Germans are now able to purchase bitcoin, ether, and solana products straight from their ING accounts

ING Deutschland Introduces Crypto Investment Options

ING Deutschland, recognized as Germany’s largest retail bank, now enables its clients to purchase crypto-linked investment products—tracking bitcoin (BTC), ether (ETH), and solana (SOL)—directly through their bank-associated securities accounts.

According to the bank’s website, these offerings are genuine crypto-backed exchange-traded products (ETPs) provided by leading issuers such as 21Shares, Bitwise, and VanEck. These ETPs closely follow the price movements of the underlying cryptocurrencies and are traded on regulated exchanges via ING’s Direct Depot platform. The Direct Depot, managed by ING-DiBa, is a securities account tailored for online investors who wish to manage stocks, ETFs, and funds independently.

Described as a straightforward entry point, these crypto ETFs allow users to invest in digital assets seamlessly through their regular banking interface, eliminating the need for separate wallets or private keys.

This new service highlights the increasing appetite for digital assets among everyday investors, many of whom are looking past bitcoin’s volatility in favor of long-term opportunities. Research from Deutsche Bank indicates that by 2025, 9% of German retail investors will have adopted crypto, compared to 12% in the United States.

Martijn Rozemuller, CEO of VanEck Europe, emphasized that the collaboration with ING Deutschland provides accessible entry to crypto investments. He noted, “A lot of investors are searching for solutions that integrate with their existing securities accounts and offer transparent fees. This partnership delivers exactly that—making crypto investments available within the familiar securities account environment.”

It’s also important to note that, in Germany, these crypto investment products benefit from the same tax advantages as directly holding bitcoin: if held for more than a year, any profits are exempt from capital gains tax.