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Ripple USD price

Ripple USD priceRLUSD

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$0.9997USD
+0.02%1D
The price of Ripple USD (RLUSD) in United States Dollar is $0.9997 USD.
Ripple USD price USD live chart (RLUSD/USD)
Last updated as of 2025-12-13 18:18:33(UTC+0)

Ripple USD market Info

Price performance (24h)
24h
24h low $124h high $1
All-time high (ATH):
$1.02
Price change (24h):
+0.02%
Price change (7D):
-0.02%
Price change (1Y):
-0.26%
Market ranking:
#60
Market cap:
$1,027,364,102.78
Fully diluted market cap:
$1,027,364,102.78
Volume (24h):
$21,879,555.29
Circulating supply:
1.03B RLUSD
Max supply:
--
Total supply:
1.03B RLUSD
Circulation rate:
100%
Contracts:
0x8292...06317ed(Ethereum)
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Live Ripple USD price today in USD

The live Ripple USD price today is $0.9997 USD, with a current market cap of $1.03B. The Ripple USD price is up by 0.02% in the last 24 hours, and the 24-hour trading volume is $21.88M. The RLUSD/USD (Ripple USD to USD) conversion rate is updated in real time.
How much is 1 Ripple USD worth in United States Dollar?
As of now, the Ripple USD (RLUSD) price in United States Dollar is valued at $0.9997 USD. You can buy 1RLUSD for $0.9997 now, you can buy 10 RLUSD for $10 now. In the last 24 hours, the highest RLUSD to USD price is $1 USD, and the lowest RLUSD to USD price is $0.9981 USD.
AI analysis
Today's hot spots in the crypto market

The crypto market on December 13, 2025, is buzzing with a mix of regulatory advancements, significant network upgrades, and fluctuating market dynamics. While Bitcoin consolidates, Ethereum's ecosystem sees a major leap forward, and regulatory clarity continues to shape institutional adoption.

Bitcoin's Price Action and Market Sentiment Bitcoin (BTC) is trading around the $90,000 to $92,000 range, displaying consolidation rather than a decisive rally. Despite a recent 25-basis-point interest rate cut by the US Federal Reserve, the market hasn't seen a significant bullish breakout, with macroeconomic uncertainty still influencing risk assets. Analysts suggest that tight crypto liquidity and a lack of retail trading contribute to this consolidation. The price is hovering above $92,000, but a clear break above the $92,000-$94,000 resistance level is needed to target $100,000. Conversely, a drop below $86,000 could push prices toward $75,000. Bitcoin's implied volatility is reportedly diminishing, with options activity skewed towards puts, indicating expectations of limited upside in the near term. The largest crypto derivatives exchange, Deribit, notes that call and put interests are almost balanced, suggesting a contained expiry for current options.

Ethereum's Fusaka Upgrade and Ecosystem Developments Ethereum (ETH) is experiencing a dynamic period, having recovered from an early December sell-off that pushed prices to around $2,800. The network is poised for its significant "Fusaka" upgrade, which commenced on December 3, 2025. This upgrade aims to dramatically accelerate the network and reduce Layer 2 costs by 40-60% through innovations like PeerDAS technology and an increased gas block limit. These enhancements are expected to make Ethereum faster, cheaper, and more scalable, benefiting Layer 2 networks such as Arbitrum and Optimism. The anticipation of these improvements is expected to support Ethereum's price in the coming months. Current prices for Ethereum are around $3,250, with analysts watching the $3,300-$3,350 resistance zone for a potential breakout towards $3,700-$3,800. Ethereum also continues to dominate the NFT market, holding a 62% share of all NFT transactions as of December 2025.

Regulatory Landscape and Institutional Adoption 2025 has been a pivotal year for crypto regulation, moving from enforcement-driven actions to comprehensive frameworks. Jurisdictions worldwide have implemented clearer guidelines, providing both clarity and new challenges for compliance teams. In the U.S., regulators and lawmakers are advancing multiple digital-asset initiatives, including a new Senate draft expanding CFTC authority and new SEC and IRS guidance. The Office of the Comptroller of the Currency (OCC) has granted preliminary approval for several crypto giants, including Ripple and Circle, to establish national trust banks. This move is seen as a significant step in integrating digital assets into the banking system, formalizing paths for stablecoin, custody, and tokenization businesses under regulatory supervision. Europe's Markets in Crypto-Assets (MiCA) regulation, fully effective by the end of 2024, is reshaping the regional market, requiring crypto firms to be licensed and adhere to strict standards, fostering increased trust and institutional interest.

