Bowman: Strengthening Liquidity, Ensuring Financial Stability, and the Federal Reserve’s Responsibilities

Opening Remarks on the Bank Liquidity Framework

Good morning. I am delighted to join you today as we begin our conversation about the bank liquidity framework. Hal and his colleagues have put together a thoughtful lineup of panels that will help shape our thinking as we evaluate potential changes to this framework.

The diverse insights from our panelists—including scholars, industry professionals, and policymakers—will deepen our grasp of these intricate topics. Their input will also encourage us to carefully examine whether our current framework is achieving its goals.

Maintaining adequate liquidity is essential for the strength and stability of the banking sector. Regulatory standards play a key role in supporting this resilience.