stock yards bank: Regional Bank Overview
Stock Yards Bank & Trust
stock yards bank refers to Stock Yards Bank & Trust, a regional commercial bank headquartered in Louisville, Kentucky and the principal banking subsidiary of Stock Yards Bancorp, Inc. (NASDAQ: SYBT). This profile summarizes the bank’s history, business lines (retail, commercial, wealth), regulatory status, branch footprint and recent financial figures from company filings and regulatory records. Readers will find dated, sourced metrics and practical context useful for basic research and further reading.
History
Founded in 1904 to serve Louisville’s livestock and stockyard industry, stock yards bank began as a community-focused lender supporting agricultural commerce (Source: company history). Over the 20th century, stock yards bank introduced customer conveniences such as drive-thru banking and early ATM services, expanding its product set to meet consumer needs.
In recent decades, stock yards bank expanded by acquisition and geographic growth. Notable purchases and integrations included The Bank of Oldham County, King Southern Bank, Kentucky Bank and Commonwealth Bank & Trust, each adding branches and deposit balances to the franchise (Source: company IR). These moves contributed to a broader footprint across central and eastern Kentucky and adjacent markets.
Corporate structure and ownership
Stock Yards Bancorp, Inc. is the publicly listed bank holding company and stock yards bank operates as its primary banking subsidiary. The holding company is listed on NASDAQ under the ticker SYBT (Source: investor relations). The parent-subsidiary relationship follows standard banking holding company governance: the holding company consolidates financial results and provides capital/oversight while the bank delivers deposit, lending and fiduciary services.
Major business units at stock yards bank include retail banking, business and commercial banking, and wealth & trust services. These units align with reporting segments disclosed in regulatory filings (Source: company filings).
Operations and services
Retail and consumer banking at stock yards bank covers checking, savings, certificates of deposit (CDs), mortgages, home equity loans and consumer lending. The bank provides online and mobile banking features such as mobile deposits and an account management app; P2P and real-time payment integrations (e.g., Zelle) are supported per consumer product descriptions (Source: company product pages).
Business and commercial banking services include commercial lending, treasury management, deposit and payment services tailored to small and middle-market companies.
Wealth management and trust services at stock yards bank include investment advisory, trust administration and estate planning solutions — with assets under management reported in investor materials where available (Source: investor relations).
Digital and branch delivery combines a physical branch network with ATMs/ITMs and digital channels designed to serve both consumer and commercial clients.
Market and financial information
As of Sept. 30, 2023, Stock Yards Bancorp, Inc. reported approximately $7.90 billion in total assets (Source: company IR). Subsequent company materials and public profiles list differing figures at later reporting dates; for transparency, always note the report date when comparing metrics (Source: company history page).
stock yards bank’s parent company trades on NASDAQ under SYBT; investor relations materials, SEC filings and company press releases provide quarterly results, balance sheet details and segment disclosures (Source: investor relations / SEC filings).
Recent growth drivers have included strategic acquisitions and deposit growth tied to branch adds and market expansion. For the latest quarter-to-quarter trends, consult the company’s most recent earnings release (Source: company IR).
Regulation and supervision
stock yards bank is an FDIC-insured depository institution and appears in the FDIC BankFind registry as a supervised bank (Source: FDIC BankFind). As a regulated bank, standard oversight areas include capital adequacy, asset quality, liquidity, management, earnings and sensitivity to market risk.
The bank adheres to routine regulatory reporting and supervisory examinations; material regulatory actions or enforcement matters are documented in public filings if and when they occur (Source: FDIC / SEC filings).
Headquarters, branch network and areas served
Headquartered in Louisville, Kentucky, stock yards bank’s core markets include Louisville and surrounding central/eastern Kentucky regions, with presence in adjacent markets such as Indianapolis and Northern Kentucky depending on acquisition integration. Branch counts and office locations change with acquisitions and strategic reconfigurations — consult the company’s branch locator for the current footprint (Source: company website / IR).
The bank positions itself as a locally headquartered institution serving community banking needs and regional commercial clients.
Management and governance
stock yards bank operates under Stock Yards Bancorp’s board of directors and executive management team. Public disclosures list the CEO, CFO and other senior officers; governance practices include standing board committees, shareholder communications and routine investor relations activity (Source: investor relations).
For accuracy on current officers and directors, reference the latest proxy statement and company website, which name incumbents and committee assignments (Source: SEC filings / company IR).
Community involvement and branding
stock yards bank maintains local community programs, sponsorships and charitable giving consistent with a community bank model. The brand emphasizes personalized service and regional commitment — often summarized in the bank’s stated mission and community pages (Source: company community pages).
Controversies and legal matters
No major regulatory enforcement actions or widely reported legal controversies specific to stock yards bank are documented in the primary sources consulted for this profile. Any future notices would appear in regulator databases and company disclosures (Source: FDIC / SEC filings).
Market news and broader context
As of Jan. 24, 2026, according to a market report provided with this brief, shares of marine infrastructure company Orion (NYSE:ORN) experienced a notable intraday move after coverage initiation by a major investment bank; that report highlighted project awards and sector exposure. This unrelated market item illustrates how sector news can drive volatility in single-name stocks; it does not pertain to stock yards bank’s business or regulatory status (Source: assignment-provided market report, Jan. 24, 2026).
See also
- Stock Yards Bancorp, Inc. (parent company)
- Regional US banking
- NASDAQ-listed regional banks
References
- Company history and timeline (company history page) (Source: company history)
- Stock Yards Bancorp, Inc. corporate profile and investor relations (Source: investor relations / company IR)
- FDIC BankFind entry for Stock Yards Bank & Trust (Source: FDIC BankFind)
- Recent company filings and press releases (Source: SEC filings / company IR)
- Market report excerpt provided with assignment regarding Orion (Source: assignment-provided market report, Jan. 24, 2026)
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