DeFi, NFTs, and Web3 Innovations The Decentralized Finance (DeFi) sector is experiencing rapid evolution, with cross-chain interoperability emerging as a significant trend, allowing seamless communication and transactions across various blockchain networks. The integration of DeFi protocols into traditional fintech applications is also gaining traction, offering more secure and compliant financial products. Institutional adoption of tokenized real-world assets (RWAs) is accelerating, expanding collateral options in the DeFi ecosystem. In the NFT space, while Ethereum maintains dominance, emerging platforms like BNB Chain and Mythos Chain are making strides. Yuga Labs, creator of the Bored Ape Yacht Club, continues to build its metaverse project, Otherside, by onboarding new NFT communities like Good Vibes Club and 0N1 Force. These developments underscore a trend towards utility-driven ecosystems beyond simple digital collectibles. Web3 innovation is also highlighted by events like the India Blockchain Week (IBW) 2025, which showcased India's ascent as a global Web3 hub despite regulatory challenges. The event focused on topics such as AI, DePIN, Layer 1/Layer 2 solutions, RWAs, and stablecoins. On the security front, quantum-resilient solutions are emerging, with new smart contract wallets like Quantum-Sig being launched to protect digital assets against future quantum attacks.

Altcoin Market Trends The altcoin market shows varied performance. While some altcoins like Solana, Cardano, and Dogecoin experienced declines recently, others like XRP have shown resilience. XRP's comeback story continues, driven by clearing legal hurdles and expanding into central bank integrations. Solana remains a strong contender with its high speed and low transaction costs attracting liquidity and developers. AI-related altcoins like Bittensor are gaining attention due to their differentiated use cases and Bitcoin-like tokenomics.

Exchange-Specific News (Bitget) Bitget, a major exchange, has been active in expanding its derivatives offerings. The platform launched USUSDT for futures trading on December 12, 2025, offering up to 25x leverage and supporting trading bots. Additionally, Bitget transitioned the STABLEUSDT perpetual futures contract from pre-market to the standard USDT-Margined category, enhancing price transparency. However, users should be aware that Bitget is also delisting 12 spot trading pairs on December 19, 2025, and has suspended transfer and borrowing services for some pairs in spot margin trading. In other news, the government of Belarus recently blocked access to several crypto exchanges, including Bitget, within its jurisdiction.

The AI-summarized content may not be fully accurate. Please verify the information from multiple sources. The above does not constitute investment advice.
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Do you think the price of Ripple USD will rise or fall today?

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Voting data updates every 24 hours. It reflects community predictions on Ripple USD's price trend and should not be considered investment advice.
The following information is included:Ripple USD price prediction, Ripple USD project introduction, development history, and more. Keep reading to gain a deeper understanding of Ripple USD.

Ripple USD price prediction

When is a good time to buy RLUSD? Should I buy or sell RLUSD now?

When deciding whether to buy or sell RLUSD, you must first consider your own trading strategy. The trading activity of long-term traders and short-term traders will also be different. The Bitget RLUSD technical analysis can provide you with a reference for trading.
According to the RLUSD 4h technical analysis, the trading signal is Neutral.
According to the RLUSD 1d technical analysis, the trading signal is Sell.
According to the RLUSD 1w technical analysis, the trading signal is Sell.

About Ripple USD (RLUSD)

What Is Ripple USD (RLUSD)?

Ripple USD (RLUSD) is a United States dollar–pegged stablecoin created by Ripple, the company best known for developing the XRP Ledger and the digital asset XRP. Launched in December 2024, each RLUSD token maintains a fixed value of one U.S. dollar, backed by an equivalent amount of cash or cash-equivalent reserves such as short-term U.S. Treasuries. This structure aims to provide stability for transactions, trading, and payments, reducing the volatility common in many cryptocurrencies.

