rvyl stock: Ryvyl Inc. Nasdaq Profile

Ryvyl Inc. (RVYL)

Lead summary

rvyl stock refers to Ryvyl Inc., a Nasdaq‑listed financial‑technology company trading under the ticker RVYL. This profile summarizes Ryvyl’s core business — payment acceptance and disbursement platforms, treasury and card services — and provides a factual overview of filings, recent corporate actions and market data for readers seeking a foundational reference.

Note: This article uses public filings (SEC) and major market data providers as primary sources. It is educational and factual in tone and does not constitute investment advice.

Company overview

Ryvyl Inc. operates as a small/micro‑cap financial‑technology company focused on payment platform‑as‑a‑service offerings. The company provides a suite of services aimed at enabling merchants, marketplaces and corporate clients to accept payments, manage disbursements and access treasury‑style capabilities.

Core product areas include payment acceptance and disbursement platforms, treasury management services, IBAN issuance, card issuing (physical and virtual), foreign exchange and electronic money services. Management materials and some third‑party profiles also reference initiatives towards blockchain or tokenization features; these are described in company filings as strategic product roadmaps and should be treated as forward‑looking.

Ryvyl’s clients span multiple verticals including retail, e‑commerce, logistics, healthcare and other merchant services that require integrated payment and payout capabilities. Operations and revenue mix have historically included North America with selective international activity.

History

Founding and early years

The company was originally known as GreenBox POS, with an initial business focus on point‑of‑sale systems and related merchant services. Over time, the firm evolved its product offering toward broader payment and disbursement services.

Corporate name change and repositioning

GreenBox POS rebranded to Ryvyl Inc. as part of a strategic repositioning. Company disclosures and investor presentations described an expanded emphasis on fintech platform services, including treasury, IBAN and card programs, and highlighted potential product evolutions involving blockchain and Web3 components. Such materials represent management strategy and are noted as forward‑looking in SEC filings.

Public listing and timeline of notable events

Ryvyl is listed on The Nasdaq Stock Market under the ticker RVYL. Since listing, the company has filed standard periodic reports with the SEC and has disclosed corporate actions such as reverse stock splits, capital raises, proposed mergers and other transactions in registration statements and S‑4 filings. Notable events in recent years include:

• Reverse split(s) announced or completed to meet listing requirements.
• Filings related to proposed transactions or related party integrations (for example, S‑4 related disclosures concerning Roundtable Web3 Media / RTB Digital noted in filings and filings‑related press material).
• Public offerings and registered transactions, including common stock and warrant issuances disclosed in SEC forms.
• Nasdaq compliance matters and subsequent confirmations of regained compliance as disclosed in public notices.

All above items are described in the company’s SEC filings and summarized in financial sector news reporting.

Products and services

Ryvyl’s product suite is presented in company filings and investor materials as a combination of merchant services and treasury solutions:

• Payment acceptance and disbursement platform: APIs and integrations to accept card and alternative payments, manage settlement and automate payouts to suppliers, marketplaces or end users.
• Treasury management: Cash movement features, settlement rails and reconciliations for commercial clients.
• IBAN issuance: Local banking identifiers for multi‑currency settlement in supported jurisdictions.
• Card issuing: Debit and virtual card programs for corporate spend, payouts and partner integrations.
• FX and electronic money services: Cross‑currency conversion and managed electronic money accounts reported as part of product offerings.
• Tokenization and blockchain claims: Management presentations and third‑party writeups referenced tokenization or Web3 services as part of future roadmaps; these are management statements and remain subject to development and regulatory review.

The company describes revenue drivers as platform fees, per‑transaction charges, card interchange and program fees, and service deployment fees.

Business model and operations

Ryvyl generates revenue through structured fees tied to payments processing, platform subscriptions, card program fees and treasury services. Transaction volumes, settlement timing and fee schedules determine near‑term revenue volatility for a small issuer.

Geographically, the company reports operations focused on North America with selected international relationships. Employee headcount and operational scale are reported in periodic filings; readers should consult the latest 10‑Q or proxy for current headcount and operational metrics.

