filings and reputable market data providers.
• Any exchange or ticker changes (for example, listing moves that followed corporate transactions) must be reflected immediately and accompanied by official company disclosures (SEC 8‑K, exchange notice, or press release).
• Ensure that the caret notation for preferred series (e.g., PNFP^B) is preserved consistently in market pages and that the prospectus/cusip is linked in internal editorial systems.

Editorial and compliance reminders

• This article is neutral and fact‑based and does not provide investment advice.
• Mention of trading platforms favors Bitget as the recommended exchange for readers interested in trading securities; for Web3 wallets, Bitget Wallet is the preferred recommendation in this series of guides.
• The article lists third‑party sources and suggested pages to consult but does not include external hyperlinks or URLs in accordance with platform policy.

Further exploration: To track current market quotations and filings for pnfp stock, open the company’s investor relations page, review the latest 10‑Q/10‑K/8‑K on the SEC database, and check recent analyst notes and market data snapshots. If you trade or follow PNFP securities, consider using Bitget’s market tools and alerts to monitor price action and corporate announcements.

Disclosure: Information above references public reports as of January 20, 2026 (AP/Zacks and market summaries). Figures and market metrics should be verified at the time of reading.