The stablecoin is issued by Standard Custody & Trust Company, LLC (SCTC), a Ripple subsidiary regulated by the New York Department of Financial Services (NYDFS). This regulatory oversight includes strict compliance with Know Your Customer (KYC) and Anti-Money Laundering (AML) standards, placing RLUSD in the category of regulated digital assets. Ripple launched RLUSD in late 2024 as part of its effort to expand its role in cross-border payments and digital finance.

Available on both the XRP Ledger (XRPL) and the Ethereum blockchain, RLUSD offers interoperability between two widely used blockchain ecosystems. On XRPL, RLUSD benefits from fast settlement and low transaction fees, while on Ethereum it functions as an ERC-20 token, allowing integration with a broad range of decentralized finance (DeFi) applications.

How Ripple USD Works

RLUSD operates as a fiat-backed stablecoin with a 1:1 reserve model. For every RLUSD token issued, an equivalent value in U.S. dollars or approved low-risk assets is held in segregated reserves at U.S.-based financial institutions. Independent certified public accountants conduct monthly attestations to verify the accuracy of these reserves. Public reports provide transparency on circulating supply, reserves, and token issuance or redemption.

On the XRP Ledger, RLUSD is implemented as an issued currency, enabling rapid and inexpensive transactions suitable for cross-border payments, remittances, and institutional settlements. On Ethereum, RLUSD follows the ERC-20 token standard, making it compatible with decentralized exchanges, lending protocols, and other smart contract–based services. This multi-chain approach gives users flexibility in choosing their preferred environment for storage, transfers, and integration.

RLUSD can be held in both custodial and non-custodial crypto wallets. Custodial wallets are managed by a third party, offering account recovery options and customer support but with less privacy. Non-custodial wallets give users full control over their private keys, increasing privacy and independence but requiring greater responsibility for security. The stablecoin is supported by a growing list of centralized exchanges, decentralized exchanges, and on/off-ramp providers.

Is Ripple USD Safe?

Several factors contribute to RLUSD’s security and reliability. First, SCTC’s NYDFS charter requires compliance with established U.S. financial regulations, offering a legal framework for operations. Second, the backing reserves consist of cash and high-quality liquid assets held at reputable institutions, with regular third-party attestations providing public proof of coverage. This reduces the risk of under-collateralization.

In addition, RLUSD smart contracts on Ethereum undergo independent audits to ensure they meet industry security standards. Ripple also maintains certifications such as SOC 2 Type II and ISO 27001, along with an active Threat and Vulnerability Management program. Users, however, must still follow best practices for digital asset storage. The safety of RLUSD in practice depends not only on its reserve model and compliance measures but also on the wallet security and operational practices of the holder.

Conclusion

Ripple USD (RLUSD) combines the stability of a fiat-backed digital currency with the versatility of blockchain technology. Its dual presence on the XRP Ledger and Ethereum allows for both fast, low-cost settlements and broad DeFi integration. With regulated issuance, transparent reserve reporting, and multi-chain support, RLUSD is designed to serve individuals, businesses, and institutions seeking a reliable digital asset for payments, trading, and settlement. As with all cryptocurrencies, prospective users should evaluate both the benefits and the operational considerations before holding or transacting with RLUSD.