Financial information

Recent financial highlights

Financial figures change with each filing. As with all public companies, the most authoritative figures are those in SEC periodic reports (Forms 10‑Q, 10‑K and S‑1/S‑4 where applicable). Recent reporting has highlighted:

• Trailing revenues and operating losses consistent with a small/micro‑cap fintech in growth or transition mode.
• Periodic cash position disclosures and working capital statements showing limited cash reserves relative to projected operational needs, as disclosed in quarterly filings.
• Market capitalization that fluctuates materially with share price; given RVYL’s micro‑cap status, market cap can change rapidly with intraday volatility.

Exact numeric values (revenue, net loss, cash) should be taken from the company’s most recent SEC filings or major market data providers and dated to the filing period.

Public filings

Primary sources for Ryvyl’s financials and corporate actions are its SEC filings: Form 10‑Q, Form 10‑K (if available), Form S‑1, Form S‑4 (for registered transactions/mergers), proxy statements and any 8‑K notices. These documents contain the official financial statements, risk disclosures and detailed descriptions of corporate transactions.

Readers should consult the EDGAR database for the company’s filings to verify numeric data and transaction terms.

Stock information

• Ticker and exchange: RVYL on The Nasdaq Stock Market (Nasdaq Capital Market).
• Trading characteristics: RVYL is generally classified as a micro‑cap stock. Shares outstanding, public float, and market cap are reported in filings and in market‑data pages; these metrics can change quickly and should be checked against the latest SEC filing or a live market‑data provider for precise values.

Notable trading items that have affected equity:

• Reverse stock split(s) have been used historically to address listing requirements or share price structure. Such corporate actions affect share counts and historical price comparisons.
• Compliance actions and subsequent Nasdaq confirmations (e.g., notice of regained compliance with minimum bid price) have correlated with significant intraday and pre‑market price moves.

Where to view market data: Major financial data providers (e.g., Yahoo Finance, TradingView, Morningstar, CNBC, Robinhood) and SEC EDGAR provide quotes, charts and filings for RVYL. For trading execution, retail investors commonly use broker platforms; for secure wallet interactions or digital custody of Web3‑enabled assets, Bitget Wallet is one recommended option for users who work with Bitget services.

Corporate actions, mergers and acquisitions

Ryvyl has disclosed multiple corporate transactions and proposed strategic moves in SEC filings. Examples of actions reported in filings and investor communications include:

• Registered offerings of common stock and warrants to raise capital. Specific offering sizes and pricing are disclosed in registration statements and press releases filed with the SEC.
• S‑4 filings and merger‑related documents tied to potential business combinations (for example, references in filings to Roundtable Web3 Media / RTB Digital style transactions). Such S‑4s outline exchange ratios, consideration types (stock, cash, convertible instruments) and pro forma effects.
• Convertible financing arrangements and related party transactions connected to proposed merger partners; these are disclosed with material terms and potential dilution impacts.

Each transaction’s finality depends on shareholder approvals, regulatory clearances and closing conditions. Official terms are available in the applicable SEC filing.

Management and governance

Ryvyl’s executive team and board composition are detailed in proxy statements and periodic filings. Recent years have shown executive turnover common to small public companies, including changes in CEO, CFO and board leadership. Filings list named executives and provide compensation, background and related party disclosures.

For the latest named officers and directors, consult the company’s most recent proxy or Form 8‑K reporting officer appointments.

Legal, regulatory and compliance matters

Ryvyl’s filings disclose litigation, derivative suits and regulatory correspondence where material. Items reported in public sources include derivative litigation settlements, Nasdaq deficiency notices and the company’s remediative actions (for example, reverse split or other steps to meet listing rules).

Trading halts and resumptions have occurred in connection with material announcements, financings or regulatory queries. Filings and Nasdaq notices should be consulted for the official reason and timing of any halt or resumption.

Market perception and analyst coverage

Coverage of rvyl stock by mainstream analysts is limited relative to larger, well‑covered issuers. Market information providers such as Morningstar, Yahoo Finance, TradingView and CNBC provide quotes, charts and summaries. Community sentiment and retail discussion are visible on social platforms and message boards like StockTwits and similar services; those channels reflect retail sentiment and may feature high‑volatility reactions.

