How to Buy Crypto via P2P Using OPay in 2026

Buying crypto via P2P in Nigeria is fast and straightforward using Bitget P2P . You can buy USDT and other crypto directly with NGN using payment methods including OPay, PalmPay, Kuda, Access Bank, GTB, UBA, and all major Nigerian banks. Trades happen between you and a verified merchant; Bitget holds the crypto in escrow until payment is confirmed. Follow the steps below.

Prerequisites

• Download the Bitget app from the Play Store or App Store

• Register for a Bitget account and complete identity verification (KYC) using your national ID or passport

• Add your preferred payment method (OPay, PalmPay, Kuda, bank transfer, etc.) before opening a trade

Complete KYC first: How to Verify Your Bitget Account in Nigeria →

How to Buy Crypto via P2P in Nigeria (Bitget App)

Step 1 — Navigate to P2P Trading

Open the Bitget app and log in. Go to the Home tab and tap Add Funds, then select P2P Trading.

Step 2 — Choose Your Crypto and Merchant

Select the crypto you want to buy — USDT is recommended for beginners as it’s a stablecoin pegged to the dollar. Filter offers by coin type, fiat currency (NGN), or payment method. Choose a merchant whose payment method matches yours (e.g., OPay, PalmPay, GTB bank transfer, etc.).

[IMAGE: Bitget P2P merchant list filtered by NGN and OPay/PalmPay payment method]

Step 3 — Enter Purchase Details

Enter the amount in NGN you want to spend. Bitget will automatically calculate the equivalent crypto you’ll receive. Tap Buy USDT and confirm the purchase. The merchant’s crypto is held in escrow by Bitget once the order is created.

[IMAGE: Bitget P2P order screen showing NGN amount input and USDT equivalent]

Step 4 — Transfer Funds

You’ll see the merchant’s payment details on screen. Transfer the NGN to the merchant’s account using the payment method they specified — this could be an OPay number, PalmPay wallet, or a direct bank transfer to their Access Bank, GTB, UBA, or any other Nigerian bank account. Complete the transfer within the time limit (usually 15 minutes).

After transferring, tap Paid — then confirm "I have transferred NGN to the above account."

Important: Do not tap Paid unless you have completed the transfer. Do not cancel after paying unless you have received a refund from the merchant.

Step 5 — Complete the Trade

Supported Nigerian Banks & Payment Methods for Bitget P2P

P2P on Bitget is built around Nigerian payment methods. When buying crypto, you’ll pay the merchant directly from your bank or fintech wallet — no intermediary needed. Here’s how Nigerian banks and apps fit into the flow:

• OPay & PalmPay: Many merchants accept direct OPay or PalmPay transfers. Select these as your filter when browsing merchants.

• Kuda, Access Bank, GTB, UBA, Zenith, First Bank & more: Any Nigerian bank transfer works. The merchant will share their account number and you pay directly from your mobile or internet banking app.

• To add your payment method before trading: go to Profile → Payment Methods and add your bank or wallet details.

• Matching payment methods: always filter for merchants that accept your bank or wallet to ensure a smooth, fast trade.

Want to sell back your crypto to Naira?How to Convert USDT To Naira (NGN) using Bitget P2P →

Tip: Start with small amounts until you’re comfortable with the flow. Always use the Bitget P2P chat to communicate with your merchant if you need help.

Disclaimer

The use of Bitget P2P service is solely your responsibility. Bitget is an intermediary platform and is not responsible for asset disputes between buyers and sellers. All payments are finalised upon completion unless otherwise required by law. Neither Bitget P2P nor the merchant shall be liable for any loss upon payment completion unless the merchant is fraudulent or misleading.