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Bitget Insights

Dr.Hadji
Dr.Hadji
22h
Brad asks: 'What are you so afraid of?' I’ll tell you. The dinosaurs are afraid of the meteor. 🦖☄️ The banking lobbyists smell their own obsolescence. A crypto native bank under federal supervision isn't competition; it's a replacement. The old swift wires are rusting. Math based currency. #RLUSD is the bridge the elites will walk on to escape the burning dollar The future flows on the Ledger. Make peace with it. #RippleBank #Evolution #Xrp #Ripple
RLUSD0.00%
CryptoRun13
CryptoRun13
2d
Ripple’s Push for a Federal Reserve Master Account Pushes Financial Shift
Ripple seeks a Federal Reserve master account as RLUSD expands, signaling a major shift in global payments and stablecoin regulation. This was one of the points that was pointed out in a post by Ledarsidorna.se, and that Ripple quietly but firmly pushed to have a Federal Reserve master account. This operation would enable the Ripple Labs to issue and custody its own RLUSD stablecoin. The shift made Ripple a part of the United States payment system core. The creation was not expected by a lot of observers since the mainstream financial outlets did not cover the news. Ripple had been working on expanding its regulatory footprint in the U.S. in 2025.The action was an indication of a change since stablecoin issuers could hardly work directly with the Federal Reserve. Ripple enhanced its position by building RLUSD in line with banking-grade compliance designs. The master account may enable Ripple to make settlements without intermediaries. This would make it faster and decrease the systemic costs across the cross-border markets. This progress demonstrated the long-term plan by Ripple to become a global settlement backbone and not a niche crypto project. This news raised powerful responses in the financial industry as the consequences went much further than price fluctuations of XRP. Ripple Prime Grows With a Big Acquisition In 2025 Ripple acquired Hidden Road (a $1.25 billion deal) and renamed it Ripple Prime. The buy made Ripple a multi-asset prime broker in the world. The company has ventured into markets which dealt with volumes equivalent to national GDPs. The growth meant that Ripple Prime was able to offer equities, FX, commodities and digital assets to institutions on a single infrastructure. The integration brought a new competitive movement since it put traditional brokers under pressure to modernize faster. The acquisition demonstrated how Ripple intends to take over institutional finance through integrating blockchain rails with already existing market structures. The company employed this to further develop RLUSD and gear towards further penetration into controlled financial markets. The relocation was related to the larger goal of Ripple to lock stablecoins within conventional settlement systems. The digital asset industry saw the acquisition as one of the biggest steps in transforming the institutional liquidity flows. Ripple showed that crypto-native businesses would be capable of buying the old-fashioned financial organizations and refurbishing them within a short time. Such development drove the company towards the global systemic settlement player. Central Banks Change in the U.S. and Europe These developments were associated with Riksbank, Sweden in the analysis. In late 2025, the Swedish central bank changed its position on the skeptical to urgent in terms of regulation of stablecoins. The shift has happened because U.S. policy revisions have incorporated digital assets into the national security and economic infrastructure at the beginning of 2025. This policy change put strain on the institutions in Europe such as Riksbank and ECB. Such institutions discovered that the U.S. stablecoin systems were speeding up at a rate higher than theirs. The post encouraged leadership reforms as the failure to respond promptly would make the European financial systems disadvantaged. The quick growth of Ripple proved that the international infrastructure race ceased to be the zone of the mere cryptocurrencies stories. The discussion had now shifted to transaction architecture, efficiency of settlements and the modernization of securities. That analysis alleged Ripple as being a focal point in this shift. The dislocation compelled global regulators to be flexible. The traction of RLUSD and Ripple Prime generated structural effects of payment networks across the globe over the long term. Global Finance Ready to Undergo Structural Alignment The post indicated that the general transformation could not be comprehended among many institutions. Ripple entered into controlled international markets. The company manipulated payment tracks, liquidity systems, and banking principles. The takeover and master account acquisition established a powerful base of domination in the future. The evolution revealed that crypto infrastructure became an indispensable part of the global finance. Investors, regulators and policymakers started reevaluating their strategies. The movement at Ripple indicated a restructuring that can define the global financial architecture in 2026 and beyond. $XRP
RLUSD0.00%
XRP+0.67%
DavidTheBuilder
DavidTheBuilder
2d
🔥 FOMC Crypto Market Alert: Markets Turn Red Ahead of the Fed Crypto slipped into risk-off mode today as traders brace for the FOMC decision. BTC fell to ~$92,166,  $ETH e to $3,355, while XRP dropped 4.9% to $2.06. BlackRock added fuel to the tension after moving 2,000+ BTC (~$200M) to Coinbase - a transfer timed hours before the Fed update. Markets are wondering: what does BlackRock expect? History isn’t comforting either: BTC fell after 6 of the last 7 FOMC meetings, averaging a 0.7% decline in the following 48 hours. Technically,  $BTC  lost the $93K support and now sits at a “make-or-break” zone. A hawkish Fed could spark sharp volatility in both directions. Meanwhile, XRP faces extra pressure as RLUSD activity dropped 60%- though supply on Ethereum continues to grow, showing users may simply be shifting chains.
BTC-0.13%
RLUSD0.00%
ManuStha
ManuStha
4d
FYI : The Axelar-Solana integration enabling direct routing of XRP and RLUSD from XRPL and XRPL EVM Sidechain to Solana is on track for rollout this month. Final Interchain Token Service (ITS) audits are in progress, and should activate once those security reviews wrap up, unlocking seamless cross-chain transfers and boosting liquidity in Solana's DeFi ecosystem. $AXL $XRP $SOL
RLUSD0.00%
XRP+0.67%

