snv stock: Synovus Financial Overview

Synovus Financial Corp. (SNV)

snv stock appears in this guide as the ticker symbol reference for Synovus Financial Corp., a U.S. bank holding company headquartered in Columbus, Georgia. This article provides a comprehensive, beginner-friendly overview of Synovus’ core businesses (community banking, wholesale banking, and financial management services), governance, financial performance, stock information, regulatory context, risks, and where to find authoritative data so you can follow SNV stock with confidence.

As of 2026-01-28, according to Synovus investor relations and SEC filings, this guide summarizes publicly available facts and common market metrics. For the latest prices, volumes and filings, consult official sources listed in References and External links.

Company overview

Synovus Financial Corp. (SNV) is a publicly traded bank holding company that operates primarily in the Southeastern United States. Its principal banking subsidiary is Synovus Bank. The firm provides a mix of retail and commercial banking services, private wealth management, mortgage services and treasury management.

The company’s stated mission centers on serving local communities and businesses through deposit, lending and financial advisory services. Synovus combines a branch network and digital channels to serve consumers and businesses across several southeastern states, with an emphasis on relationship banking supported by specialized commercial teams and private wealth advisers.

Organizationally, Synovus is structured as a bank holding company with Synovus Bank and a set of business units focusing on community banking, wholesale/commercial banking and financial management services. The company reports consolidated financial results, and its operating details are disclosed in periodic SEC filings.

History

Synovus traces its roots to regional banking operations that expanded through the 19th and 20th centuries into a modern bank holding company. Over decades, the organization grew its footprint by opening branches, acquiring smaller banks and expanding service offerings from deposit-taking and consumer lending to commercial finance and wealth management.

Key historical milestones typically noted in corporate timelines include the conversion into a bank holding company structure, regional expansions in the southeastern U.S., and strategic shifts toward integrated financial services. The company has periodically adjusted its branch footprint, pursued acquisitions or dispositions, and evolved its digital capabilities to match customer preferences.

Business segments and operations

Synovus reports and operates through multiple segments. Commonly referenced operating areas include:

• Community Banking: Branch-based retail banking services, consumer and small-business lending, mortgages, deposit products, and personal banking services delivered through local branches and digital channels.

• Wholesale / Commercial Banking: Relationship banking for mid-market and larger commercial clients, including commercial loans, treasury management, asset-based lending and industry-specific financing solutions.

• Financial Management Services: Wealth management, trust services, investment advisory, private banking and institutional asset management for high-net-worth clients and institutions.

Typical distribution channels include physical branches, commercial relationship teams, private wealth advisers, mortgage officers, and online and mobile banking platforms. Business-to-business treasury services and national commercial teams provide distribution beyond local retail markets.

Corporate structure and management

Synovus operates under a board of directors and executive leadership team responsible for corporate governance, strategy and risk oversight. Key executive roles generally include Chairman, Chief Executive Officer (CEO), Chief Financial Officer (CFO), Chief Risk Officer (CRO) and business-line heads for community banking, commercial banking and wealth management.

The board provides oversight of strategy, capital allocation, executive compensation and regulatory compliance. Changes in senior leadership or strategy are material events disclosed through SEC filings and investor communications.

Financial performance

Financial performance for a bank holding company is commonly summarized by revenue (net interest income and non-interest income), net income, loan and deposit balances, net interest margin (NIM), efficiency ratio, return on equity (ROE) and capital ratios (Common Equity Tier 1, or CET1, and total risk-based capital).

• Revenue mix: Traditional bank revenue includes net interest income (interest earned on loans and securities less interest paid on deposits and borrowings) and non-interest income (fees, wealth management, mortgage, and service charges).

• Balance-sheet metrics: Loan growth, deposit trends and asset quality (nonperforming loans, charge-offs) are critical to assessing underlying performance.

• Capital and liquidity: Regulatory capital ratios such as CET1 and leverage ratios indicate cushion against losses. Disclosure of these metrics is standard in quarterly and annual filings.

For up-to-date numeric values — including quarterly revenue, net income, loan and deposit totals and capital ratios — consult the company's latest 10-Q or 10-K filings and earnings releases. As of 2026-01-28, authoritative sources for precise, current figures include Synovus’ investor-relations releases, SEC filings and major market-data providers listed in References.