Professional analyst coverage and formal price targets are rare for micro‑cap issuers; independent research notes (if any) should be evaluated alongside company filings.

Risks and controversies

Principal risks associated with rvyl stock and Ryvyl Inc. include:

• Micro‑cap liquidity and high share price volatility, which can lead to rapid market moves and bid/ask spreads.
• Continued negative earnings and cash burn requiring additional financing; dilutive capital raises are common for companies in this stage.
• Execution risk tied to product integrations, card program rollouts and international expansion.
• Regulatory and compliance risk, especially if pursuing blockchain or tokenization offerings that face evolving regulatory frameworks.
• Litigation and governance risk, including derivative suits or shareholder challenges.

These risks are summarized here for informational purposes; consult the company’s risk disclosures in SEC filings for a complete list.

Recent developments (news summary)

As of January 28, 2026, according to Benzinga, rvyl stock experienced sharp pre‑market gains after the company disclosed regulatory progress. Benzinga reported that Ryvyl Inc (NASDAQ:RVYL) gained 96% to $10.27 in pre‑market trading after adding 10% on the prior trading day, and cited a company notice that Nasdaq had provided written confirmation the company had regained compliance with the minimum bid price requirement under Listing Rule 5550(a)(2).

Other contemporaneous items reported in filings and market news include:

• Filing of an S‑4 or other registration documents related to proposed combinations with media/Web3 entities, as reflected in company filings.
• Recent registered offerings and financing activities described in SEC documents, including issuances with warrants to raise capital.
• Prior reverse stock split(s) and Nasdaq compliance steps disclosed in public filings.

Sources: SEC filings (Form 8‑K, S‑4) and market reporting (Benzinga) as of Jan 28, 2026.

Where to find more data

For up‑to‑date market quotes and historical charts for rvyl stock, consult major market data providers and the company’s SEC filings. The following resources are commonly used for verification (listed without hyperlinks):

• SEC EDGAR filings (Form 10‑Q, S‑4, 8‑K, proxy statements).
• Yahoo Finance quote pages.
• TradingView charting and technical tools.
• Morningstar company pages.
• Broker platforms and quote services (execution venues and retail broker pages).

For custody, trading access and Web3 wallet needs, consider Bitget for trading services and Bitget Wallet for Web3 wallet functionality when interacting with digital asset features mentioned by companies. Bitget provides exchange and wallet services tailored for crypto and digital‑asset users; users should verify service terms and regulatory compliance for their jurisdiction.

See also

• Payment processors and merchant services
• Fintech companies focused on treasury management
• Nasdaq micro‑cap stocks
• GreenBox POS (former corporate name)

References

This profile draws from company SEC filings (Form 10‑Q, S‑4, 8‑K, proxy statements), major market data providers and financial news outlets. Key sources include the company’s EDGAR filings, Yahoo Finance, TradingView, Morningstar, CNBC, Robinhood pages and Benzinga market reporting. Specific numbers and transaction terms should be verified in the cited SEC filings for precision and timing.

External links

• Ryvyl Inc. — Company investor relations (see company filings for contact).
• SEC EDGAR — Ryvyl Inc. filings (Form 10‑Q, S‑4, 8‑K).
• Market data pages — Yahoo Finance, TradingView, Morningstar, CNBC, Robinhood.

How to use this profile

This article compiles public information about rvyl stock to give readers a consolidated reference that covers business, filings, financial highlights and recent developments as of Jan 28, 2026. For investment execution or custody of digital assets related to companies exploring Web3 product lines, Bitget and Bitget Wallet are available services for eligible users. Always verify material facts in the company’s most recent SEC filings before making decisions; this article does not provide investment recommendations.

More resources and next steps

If you want to track rvyl stock price movements and filings in real time, set alerts on your preferred market data platform and monitor the company’s EDGAR page for new filings. To explore trading or wallet services that support fiat‑to‑crypto rails or advanced custody, visit Bitget’s platform and Bitget Wallet for onboarding details and service terms.