RLUSD/USD price calculator

RLUSD
USD
1 RLUSD = 0.9997 USD. The current price of converting 1 Ripple USD (RLUSD) to USD is 0.9997. This rate is for reference only.
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RLUSD resources

Ripple USD ratings
4.4
100 ratings
Contracts:
0x8292...06317ed(Ethereum)
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What can you do with cryptos like Ripple USD (RLUSD)?

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What is Ripple USD and how does Ripple USD work?

Ripple USD is a popular cryptocurrency. As a peer-to-peer decentralized currency, anyone can store, send, and receive Ripple USD without the need for centralized authority like banks, financial institutions, or other intermediaries.
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FAQ

What is the current price of Ripple USD?

The current price of Ripple USD can be found on various crypto market platforms, including Bitget Exchange.

What factors affect the price of Ripple USD?

The price of Ripple USD is influenced by market demand, regulatory news, technological advancements, and partnerships within the financial sector.

Where can I buy Ripple USD?

You can buy Ripple USD on several exchanges, including Bitget Exchange.

Is Ripple USD expected to rise in price?

Forecasting the price of Ripple USD is speculative; market analysts often consider trends and developments in the crypto market, and opinions vary.

How does Ripple USD compare to Bitcoin in terms of price?

Ripple USD typically has a lower price than Bitcoin due to its different use case and total supply, but for precise comparisons, check real-time data on Bitget Exchange.

What is the historical price trend of Ripple USD?

The historical price trend of Ripple USD shows fluctuations based on market conditions and major events in the financial sector. You can review this data on Bitget Exchange.

Are there any price predictions for Ripple USD in the upcoming year?

Price predictions for Ripple USD vary among analysts; however, they often rely on technological developments and market trends. It's best to consult multiple sources.

What is the market capitalization of Ripple USD?

The market capitalization of Ripple USD can be checked in real-time on platforms like Bitget Exchange.

What are the implications of SEC regulations on Ripple USD's price?

Regulatory outcomes significantly impact Ripple USD's price; favorable news can boost it, while negative news may lead to declines.

What strategies can I use to invest in Ripple USD?

Investing strategies for Ripple USD include dollar-cost averaging, technical analysis, and staying informed about market news. Consider using Bitget Exchange for trading.

What is the current price of Ripple USD?

The live price of Ripple USD is $1 per (RLUSD/USD) with a current market cap of $1,027,364,102.78 USD. Ripple USD's value undergoes frequent fluctuations due to the continuous 24/7 activity in the crypto market. Ripple USD's current price in real-time and its historical data is available on Bitget.

What is the 24 hour trading volume of Ripple USD?

Over the last 24 hours, the trading volume of Ripple USD is $21.88M.

What is the all-time high of Ripple USD?

The all-time high of Ripple USD is $1.02. This all-time high is highest price for Ripple USD since it was launched.

Can I buy Ripple USD on Bitget?

Yes, Ripple USD is currently available on Bitget’s centralized exchange. For more detailed instructions, check out our helpful How to buy ripple-usd guide.

Can I get a steady income from investing in Ripple USD?

Of course, Bitget provides a strategic trading platform, with intelligent trading bots to automate your trades and earn profits.

Where can I buy Ripple USD with the lowest fee?

Bitget offers industry-leading trading fees and depth to ensure profitable investments for traders. You can trade on the Bitget exchange.

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