Stock information

Listing and ticker

• Exchange: New York Stock Exchange (NYSE)
• Ticker symbol: SNV
• Trading currency: USD
• Share class: Common shares (primary publicly traded class)

When referring to snv stock in market contexts, investors typically mean the common shares listed on the NYSE under the ticker SNV.

Market data and historical price

Market-cap, float, shares outstanding, 52-week high/low, and trading volume are standard data points investors monitor. These values change daily based on market prices and corporate actions.

• Market capitalization: Calculated as share price multiplied by shares outstanding; updated market-data providers and exchange pages publish real-time market caps.

• Trading volume: Daily and average-volume metrics indicate liquidity and investor interest.

• Historical price charts: Daily, weekly and yearly charts help visualize performance and volatility over different horizons.

For the latest market cap, float, 52-week range and average daily volume for snv stock, consult NYSE market pages, Synovus investor relations or major financial data platforms. As of 2026-01-28, traders and investors should reference those primary sources to confirm current values before analysis.

Dividends and payout policy

Synovus historically has declared periodic cash dividends on common shares, subject to board approval and regulatory constraints. Dividend frequency has typically been quarterly, but the board sets the amount and timing.

Investors should review recent dividend declarations in official press releases and the investor relations dividend history. Important considerations include payout ratio relative to earnings, sustainability given capital requirements, and whether the company provides a formal dividend policy in its filings.

Analyst coverage and ratings

Sell-side analysts, independent research firms and aggregator services may cover snv stock. Typical deliverables include fundamental research reports, price targets and buy/hold/sell ratings. Aggregator platforms compile analyst consensus and rating distributions.

To find current analyst coverage and consensus ratings for snv stock, consult financial news outlets, broker research pages and analyst-aggregation services. Always check publication dates and the sources' methodologies.

Shareholders and ownership

Ownership of publicly traded common shares typically includes institutional investors (mutual funds, pension funds, ETFs), retail investors and company insiders (executive officers and directors).

• Institutional holders: Large institutions often hold sizable percentages of the free float, disclosed in quarterly 13F filings and company proxy statements.

• Insider ownership: Executives and directors report holdings and trades through Form 4 and disclosures in annual proxy statements.

Major ownership changes, block trades or significant insider transactions are material events that companies disclose in filings and sometimes in press communications. For exact percentage ownership and recent changes in holdings, consult 13F filings, proxy statements and Form 4 filings submitted to the SEC.

Mergers, acquisitions and strategic transactions

Synovus’ history may include acquisitions of local banks or divestitures aligned with strategic priorities. Major transactions, mergers or dispositions can influence scale, footprint and business mix.

Acquisition announcements, merger agreements and regulatory approvals are typically detailed in press releases and Form 8-K filings. The strategic rationale often cited includes geographic expansion, scale benefits, product diversification or cost synergies.

Review recent SEC filings and investor presentations for the latest transaction history and management commentary on strategic priorities.

Regulatory environment and legal matters

As a U.S. bank holding company, Synovus is subject to a regulatory framework that includes oversight by the Federal Reserve, the Consumer Financial Protection Bureau (CFPB) for consumer matters, state banking regulators and deposit insurance rules administered by the FDIC.

Regulatory capital, liquidity rules and compliance programs are material for operations. Any material regulatory actions, enforcement orders, or litigation that could materially affect the company are disclosed in periodic filings.

Investors and stakeholders should review a company’s Form 10-K and 10-Q for a full discussion of legal proceedings, regulatory matters and the risk disclosures required by the SEC.

Risk factors

Key risks facing Synovus as a regional bank include:

• Interest-rate risk: Changes in interest rates affect net interest margin, loan demand and deposit cost.

• Credit risk: Deterioration in borrower credit quality or concentration in specific industries or geographies can increase loan losses.

• Regional economic concentration: Heavy exposure to the Southeastern U.S. means local economic downturns or sector-specific shocks may disproportionately affect performance.

• Regulatory and compliance risk: Changing capital, liquidity or consumer-protection regulations can alter capital allocation and operating costs.

• Operational and technology risk: Cybersecurity incidents, technology outages or process failures could harm customers and reputation.

• Liquidity risk: Funding pressures in stressed markets may affect the ability to meet cash needs or access wholesale funding.

For complete and company-specific risk disclosures, consult Synovus’ SEC filings, which include an exhaustive list of risks and management discussion.

Market positioning and competitors

Synovus competes with regional and national banks that operate in the Southeastern United States. Competitors typically include other regional bank holding companies and larger national banks offering similar products and services.

Competitive differentiation is often based on local relationships, specialized industry coverage (e.g., commercial real estate, healthcare, agriculture), digital banking capabilities and private-wealth services. Market share varies by state and metro area, and competitive positioning is described in the company’s investor presentations.

Recent developments and news

As of 2026-01-28, notable recent items to monitor for snv stock include quarterly earnings releases, dividend declarations, regulatory filings and leadership updates. For example, earnings releases and 8-K filings often contain forward-looking strategy commentary, while 10-Qs provide detailed quarterly financials.

As with any public company, material developments are disclosed via official channels. Check Synovus’ investor-relations news and SEC filings for the most current announcements. Financial news outlets and market-data aggregators also summarize headlines and analyst responses after earnings or major corporate events.

Investment considerations

This section outlines neutral checkpoints investors commonly review when evaluating snv stock. It is informational only and not investment advice.

• Valuation: Compare price-to-earnings (P/E), price-to-book (P/B) and dividend yield against regional peers and historical ranges.

• Earnings quality: Review consistency of net interest margin, fee income trends and the drivers of non-interest income.

• Balance-sheet health: Check loan growth, deposit stability, asset quality metrics (nonperforming loans) and allowance for loan losses.

• Capital adequacy: Review CET1 and total risk-based capital ratios to assess cushion against stress.

• Dividend sustainability: Examine payout ratio, cash flow and regulatory restrictions that could affect dividends.

• Macro sensitivity: Consider regional economic exposure, interest-rate scenarios and sector-specific concentrations.

Before making investment decisions, verify the latest financial results, analyst reports and regulator disclosures.

References and data sources

Authoritative sources to verify facts and numerical data about snv stock and Synovus Financial Corp. include:

• Synovus Financial Corp. investor relations website and press releases (official earnings, dividend and corporate announcements)
• SEC filings: 10-K (annual), 10-Q (quarterly), 8-K (material events), Form 4 (insider trades) and proxy statements
• Exchange data: NYSE listing pages for SNV market data
• Major financial data providers and reputable financial news outlets for price history, market cap and analyst coverage

As of 2026-01-28, the most current figures for assets, market capitalization and trading volume should be confirmed using the above primary sources.

External links

Recommended pages to consult for the latest and historical data on snv stock (no hyperlinks provided here):

• Synovus Financial Corp. — Investor Relations
• U.S. Securities and Exchange Commission — Company filings search (Synovus Financial)
• NYSE — SNV listing and market data pages

See also

• List of U.S. regional banks
• Bank holding company regulation in the United States
• Peer tickers and regional bank comparables (consult market-data providers for current peer lists)

Further reading and continuing monitoring

To follow snv stock effectively:

• Review the company’s latest 10-Q and 10-K for up-to-date financial statements and risk disclosures.
• Monitor quarterly earnings calls and investor presentations for management commentary on strategy and outlook.
• Track NYSE market pages or your preferred market-data provider for real-time price, volume and market-cap updates.

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Additional notes on reporting and sources

• As of 2026-01-28, according to Synovus investor relations and SEC filings, this guide compiles publicly available, verifiable information for educational purposes.
• For quantifiable figures such as market capitalization and daily trading volume, always rely on the exchange and recent SEC filings for precision.

Further exploration

Explore the company’s filings and recent earnings to validate the latest figures and to compare snv stock with peers on valuation, credit quality and growth metrics. For timely market access and price tracking, view SNV market data on Bitget’s market pages.

More practical steps

• To verify dividend history and payouts, check the dividend history page on Synovus investor relations and cross-check with SEC filings.
• To see insider trades and major institutional holdings, review recent Form 4 filings and 13F summaries.

Keep in mind

This article provides a factual overview and places emphasis on where to find and verify numerical data. It does not provide investment advice or recommendations. For decisions about buying or selling snv stock, consult licensed financial advisors and perform your own due diligence using the primary sources listed above.